NOT LISTED FOR SALE

1190 Oliver Hill Rd Banner Elk, NC 28604

Estimated Value: $413,697 - $595,000

2 Beds
2 Baths
1,352 Sq Ft
$368/Sq Ft Est. Value

Last Sold May 08, 2020

Last sale price $290,000 $214 Per Sq Ft

Est. 71% increase in value since last sale

Current estimated payment $2,686/month

20 Days on Market

Highlights

  • Mountain View
  • Cathedral Ceiling
  • Furnished
  • Valle Crucis Elementary School Rated A-
  • Mountain Architecture
  • No HOA

About This Home

As of May 2020

If you're looking for LOCATION, LONG RANGE VIEWS & all one level living, then this IS it! Conveniently located in the desirable Matney Community located between Banner Elk & Valle Crucis (5 minutes to Banner Elk). This adorable cottage has been meticulously maintained & loved by the owners. The home features 2 oversized bedrooms and 2 full baths. The gourmet kitchen has gorgeous granite counters, eating bar, tile backsplash, new stainless appliances, under cabinet lighting PLUS all custom cabinetry! The family room boasts vaulted ceilings, wood floors, large windows to enjoy the view & a non-vented gas fireplace. The home comes with a smart NEST thermostat system, wi-fi Osram lighting PLUS central A/C & heat. Being sold FULLY FURNISHED with all high end furnishings! Enjoy this quiet location from the covered front porch, sipping a glass of wine while soaking in the LONG RANGE views. There is also a detached storage room for extra storage. Beautiful flat lot and the septic is for a 2 bedroom but there is abundant space for an additional septic line should you want to add on in the future. Don't wait on this house as it is the only one in the area for sale and won't last long!

Last Agent to Sell the Property

Cindy Giarrusso

Blue Ridge Realty & Investment Listed on: 03/18/2020

Last Buyer's Agent

Caroline McGuire

Keller Williams High Country

Keller Williams High Country

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $794

Year Built

  • Built in 2002

Lot Details

  • 0.83

Home Design

  • Mountain Architecture
  • Wood Frame Construction
  • Shingle Roof
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 1,352 Sq Ft Home
  • 1-Story Property
  • Furnished
  • Cathedral Ceiling
  • Gas Fireplace
  • Propane Fireplace
  • Double Pane Windows
  • Window Treatments
  • Window Screens
  • Mountain Views
  • Crawl Space

Kitchen

  • Electric Range
  • Recirculated Exhaust Fan
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Parking

  • No Garage
  • Private Parking
  • Driveway
  • Paved Parking

Schools

  • Valle Crucis Elementary School
  • Watauga High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Propane
  • Private Water Source
  • Shared Well
  • Well
  • Electric Water Heater
  • High Speed Internet

Additional Features

  • Covered Patio or Porch
  • 0.83 Acre Lot

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Short Term Rentals Allowed
  • Long Term Rental Allowed
  • Assessor Parcel Number 1960-51-5192-000

Home Details

Home Type

Single Family

Est. Annual Taxes

$794

Year Built

Built in 2002

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.83
  • Road Surface Type: Paved
  • Subdivision Name: None
  • Above Grade Finished Sq Ft: 1352.0
  • Architectural Style: Mountain
  • Garage Yn: No
  • Unit Levels: One
  • Building Stories: 1
  • Year Built: 2002
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Dryer, Dishwasher, Electric Range, Electric Water Heater, Disposal, Microwave Hood Fan, Microwave, Refrigerator, Washer
  • Has Basement: Crawl Space
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Fireplace Features: One, Gas, Propane
  • Fireplaces: 1
  • Fireplace: Yes
  • Interior Amenities: Cathedral Ceiling(s), Furnished, Vaulted Ceiling(s), Window Treatments
  • Living Area: 1352.0
  • Stories: 1
  • Window Features: Double Pane Windows, Screens, Window Treatments

Exterior Features

  • View: Long Range
  • View: Yes
  • Home Warranty: No
  • Construction Type: Vinyl Siding, Wood Frame
  • Exterior Features: Paved Driveway
  • Patio And Porch Features: Covered
  • Roof: Asphalt, Shingle

Garage/Parking

  • Parking Features: Asphalt, Driveway, No Garage, Paved, Private

Utilities

  • Laundry Features: Main Level
  • Cooling: Central Air, Electric, 1 Unit
  • Cooling Y N: Yes
  • Heating: Forced Air, Fireplace(s), Propane
  • Heating Yn: Yes
  • Sewer: Septic Permit 2 Bedroom
  • Utilities: High Speed Internet Available
  • Water Source: Private, Shared Well, Well

Condo/Co-op/Association

  • Community Features: Long Term Rental Allowed, Short Term Rental Allowed
  • Association: No

Schools

  • Elementary School: Valle Crucis
  • High School: Watauga

Lot Info

  • Parcel #: 1960-51-5192-000
  • Zoning Description: Residential
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 794.38
  • Tax Book Number: 1020/291

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 18, 2020
Closed on
May 1, 2020
Sold by
West John Jeremiah and West Susan
Bought by
Chialvo Pablo and Chialvo Clare Hilary
Seller's Agent
Cindy Giarrusso
Blue Ridge Realty & Investment
Buyer's Agent
Caroline McGuire
Keller Williams High Country
List Price
$290,000
Sold Price
$290,000
Current Estimated Value
$496,924

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$206,924
Avg. Annual Appreciation
10.35%
Original Mortgage
$275,500
Outstanding Balance
$245,041
Interest Rate
3.5%
Mortgage Type
New Conventional
Estimated Equity
$251,883
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Chialvo Pablo $290,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Chialvo Pablo $275,500
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/08/2020 05/08/20 Sold $290,000 0.0% $214 / Sq Ft
04/08/2020 04/08/20 Pending -- -- --
03/18/2020 03/18/20 For Sale $290,000 -- $214 / Sq Ft
Source: High Country Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,022 $249,800 $33,400 $216,400
2023 $999 $249,800 $33,400 $216,400
2022 $999 $249,800 $33,400 $216,400
2021 $794 $157,700 $27,800 $129,900
2020 $794 $157,700 $27,800 $129,900
2019 $794 $157,700 $27,800 $129,900
2018 $716 $157,700 $27,800 $129,900
2017 $716 $157,700 $27,800 $129,900
2013 -- $154,000 $27,800 $126,200
Source: Public Records

Agents Affiliated with this Home

  • Cindy Giarrusso

    Seller's Agent in 2020

    Cindy Giarrusso

    Blue Ridge Realty & Investment

    (828) 964-2896

    17 in this area

    243 Total Sales

    Cindy Giarrusso
    Section Image
  • Caroline McGuire

    Buyer's Agent in 2020

    Caroline McGuire

    Keller Williams High Country

    (828) 773-7276

    17 in this area

    71 Total Sales

    Caroline McGuire
    Section Image
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Map

Source: High Country Association of REALTORS®

MLS Number: 220913

High Country Association of REALTORS®

APN: 1960-51-5192-000

North Carolina Watauga County Banner Elk 28604

1190 Oliver Hill Rd, Banner Elk, NC

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

High Country Association of REALTORS® IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

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