1190 Stewart Ridge Rd Sparta, KY 41086
3
Beds
2
Baths
1,390
Sq Ft
4.31
Acres
Highlights
- View of Trees or Woods
- Cape Cod Architecture
- Creek On Lot
- Granite Flooring
- Deck
- Cathedral Ceiling
About This Home
As of March 2022Breathtakingly Charming! 3BR, 2BA (both with heated floors) Cape Cod on 4.3 AC in the country! Cathedral wood plank ceiling, skylight, SPACIOUS OPEN FLOOR PLAN! Wraparound front porch, deck, perimeter and pasture fencing. BONUS! 36x40 Garage/Workshop w/12' electric garage door!!! This home is SPECIAL! You will absolutely LOVE IT! Only minutes to I/71.
Last Agent to Sell the Property
Huff Realty - Florence License #229762 Listed on: 10/23/2020
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,317
Year Built
- Built in 2013
Lot Details
- 4.31 Acre Lot
- Property fronts a state road
- Partially Fenced Property
- Wood Fence
- Barbed Wire
- Perimeter Fence
- Aluminum or Metal Fence
- Level Lot
- Cleared Lot
Parking
- 4 Car Garage
- Driveway
- Off-Street Parking
Property Views
- Woods
- Valley
Home Design
- Cape Cod Architecture
- Block Foundation
- Shingle Roof
Interior Spaces
- 1,390 Sq Ft Home
- 1.5-Story Property
- Woodwork
- Cathedral Ceiling
- Ceiling Fan
- Skylights
- Recessed Lighting
- Fireplace Features Blower Fan
- Gas Fireplace
- Double Hung Windows
- Wood Frame Window
- Aluminum Window Frames
- Panel Doors
- Family Room with Fireplace
- Dining Room
- Crawl Space
- Fire and Smoke Detector
- Laundry Room
Kitchen
- Country Kitchen
- Breakfast Bar
- Microwave
- Dishwasher
- Solid Surface Countertops
- Solid Wood Cabinet
Flooring
- Laminate
- Granite
- Marble
- Slate Flooring
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- En-Suite Primary Bedroom
- Walk-In Closet
- Dressing Area
- 2 Full Bathrooms
- Primary Bathroom includes a Walk-In Shower
Outdoor Features
- Creek On Lot
- Stream or River on Lot
- Deck
- Covered Patio or Porch
- Separate Outdoor Workshop
Schools
- Owen County Elementary School
- Maurice Bowling Middle School
- Owen County High School
Farming
- Equipment Barn
- Pasture
Utilities
- Humidifier
- Central Air
- Heat Pump System
- 220 Volts
- Propane
- Septic Tank
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 058-00-00-002.39
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 22, 2022
Closed on
Mar 8, 2022
Sold by
The Gordon Board And Bernett Board Trust
Bought by
Gallagher Angela R and Gallagher Mark J
Seller's Agent
Judy Behan
Berkshire Hathaway Home Services Professional Realty
Buyer's Agent
Kellie McCoy
Paragon Realty Partners
Sold Price
$372,000
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$31,233
Avg. Annual Appreciation
1.64%
Purchase Details
Closed on
Sep 30, 2021
Sold by
Sparks Connor R
Bought by
Gallagher Mark J and Gallagher Angela R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$304,584
Interest Rate
2.8%
Mortgage Type
VA
Purchase Details
Listed on
Oct 23, 2020
Closed on
Dec 11, 2020
Sold by
Pennington Jonas and Pennington Tejuana
Bought by
Sparks Connor R
Seller's Agent
Monica Howe
Huff Realty - Florence
Buyer's Agent
Brittney Finke-Maher
Keller Williams Realty Services
List Price
$254,900
Sold Price
$275,000
Premium/Discount to List
$20,100
7.89%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.95%
Original Mortgage
$214,400
Interest Rate
2.7%
Mortgage Type
New Conventional
Similar Home in Sparta, KY
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The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $40,000 | None Listed On Document | |
| Deed | $294,000 | Mattingly Ford Ttl Svcs Llc | |
| Deed | $275,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $304,584 | VA | |
| Previous Owner | $214,400 | New Conventional | |
| Previous Owner | $55,300 | Closed End Mortgage |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 03/09/2022 03/09/22 | Sold | $372,000 | -7.0% | $268 / Sq Ft |
| 02/08/2022 02/08/22 | Pending | -- | -- | -- |
| 02/07/2022 02/07/22 | For Sale | -- | -- | -- |
| 02/02/2022 02/02/22 | Pending | -- | -- | -- |
| 01/24/2022 01/24/22 | For Sale | -- | -- | -- |
| 01/23/2022 01/23/22 | Pending | -- | -- | -- |
| 01/22/2022 01/22/22 | For Sale | $399,900 | +45.4% | $288 / Sq Ft |
| 12/11/2020 12/11/20 | Sold | $275,000 | +7.9% | $198 / Sq Ft |
| 10/25/2020 10/25/20 | Pending | -- | -- | -- |
| 10/23/2020 10/23/20 | For Sale | $254,900 | -- | $183 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,317 | $372,000 | $0 | $0 |
| 2023 | $4,358 | $372,000 | $0 | $0 |
| 2022 | $3,413 | $294,000 | $0 | $0 |
| 2021 | $3,198 | $275,000 | $30,000 | $245,000 |
| 2020 | $1,116 | $92,000 | $20,000 | $72,000 |
| 2019 | $1,118 | $92,000 | $0 | $0 |
| 2018 | $1,081 | $92,000 | $0 | $0 |
| 2017 | $1,061 | $92,000 | $0 | $0 |
| 2016 | $1,069 | $92,000 | $0 | $0 |
| 2015 | $1,057 | $92,000 | $20,000 | $72,000 |
| 2013 | $597 | $70,000 | $0 | $0 |
| 2012 | $597 | $80,700 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2022
Judy Behan
Berkshire Hathaway Home Services Professional Realty
(812) 841-0358
71 Total Sales
-
K
Buyer's Agent in 2022
Kellie McCoy
Paragon Realty Partners
-
Seller's Agent in 2020
Monica Howe
Huff Realty - Florence
(859) 393-5778
143 Total Sales
-
Buyer's Agent in 2020
Brittney Finke-Maher
Keller Williams Realty Services
(859) 393-6373
107 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 543144
APN: 058-00-00-002.39
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2025 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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