$699,000
OPEN SAT 11AM - 2PM

1192 Bay Highlands Dr Annapolis, MD 21403

Estimated payment $4,248/month

Total Views 8,616
4 Beds
2.5 Baths
2,200 Sq Ft
$318 Price per Sq Ft

Highlights

  • Boat Ramp
  • 5 Dock Slips
  • Home fronts navigable water
  • Hillsmere Elementary School Rated 9+
  • Pier
  • Fishing Allowed

About This Home

Welcome to this generously spacious 4-bedroom, 2.5-bathroom home that blends comfort, charm, and functionality in every room. With its expansive layout and thoughtfully updated features, this home offers the perfect setting for both relaxing and entertaining.
You’ll love the bright recessed lighting, plantation shutters, ceiling fans, and stunning crown molding throughout. The updated bamboo floors add warmth and elegance, while the newly finished loft provides the ideal bonus space for a home office, playroom, or guest retreat. Each bedroom and bathroom is comfortably sized, offering plenty of room for everyone.
The heart of the home—the kitchen—is sure to impress with its modern white shaker cabinets, stainless steel appliances, recessed lighting, and ample storage space that will inspire your inner chef.
Step outside to your private deck, perfect for morning coffee or evening gatherings, all overlooking a peaceful wooded lot.
Located in a welcoming waterfront community, enjoy exclusive access to the private playground on the beach and a dock with boat ramp just a block away—perfect for boating, kayaking, or simply enjoying the water.

Listing Agent

Shelley Baden

Berkshire Hathaway HomeServices PenFed Realty License #0225242143 Listed on: 08/29/2025

Berkshire Hathaway HomeServices PenFed Realty

Open House Schedule

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,611

Year Built

  • Built in 1986 | Remodeled in 2020

Lot Details

  • 7,500 Sq Ft Lot
  • Home fronts navigable water
  • Creek or Stream
  • Property is Fully Fenced
  • Wood Fence
  • Wire Fence
  • Property is zoned R2

Home Design

  • Colonial Architecture
  • Craftsman Architecture
  • Traditional Architecture
  • Frame Construction
  • Architectural Shingle Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,200 Sq Ft Home
  • Property has 3 Levels
  • Open Floorplan
  • Crown Molding
  • Recessed Lighting
  • Plantation Shutters
  • Entrance Foyer
  • Great Room
  • Dining Room

Kitchen

  • Electric Oven or Range
  • Cooktop
  • Microwave
  • Ice Maker
  • Dishwasher
  • Upgraded Countertops
  • Disposal

Flooring

  • Bamboo
  • Wood
  • Carpet
  • Tile or Brick
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom
  • En-Suite Bathroom

Laundry

  • Laundry Room
  • Laundry on main level

Parking

  • 4 Parking Spaces
  • 4 Driveway Spaces
  • Paved Parking

Outdoor Features

  • Pier
  • Canoe or Kayak Water Access
  • Private Water Access
  • Personal Watercraft
  • Waterski or Wakeboard
  • Physical Dock Slip Conveys
  • 5 Dock Slips
  • Powered Boats Permitted
  • Lake Privileges
  • Deck
  • Gazebo
  • Shed
  • Porch

Schools

  • Hillsmere Elementary School
  • Annapolis Middle School
  • Annapolis High School

Utilities

  • Central Air
  • Heat Pump System
  • Well
  • Electric Water Heater
  • Water Conditioner is Owned

Additional Features

  • Doors swing in
  • Property is near a creek

Listing and Financial Details

  • Tax Lot 121
  • Assessor Parcel Number 020204608652000

Community Details

Overview

  • No Home Owners Association
  • Bay Highlands Hoa Community
  • Bay Highlands Subdivision

Amenities

  • Picnic Area

Recreation

  • Boat Ramp
  • Boat Dock
  • Pier or Dock
  • 5 Community Slips
  • 1 Community Docks
  • Community Playground
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,611

Year Built

Built in 1986 | Remodeled in 2020

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial, Craftsman, Traditional
  • Accessibility Features: Doors - Swing In
  • Ownership: Fee Simple
  • Historic: No
  • Inclusions: Canopy on back deck
  • New Construction: No
  • Story List: Main, Upper 1, Upper 2
  • Expected On Market: 8/29/2025 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 1986
  • Year Renovated: 2020
  • Remarks Public: Welcome to this generously spacious 4-bedroom, 2.5-bathroom home that blends comfort, charm, and functionality in every room. With its expansive layout and thoughtfully updated features, this home offers the perfect setting for both relaxing and entertaining. You’ll love the bright recessed lighting, plantation shutters, ceiling fans, and stunning crown molding throughout. The updated bamboo floors add warmth and elegance, while the newly finished loft provides the ideal bonus space for a home office, playroom, or guest retreat. Each bedroom and bathroom is comfortably sized, offering plenty of room for everyone. The heart of the home—the kitchen—is sure to impress with its modern white shaker cabinets, stainless steel appliances, recessed lighting, and ample storage space that will inspire your inner chef. Step outside to your private deck, perfect for morning coffee or evening gatherings, all overlooking a peaceful wooded lot. Located in a welcoming waterfront community, enjoy exclusive access to the private playground on the beach and a dock with boat ramp just a block away—perfect for boating, kayaking, or simply enjoying the water.
  • Special Features: 4097
  • Property Sub Type: Detached

Interior Features

  • Appliances: Cooktop, Dishwasher, Disposal, Microwave, Oven/Range - Electric, Refrigerator, Icemaker, Water Conditioner - Owned
  • Flooring Type: Bamboo, Carpet, Tile/Brick, Luxury Vinyl Tile
  • Interior Amenities: Combination Kitchen/Dining, Combination Kitchen/Living, Primary Bath(s), Upgraded Countertops, Wood Floors, Floor Plan - Open
  • Fireplace: No
  • Foundation Details: Concrete Perimeter
  • Levels Count: 3
  • Room List: Dining Room, Primary Bedroom, Bedroom 2, Kitchen, Foyer, Bedroom 1, Great Room, Laundry, Primary Bathroom, Full Bath, Half Bath
  • Basement: No
  • Laundry Type: Main Floor
  • Total Sq Ft: 2200
  • Living Area Sq Ft: 2200
  • Price Per Sq Ft: 317.73
  • Above Grade Finished Sq Ft: 2200
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 1192

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Upper Level Full Bathrooms: 2
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed, Gazebo
  • Construction Materials: Frame
  • Road Surface Type: Black Top
  • Roof: Architectural Shingle
  • Water Access Features: Canoe/Kayak, Boat - Powered, Private Access, Fishing Allowed, Personal Watercraft (PWC), Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: OYSTER/BLACK WALNUT CREEKS
  • Water Body Type: Creek/Stream
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Asphalt Driveway, Paved Parking
  • Total Garage And Parking Spaces: 4
  • Type Of Parking: Driveway
  • Number of Spaces in Driveway: 4

Utilities

  • Refuse: 298.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Boat Dock/Slip, Boat Ramp, Picnic Area, Pier/Dock, Tot Lots/Playground, Water/Lake Privileges
  • HOA: No
  • Senior Community: No

Schools

  • School District: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
  • Elementary School: HILLSMERE
  • Middle School: ANNAPOLIS
  • High School: ANNAPOLIS
  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Key: 121140671932
  • School District Source: 3rd Party
  • Elementary School: HILLSMERE
  • High School: ANNAPOLIS
  • Middle Or Junior School: ANNAPOLIS

Lot Info

  • Additional Parcels: No
  • Fencing: Fully, Wood, Wire
  • Land Use Code: R
  • Lot Size Acres: 0.17
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 7500.00
  • Outdoor Living Structures: Deck(s), Porch(es)
  • Soil Types: Loam
  • Year Assessed: 2025
  • Zoning: R2
  • In City Limits: No

Rental Info

  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 5611.00
  • Assessor Parcel Number: 020204608652000
  • Tax Lot: 121
  • Tax Total Finished Sq Ft: 1728
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

Multi Family

  • Mean Low Water Feet: 4

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,972 $513,667 -- --
2024 $5,972 $477,733 $0 $0
2023 $5,828 $441,800 $260,500 $181,300
2022 $4,896 $417,500 $0 $0
2021 $9,864 $393,200 $0 $0
2020 $4,836 $368,900 $225,500 $143,400
2019 $4,400 $365,767 $0 $0
2018 $3,677 $362,633 $0 $0
2017 $4,454 $359,500 $0 $0
2016 -- $345,900 $0 $0
2015 -- $332,300 $0 $0
2014 -- $318,700 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/29/2025 08/29/25 For Sale $699,000 +15.5% $318 / Sq Ft
08/31/2022 08/31/22 Sold $605,000 +2.6% $275 / Sq Ft
07/28/2022 07/28/22 For Sale $589,900 +31.1% $268 / Sq Ft
12/03/2018 12/03/18 Sold $449,900 +0.2% $229 / Sq Ft
10/02/2018 10/02/18 Pending -- -- --
09/20/2018 09/20/18 Price Changed $449,000 -1.3% $228 / Sq Ft
08/22/2018 08/22/18 For Sale $455,000 +66.1% $231 / Sq Ft
09/22/2017 09/22/17 Sold $274,010 -2.1% $159 / Sq Ft
08/21/2017 08/21/17 Pending -- -- --
07/20/2017 07/20/17 For Sale $279,900 -- $162 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $605,000 --
Deed $449,900 Titlemax Llc
Special Warranty Deed $274,010 None Available
Trustee Deed $491,252 None Available
Deed $366,000 --
Deed $87,800 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $484,000 New Conventional
Previous Owner $436,075 New Conventional
Previous Owner $429,400 New Conventional
Previous Owner $427,405 New Conventional
Previous Owner $350,400 Stand Alone Second
Previous Owner $70,000 Credit Line Revolving
Previous Owner $292,800 Adjustable Rate Mortgage/ARM
Previous Owner $36,550 Credit Line Revolving
Previous Owner $200,000 Adjustable Rate Mortgage/ARM
Previous Owner $90,000 No Value Available
Source: Public Records

Source: Bright MLS

MLS Number: MDAA2121756

Bright MLS

APN: 02-046-08652000