NOT LISTED FOR SALE

1196 Spruce Ave Shady Side, MD 20764

Estimated Value: $403,018 - $472,000

3 Beds
2.5 Baths
1,344 Sq Ft
$326/Sq Ft Est. Value

Last Sold July 30, 2021

Last sale price $339,900 $253 Per Sq Ft

Est. 29% increase in value since last sale

Current estimated payment $2,697/month

Highlights

  • Home fronts navigable water
  • Coastal Architecture
  • Central Air
  • Water Access
  • No HOA
  • Water Conditioner is Owned

About This Home

As of July 2021

Adorable Home in sought after Cedarhurst on the Bay. Spacious Rooms, Updated Flooring, Recently Painted, as well as recent renovation to the kitchen and baths. The front has a spacious porch to enjoy the days and evenings. Beautiful lot with a deck to boot!! This one is a must see. Community Offers Gorgeous Green Space on the Chesapeake Bay. Enjoy Community Boat Ramp, Slips, Fishing Pier, Beach, Playground, Picnic Areas and Clubhouse. No Restrictive Covenants.

Last Agent to Sell the Property

Will Stein

(410) 231-3757 contactus.2023@stein.realtor Compass License #641331 Listed on: 06/25/2021

Compass

Co-Listed By

Melissa Farrell

(202) 888-4140 melissa@stein.realtor Compass License #628556

Last Buyer's Agent

Jennifer Hincks

(443) 994-3535 jenhincks1@gmail.com Blackwell Real Estate, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,928

Year Built

  • Built in 1991

Lot Details

  • 5,000 Sq Ft Lot
  • Home fronts navigable water
  • Property is zoned R5

Parking

  • Driveway

Home Design

  • Coastal Architecture
  • Vinyl Siding

Interior Spaces

  • 1,344 Sq Ft Home
  • Property has 2 Levels

Kitchen

  • Built-In Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms

Laundry

  • Electric Dryer
  • Washer

Outdoor Features

  • Water Access
  • Property near a bay

Location

  • Flood Risk

Schools

  • Shady Side Elementary School
  • Southern Middle School
  • Southern High School

Utilities

  • Central Air
  • Heat Pump System
  • Well
  • Electric Water Heater
  • Water Conditioner is Owned

Community Details

  • No Home Owners Association
  • Cedarhurst On The Bay Subdivision

Listing and Financial Details

  • Tax Lot 5
  • Assessor Parcel Number 020715504810400

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,928

Year Built

Built in 1991

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Coastal
  • Ownership: Fee Simple
  • Home Warranty: No
  • Inclusions: Built In Microwave, 4 Ceiling Fans, Clothes Dryer and Clothes Washer, Dishwasher, Garbage Disposal, 1 Refrigerator with Ice Maker, Shades/Blinds, Storage Shed-As Is, Garbage Disposal, Storm Door, Stove/Range, Water Treatment System
  • New Construction: No
  • Story List: Main
  • Expected On Market: 2021-06-25
  • Federal Flood Zone: Yes
  • Year Built: 1991
  • Automatically Close On Close Date: No
  • Remarks Public: Adorable Home in sought after Cedarhurst on the Bay. Spacious Rooms, Updated Flooring, Recently Painted, as well as recent renovation to the kitchen and baths. The front has a spacious porch to enjoy the days and evenings. Beautiful lot with a deck to boot!! This one is a must see. Community Offers Gorgeous Green Space on the Chesapeake Bay. Enjoy Community Boat Ramp, Slips, Fishing Pier, Beach, Playground, Picnic Areas and Clubhouse. No Restrictive Covenants.
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Disposal, Dryer - Electric, Refrigerator, Washer, Water Conditioner - Owned
  • Fireplace: No
  • Levels Count: 2
  • Basement: No
  • Total Sq Ft: 1344
  • Living Area Sq Ft: 1344
  • Price Per Sq Ft: 252.90
  • Above Grade Finished Sq Ft: 1344
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 1196

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 3.00
  • Main Level Full Bathrooms: 2
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Water Access: Yes
  • Water Body Type: Bay
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Driveway

Utilities

  • Refuse: 298.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
  • Elementary School: SHADY SIDE
  • Middle School: SOUTHERN
  • High School: SOUTHERN
  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Key: 121140671932
  • School District Source: 3rd Party
  • Elementary School: SHADY SIDE
  • High School: SOUTHERN
  • Middle Or Junior School: SOUTHERN

Green Features

  • Clean Green Assessed: No

Lot Info

  • Improvement Assessed Value: 156800.00
  • Land Assessed Value: 131700.00
  • Land Use Code: 011
  • Lot Size Acres: 0.11
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 5000.00
  • Year Assessed: 2021
  • Zoning: R5
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Assessor Parcel Number: 15327880
  • Tax Annual Amount: 2928.00
  • Assessor Parcel Number: 020715504810400
  • Tax Lot: 5
  • Tax Total Finished Sq Ft: 1344
  • County Tax Payment Frequency: Annually
  • Tax Year: 2020
  • Close Date: 07/30/2021

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 25, 2021
Closed on
Jul 30, 2021
Sold by
Jones Morgan Jane and Jones Alan H
Bought by
Morse Harold and Tushaus Kathryn
Seller's Agent
Will Stein
Compass
Buyer's Agent
Jennifer Hincks
Blackwell Real Estate, LLC
List Price
$339,900
Sold Price
$339,900
Current Estimated Value
$437,505

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$97,605
Avg. Annual Appreciation
6.24%
Original Mortgage
$254,925
Outstanding Balance
$231,963
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$205,542

Purchase Details

Listed on
May 29, 2019
Closed on
Oct 28, 2019
Sold by
Bruno Brian
Bought by
Jones Alan
Seller's Agent
Mary Beth Paganelli
Long & Foster Real Estate, Inc.
Buyer's Agent
Krissy Curtis
Samson Properties
List Price
$323,500
Sold Price
$279,900
Premium/Discount to List
-$43,600
-13.48%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.67%
Original Mortgage
$285,917
Interest Rate
3.65%

Purchase Details

Listed on
Nov 4, 2014
Closed on
Feb 12, 2016
Sold by
Lutter Kenneth J
Bought by
Bruno Brian
Seller's Agent
Kristina Miller
Keller Williams Legacy
Buyer's Agent
Mary Beth Paganelli
Long & Foster Real Estate, Inc.
List Price
$178,000
Sold Price
$178,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.01%
Original Mortgage
$178,762
Interest Rate
3.92%
Mortgage Type
VA

Purchase Details

Closed on
Oct 17, 2008
Sold by
Indymac Bank
Bought by
Lutter Kenneth J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$260,905
Interest Rate
6.17%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 26, 2008
Sold by
Indymac Bank
Bought by
Lutter Kenneth J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$260,905
Interest Rate
6.17%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 13, 2008
Sold by
Shirley Melanie R
Bought by
Indymac Bank

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$260,905
Interest Rate
6.17%
Mortgage Type
FHA

Purchase Details

Closed on
Aug 9, 2006
Sold by
Shirley Melanie R
Bought by
Shirley Melanie R and Davis Lisa C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$274,500
Interest Rate
8.37%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan

Purchase Details

Closed on
Jun 26, 2006
Sold by
Shirley Melanie R
Bought by
Shirley Melanie R and Davis Lisa C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$274,500
Interest Rate
8.37%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan

Purchase Details

Closed on
Aug 7, 2001
Sold by
Chaney John R
Bought by
Shirley Melanie R
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Morse Harold $339,900 Universal Title
Jones Alan $279,900 Universal Title
Bruno Brian $178,000 Attorney
Lutter Kenneth J $265,000 --
Indymac Bank $284,000 --
Lutter Kenneth J $265,000 --
Indymac Bank $284,000 --
Shirley Melanie R -- --
Shirley Melanie R -- --
Shirley Melanie R $146,900 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Morse Harold $254,925
Previous Owner Jones Alan $285,917
Previous Owner Bruno Brian $178,762
Previous Owner Indymac Bank $260,905
Previous Owner Lutter Kenneth J $260,905
Previous Owner Indymac Bank $260,905
Previous Owner Shirley Melanie R $274,500
Previous Owner Shirley Melanie R $274,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/30/2021 07/30/21 Sold $339,900 0.0% $253 / Sq Ft
06/30/2021 06/30/21 Pending -- -- --
06/25/2021 06/25/21 For Sale $339,900 +21.4% $253 / Sq Ft
10/25/2019 10/25/19 Sold $279,900 0.0% $208 / Sq Ft
08/28/2019 08/28/19 Price Changed $279,900 -6.4% $208 / Sq Ft
06/19/2019 06/19/19 Price Changed $299,000 -5.1% $222 / Sq Ft
06/09/2019 06/09/19 Price Changed $315,000 -2.6% $234 / Sq Ft
05/29/2019 05/29/19 For Sale $323,500 +81.7% $241 / Sq Ft
02/12/2016 02/12/16 Sold $178,000 0.0% $132 / Sq Ft
10/27/2015 10/27/15 Pending -- -- --
10/19/2015 10/19/15 Off Market $178,000 -- --
09/17/2015 09/17/15 Price Changed $178,000 +4.7% $132 / Sq Ft
09/17/2015 09/17/15 Price Changed $170,000 -4.5% $126 / Sq Ft
07/29/2015 07/29/15 Price Changed $178,000 0.0% $132 / Sq Ft
07/29/2015 07/29/15 For Sale $178,000 -1.1% $132 / Sq Ft
06/22/2015 06/22/15 For Sale $180,000 +1.1% $134 / Sq Ft
11/20/2014 11/20/14 Pending -- -- --
11/17/2014 11/17/14 Off Market $178,000 -- --
11/04/2014 11/04/14 Price Changed $180,000 0.0% $134 / Sq Ft
11/04/2014 11/04/14 For Sale $180,000 +1.1% $134 / Sq Ft
11/04/2014 11/04/14 Off Market $178,000 -- --
11/04/2014 11/04/14 For Sale $1,111 -- $1 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,534 $322,767 -- --
2024 $4,534 $305,633 $0 $0
2023 $4,270 $288,500 $131,700 $156,800
2022 $3,935 $276,167 $0 $0
2021 $7,557 $263,833 $0 $0
2020 $3,581 $251,500 $131,700 $119,800
2019 $6,786 $240,067 $0 $0
2018 $2,318 $228,633 $0 $0
2017 $3,157 $217,200 $0 $0
2016 -- $217,200 $0 $0
2015 -- $217,200 $0 $0
2014 -- $217,700 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAA2000714

Bright MLS

APN: 07-155-04810400