NOT LISTED FOR SALE

11960 SW Torch Lake Dr Rapid City, MI 49676

Estimated Value: $714,000 - $846,000

4 Beds
3 Baths
2,973 Sq Ft
$254/Sq Ft Est. Value

Last Sold November 24, 2021

Last sale price $475,000 $160 Per Sq Ft

Est. 59% increase in value since last sale

Current estimated payment $4,096/month

68 Days on Market

Highlights

  • Deeded Waterfront Access Rights
  • 185 Feet of Waterfront
  • Lake Privileges
  • Elk Rapids High School Rated A-
  • Sandy Beach
  • Tiered Deck

About This Home

As of November 2021

Prepare to take a trip back in time when you step inside of this meticulously maintained 4 bed/3 bath retro gem! With 185 feet of gorgeous shared, gated frontage on world-renowned Torch Lake directly across the street, this home is the ultimate merger of dutiful care, personality, and picture-perfect location. The spacious main floor features a living area with vaulted wood-paneled ceiling, a unique geometric window with a deep ledge for plants or extra seating, and open to both the kitchen and combined dining area. A sliding glass door allows light to stream in while offering access to a large, elevated deck with stunning seasonal views of Torch Lake. Down the hall you will find 2 additional bedrooms and a full bath with laundry. You will fall in love with the master bedroom’s enchanting, heart-shaped tub, perfect for making every day feel just like your Honeymoon! Along with an expansive recreation area ready for your updates or for use as extra storage, the lower level features a private guest quarters complete with large living area, full kitchen with dining and bar seating space, full bath with laundry hook-up, and private entrance with a front walkout patio and parking space. Just steps across the street is a park-like setting with exclusive access to Torch Lake along with such amenities as covered pavilions, sandy beach with dedicated swimming area, a volleyball court, two docks and daytime boat-mooring, and storage for kayaks and water toys – all creating the ideal backdrop for picnics, gatherings, and carefree days on the waterfront. With great bones, a huge 900 SF 2-1/2 car garage, and a prime Torch Lake-accessible location, this clean and airy home has everything you need to make the very most of Up North lake living.

Last Agent to Sell the Property

Bob Brick

REMAX Bayshore - W Bay Shore Dr TC License #6502134537 Listed on: 08/19/2021

REMAX Bayshore - W Bay Shore Dr TC

Last Buyer's Agent

Camille Campbell

Coldwell Banker Schmidt Traver License #6501358130

Coldwell Banker Schmidt Traver

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $74

Year Built

  • Built in 1982

Lot Details

  • 0.69 Acre Lot
  • 185 Feet of Waterfront
  • Sandy Beach
  • Level Lot
  • Wooded Lot
  • The community has rules related to zoning restrictions

HOA Fees

  • $10 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Raised Ranch Architecture
  • Frame Construction
  • Asphalt Roof
  • Wood Siding

Interior Spaces

  • 2,973 Sq Ft Home
  • 1-Story Property
  • Paneling
  • Vaulted Ceiling
  • Wood Burning Fireplace
  • Water Views
  • Stove

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 3 Full Bathrooms
  • Jetted Tub in Primary Bathroom

Outdoor Features

  • Deeded Waterfront Access Rights
  • Waterfront Park
  • Lake Privileges
  • Tiered Deck
  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Well
  • Cable TV Available

Community Details

  • Orchard Hills Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$74

Year Built

Built in 1982

Lot Details

0

HOA Fees

$10 per month

Listing Details

  • Class: Single Family
  • Type: Residential
  • Style: Raised Ranch, 1 Story
  • Estimated Year Built: 1982
  • Construction: Frame
  • Principal Residence: Yes
  • Private Shared: Shared
  • Section Number: 31
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1
  • Year Built: 1982

Interior Features

  • Interior Amenities: Jetted Tub, Vaulted Ceilings, Paneling
  • Bedrooms: 4
  • Bedroom 1: Dimensions: 19.0x13.0, On Level: Main Floor, Flooring: Carpet
  • Bedroom 2: Dimensions: 12.9x14.0, On Level: Main Floor, Flooring: Carpet
  • Bedroom 3: Dimensions: 17.10x13.10, On Level: Main Floor, Flooring: Carpet
  • Bedroom 4: Dimensions: 15x15, On Level: Lower Floor, Flooring: Carpet
  • Total Bathrooms: 3
  • Primary Bathroom: Private
  • Number of Lower Level Bathrooms: 1
  • Number of Main Level Bathrooms: 2
  • Full Bathrooms: 3
  • Main Floor Primary: Yes
  • Dining Room: Dimensions: 13.2x8.1, On Level: Main Floor, Flooring: Other
  • Kitchen: Dimensions: 11.1x13.5, On Level: Main Floor, Flooring: Other
  • Living Room: Dimensions: 16.5x23.9, On Level: Main Floor, Flooring: Carpet
  • Estimated Above Ground Finished Sq Ft: 1956
  • Estimated Below Grade Finished Sq Ft: 1017
  • Estimated Below Grade Unfinished Sq Ft: 939
  • Price Per Sq Ft: 159.77
  • Range: R 8W
  • Total Finished Sf Apx: 2973

Exterior Features

  • Body Of Water: Torch Lake
  • Exterior Features: Deck, Multi-Level Decking, Patio
  • Exterior Finish: Wood
  • Foundation: Finished Rooms
  • Number Of Acres: 0.69
  • Road: Blacktop
  • Roof: Asphalt
  • Water Features: Inland Lake, Water View, Sandy Bottom
  • Waterfront Frontage: 185

Garage/Parking

  • Driveway: Blacktop
  • Garage Capacity: 2
  • Primary Garage: Attached

Utilities

  • Fireplaces And Stoves: Wood, Stove
  • Heating Cooling Types: Forced Air
  • Laundry: On Level: Main Floor, Flooring: Other
  • Sewer: Private Septic
  • Tv Service Internet Avail: Cable TV, Cable Internet
  • Water: Private Well

Condo/Co-op/Association

  • Annual Association Fees: 125
  • Association Fees: Annual

Association/Amenities

  • Development Amenities: Lake Privileges, Water Front Park
  • Development Name: Orchard Hills

Schools

  • School District: Elk Rapids Schools

Lot Info

  • Deeded Waterfront: Yes
  • Land Features: Wooded, Level
  • Lot Dimensions: IRREGULAR
  • Mineral Rights: Unknown
  • Parcel Description: Metes and Bounds
  • Zoning Use Restrictions: Residential

Rental Info

  • Rent Spree Y N: No

Tax Info

  • Summer Taxes: 1607.85
  • Winter Taxes: 614.83
  • Year Summer: 2021
  • Year Winter: 2020

MLS Schools

  • School District: Elk Rapids Schools

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 19, 2021
Closed on
Nov 24, 2021
Sold by
Rieder Jeanne
Bought by
Cloney Deborah and Kammeraad Scott A
Seller's Agent
Bob Brick
REMAX Bayshore - W Bay Shore Dr TC
Buyer's Agent
Camille Campbell
Coldwell Banker Schmidt Traver
List Price
$575,000
Sold Price
$475,000
Premium/Discount to List
-$100,000
-17.39%
Current Estimated Value
$754,648

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$279,648
Avg. Annual Appreciation
10.85%
Original Mortgage
$427,500
Outstanding Balance
$393,891
Interest Rate
3.09%
Mortgage Type
New Conventional
Estimated Equity
$307,846

Purchase Details

Listed on
Aug 19, 2021
Closed on
Nov 23, 2021
Sold by
Rieder Jeanne and Campeau Julia
Bought by
Kammeraad Scott A and Cloney Deborah
Seller's Agent
Bob Brick
REMAX Bayshore - W Bay Shore Dr TC
Buyer's Agent
Camille Campbell
Coldwell Banker Schmidt Traver
List Price
$575,000
Sold Price
$475,000
Premium/Discount to List
-$100,000
-17.39%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$427,500
Outstanding Balance
$393,891
Interest Rate
3.09%
Mortgage Type
New Conventional
Estimated Equity
$307,846

Purchase Details

Listed on
Aug 19, 2021
Closed on
Oct 2, 2021
Sold by
Jeanne Rieder
Bought by
Kammeraad Scott A and Cloney Deborah A
Seller's Agent
Bob Brick
REMAX Bayshore - W Bay Shore Dr TC
Buyer's Agent
Camille Campbell
Coldwell Banker Schmidt Traver
List Price
$575,000
Sold Price
$475,000
Premium/Discount to List
-$100,000
-17.39%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$427,500
Interest Rate
3%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 1, 2019
Sold by
Hanko Robert L and Hanko Jessica E
Bought by
Hanko Robert L
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cloney Deborah $475,000 Northern Title
Kammeraad Scott A $475,000 Misc Company
Kammeraad Scott A $475,000 None Listed On Document
Hanko Robert L -- --
Rieder Jeanne -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Cloney Deborah $427,500
Closed Cloney Deborah $427,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/24/2021 11/24/21 Sold $475,000 -13.6% $160 / Sq Ft
10/26/2021 10/26/21 Pending -- -- --
09/03/2021 09/03/21 Price Changed $549,900 -4.4% $185 / Sq Ft
08/19/2021 08/19/21 For Sale $575,000 -- $193 / Sq Ft
Source: Northern Great Lakes REALTORS® MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $74 $298,100 $0 $0
2024 $74 $256,800 $0 $0
2023 $7,127 $231,900 $0 $0
2022 $7,875 $198,600 $0 $0
2021 $2,227 $160,600 $0 $0
2020 $2,106 $161,500 $0 $0
2019 $2,198 $127,900 $0 $0
2018 $2,205 $108,900 $0 $0
2017 $2,168 $101,900 $0 $0
2016 $1,513 $96,400 $0 $0
2015 -- $95,800 $0 $0
2014 -- $96,300 $0 $0
2013 -- $92,100 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Great Lakes REALTORS® MLS

MLS Number: 1891964

Northern Great Lakes REALTORS® MLS

APN: 05-12-720-009-00