$300,000
SOLD APR 15, 2025
1 Bed
1 Bath
600 Sq Ft
0.33 Acres

Recently Sold

$500 Per Sq Ft

25% Below List Price

289 Days on Market

Highlights

  • 85 Feet of Waterfront
  • Access to Tidal Water
  • Boat Ramp
  • 4 Dock Slips
  • Private Beach
  • Fishing Allowed

About This Home

As of April 2025

Welcome to this charming one-bedroom, one-bath cottage nestled on the waters edge of the picturesque Potomac River. This cozy retreat offers a tranquil escape with its stunning views and serene atmosphere. The highlight of this property is the convenient boat ramp and 150-foot pier, perfert for boat enthusiasts, with two boat lifts and two jet ski lifts. Imagine spending your days out on the water, exploring the river and enjoying the fresh air. Whether your're looking for a weekend getaway or an investment opportunity, this cottage is an ideal choice. It's great location makes it a perfert candidate for an Airbnb rental, attracting guests who seek a peaceful retreat with breathtaking views. Don't miss out on the chance to own this charming waterfront property. Schedule a showing today and experience the beauty and tranquility that this cottage on the Potomac River has to offer.

Last Agent to Sell the Property

Ava Bowden

(301) 609-9000 ava.bowden@c21nm.com CENTURY 21 New Millennium License #652632 Listed on: 05/20/2024

CENTURY 21 New Millennium

Last Buyer's Agent

Jordan Graye

(202) 309-5474 jordan@dcrealestate.com Compass License #5008889

Compass

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,423

Year Built

  • Built in 1954

Lot Details

  • 0.33 Acre Lot
  • 85 Feet of Waterfront
  • Home fronts navigable water
  • Private Beach
  • Sandy Beach
  • Property is zoned AC

Parking

  • Driveway

Home Design

  • Rambler Architecture
  • Cottage
  • Pillar, Post or Pier Foundation
  • Vinyl Siding
  • Piling Construction

Interior Spaces

  • 600 Sq Ft Home
  • Property has 1 Level
  • Wood Burning Stove
  • Wood Burning Fireplace
  • River Views

Bedrooms and Bathrooms

  • 1 Main Level Bedroom
  • 1 Full Bathroom

Outdoor Features

  • Access to Tidal Water
  • Private Water Access
  • River Nearby
  • Waterski or Wakeboard
  • Swimming Allowed
  • Electric Hoist or Boat Lift
  • Boat Ramp
  • 4 Dock Slips
  • Physical Dock Slip Conveys
  • Dock made with Treated Lumber
  • Stream or River on Lot
  • Powered Boats Permitted
  • Deck

Location

  • Flood Risk

Utilities

  • Ductless Heating Or Cooling System
  • Window Unit Cooling System
  • Space Heater
  • Heat Pump System
  • Electric Water Heater
  • Private Sewer

Listing and Financial Details

  • Tax Lot 7
  • Assessor Parcel Number 0903013103

Community Details

Overview

  • No Home Owners Association
  • R H Scott Sub Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,423

Year Built

Built in 1954

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler, Cottage
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main
  • Expected On Market: 2024-05-24
  • Federal Flood Zone: Yes
  • Year Built: 1954
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Stove - Wood
  • Fireplace Features: Wood
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Pillar/Post/Pier, Pilings
  • Levels Count: 1
  • Basement: No
  • Total Sq Ft: 600
  • Living Area Sq Ft: 600
  • Price Per Sq Ft: 583.33
  • Above Grade Finished Sq Ft: 600
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 1
  • Main Level Bedrooms: 1
  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Exterior Features: Private Beach
  • View: River
  • Water Access Features: Fishing Allowed, Boat - Powered, Swimming Allowed, Waterski/Wakeboard, Private Access
  • Water Access: Yes
  • Water Body Name: Potomac River
  • Water Body Type: River
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 85

Garage/Parking

  • Garage: No
  • Type Of Parking: Driveway

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Ductless/Mini-Split, Window Unit(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s), Space Heater
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Private Sewer
  • Water Source: Private
  • Municipal Trash: No

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Horses: No
  • Lot Features: Fishing Available
  • Lot Size Acres: 0.33
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 14374.00
  • Outdoor Living Structures: Deck(s)
  • Zoning: AC
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3423.00
  • Assessor Parcel Number: 0903013103
  • Tax Lot: 7
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2024

Multi Family

  • Federal Flood Zone: VE
  • Waterfront Features: Private Dock Site, Sandy Beach, Boat/Launch Ramp - Private

MLS Schools

  • School District Name: CHARLES COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 20, 2024
Closed on
Apr 15, 2025
Sold by
Speake John W
Bought by
Palatucci Jason Michael and Palatucci Kaitlyn Elizabeth
Seller's Agent
Ava Bowden
CENTURY 21 New Millennium
Buyer's Agent
Jordan Graye
Compass
List Price
$399,900
Sold Price
$300,000
Premium/Discount to List
-$99,900
-24.98%
Views
600
Current Estimated Value
$296,553

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$3,447
Avg. Annual Appreciation
-1.88%
Original Mortgage
$175,000
Outstanding Balance
$174,223
Interest Rate
6.65%
Mortgage Type
New Conventional
Estimated Equity
$122,330
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $300,000 Stewart Title
Deed $300,000 Stewart Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $175,000 New Conventional
Closed $175,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/15/2025 04/15/25 Sold $300,000 -14.3% $500 / Sq Ft
03/05/2025 03/05/25 Pending -- -- --
03/05/2025 03/05/25 Off Market $350,000 -- --
12/13/2024 12/13/24 Price Changed $350,000 -7.9% $583 / Sq Ft
07/02/2024 07/02/24 Price Changed $379,900 -5.0% $633 / Sq Ft
05/20/2024 05/20/24 For Sale $399,900 -- $667 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,374 $254,900 $177,900 $77,000
2024 $3,553 $240,767 $0 $0
2023 $3,344 $226,633 $0 $0
2022 $3,126 $212,500 $158,800 $53,700
2021 $3,075 $212,500 $158,800 $53,700
2020 $3,075 $212,500 $158,800 $53,700
2019 $3,235 $226,100 $167,700 $58,400
2018 $3,200 $226,100 $167,700 $58,400
2017 $3,194 $226,100 $0 $0
2016 -- $228,600 $0 $0
2015 $3,544 $228,600 $0 $0
2014 $3,544 $228,600 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCH2032650

Bright MLS

APN: 03-013103