12 Albion St Lowell, MA 01850
Centralville Neighborhood
6
Beds
2.5
Baths
2,240
Sq Ft
6,098
Sq Ft Lot
Highlights
- Wood Flooring
- Property is near schools
- Fenced
About This Home
As of June 2025Spacious two-family home in Lowell’s Centralville neighborhood offering over 2,200 sq ft of living space. Situated on a 6,098 sq ft lot, this property features six bedrooms, two and a half bathrooms, and two levels of living, ideal for both investors and owner-occupants. Each unit offers generous room sizes, flexible layouts, and gas heat with central air. The exterior is low maintenance with vinyl siding, and the property includes off-street parking and a fenced yard. Conveniently located near public transportation, major highways, schools, and parks. This is a great opportunity to own a well-located multi-family home with strong rental or owner-occupant potential. Group showings begin April 16th. More photos coming soon.
Last Buyer's Agent
Jose Tineo
Keller Williams Realty North Central
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $5,363
Year Built
- Built in 1900
Lot Details
- 6,098 Sq Ft Lot
- Fenced
Home Design
- Duplex
- Concrete Perimeter Foundation
Interior Spaces
- 2,240 Sq Ft Home
- Property has 1 Level
- Basement Fills Entire Space Under The House
Flooring
- Wood
- Carpet
- Tile
- Vinyl
Bedrooms and Bathrooms
- 6 Bedrooms
Parking
- 4 Car Parking Spaces
- Paved Parking
- Open Parking
Location
- Property is near schools
Utilities
- Separate Meters
- 220 Volts
Community Details
- 2 Units
- Net Operating Income $47,760
Listing and Financial Details
- Total Actual Rent $3,980
- Assessor Parcel Number M:176 B:85 L:12,3189725
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 5, 2025
Closed on
Jun 13, 2025
Sold by
Choudhury Farmin H and Hassan Mashfique
Bought by
Elejalde Julio R and Salazar Juan J
Seller's Agent
Reza Husain
The Tate Team
Buyer's Agent
Jose Tineo
Keller Williams Realty North Central
List Price
$565,000
Sold Price
$602,000
Premium/Discount to List
$37,000
6.55%
Views
41
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-26.81%
Original Mortgage
$591,096
Outstanding Balance
$590,077
Interest Rate
6.76%
Mortgage Type
FHA
Estimated Equity
-$29,777
Purchase Details
Listed on
Aug 7, 2012
Closed on
Nov 1, 2012
Sold by
Coldan Props Llc
Bought by
Choudhury Farmin H
Seller's Agent
George Terris
Dean C. Sarris Real Estate, Inc.
Buyer's Agent
Joseph Ready
Century 21 Your Way
List Price
$189,900
Sold Price
$179,900
Premium/Discount to List
-$10,000
-5.27%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.04%
Original Mortgage
$176,641
Interest Rate
3.25%
Mortgage Type
FHA
Purchase Details
Closed on
May 29, 2009
Sold by
Loon Hill Dev Inc
Bought by
Coldan Prop Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$128,000
Interest Rate
4.87%
Purchase Details
Closed on
Apr 22, 2009
Sold by
Burke Elvin and Wells Fargo Bk
Bought by
Hsbc Bank Usa
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$128,000
Interest Rate
4.87%
Purchase Details
Closed on
May 4, 2004
Sold by
Milnes William
Bought by
Burke Elvin A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$237,500
Interest Rate
5.36%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jul 8, 2003
Sold by
Mclaughlin Marie A and Mclaughlin Tammy A
Bought by
Coburn Street Llc
Purchase Details
Closed on
May 2, 2001
Sold by
Troy William T and Troy Jacqueline
Bought by
Mclaughlin Tammy A and Mclaughlin Marie A
Similar Homes in Lowell, MA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $602,000 | None Available | |
| Not Resolvable | $179,000 | -- | |
| Deed | $85,000 | -- | |
| Deed | -- | -- | |
| Deed | $85,000 | -- | |
| Foreclosure Deed | $84,000 | -- | |
| Foreclosure Deed | $84,000 | -- | |
| Deed | $250,000 | -- | |
| Deed | $250,000 | -- | |
| Land Court Massachusetts | $300,000 | -- | |
| Deed | $125,000 | -- | |
| Deed | $125,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $591,096 | FHA | |
| Closed | $591,096 | FHA | |
| Previous Owner | $176,641 | FHA | |
| Previous Owner | $128,000 | No Value Available | |
| Previous Owner | $237,500 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/12/2025 06/12/25 | Sold | $602,000 | +6.5% | $269 / Sq Ft |
| 05/01/2025 05/01/25 | Pending | -- | -- | -- |
| 04/05/2025 04/05/25 | For Sale | $565,000 | +214.1% | $252 / Sq Ft |
| 10/31/2012 10/31/12 | Sold | $179,900 | -5.3% | $80 / Sq Ft |
| 10/01/2012 10/01/12 | Pending | -- | -- | -- |
| 08/07/2012 08/07/12 | For Sale | $189,900 | -- | $85 / Sq Ft |
Source: MLS Property Information Network (MLS PIN)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,855 | $510,000 | $125,200 | $384,800 |
| 2024 | $5,363 | $450,300 | $110,000 | $340,300 |
| 2023 | $4,990 | $401,800 | $95,700 | $306,100 |
| 2022 | $4,551 | $358,600 | $81,500 | $277,100 |
| 2021 | $4,224 | $313,800 | $70,900 | $242,900 |
| 2020 | $4,095 | $306,500 | $82,400 | $224,100 |
| 2019 | $3,848 | $274,100 | $72,700 | $201,400 |
| 2018 | $3,596 | $249,900 | $69,300 | $180,600 |
| 2017 | $3,402 | $228,000 | $63,000 | $165,000 |
| 2016 | $3,278 | $216,200 | $51,200 | $165,000 |
| 2015 | $2,731 | $176,400 | $49,000 | $127,400 |
| 2013 | $2,531 | $168,600 | $59,900 | $108,700 |
Source: Public Records
Agents Affiliated with this Home
-
Reza Husain
R
Seller's Agent in 2025
Reza Husain
The Tate Team
1 in this area
9 Total Sales
-
J
Buyer's Agent in 2025
Jose Tineo
Keller Williams Realty North Central
-
G
Seller's Agent in 2012
George Terris
Dean C. Sarris Real Estate, Inc.
-
Joseph Ready
Buyer's Agent in 2012
Joseph Ready
Century 21 Your Way
(978) 710-7490
70 Total Sales
Map
Source: MLS Property Information Network (MLS PIN)
MLS Number: 73355314
APN: LOWE-000176-000085-000012
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The property listing data and information, or the Images, set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information, and the Images, are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information, or as to the accuracy of any of the Images, set forth herein.
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