Seller's Agent in 2026
Jon Leary
Cummings & Co Realtors
(443) 463-9088
1 in this area
161 Total Sales
12 Decatur Ave Annapolis, MD 21403
Estimated Value: $692,000 - $1,752,000
2
Beds
1
Bath
1,068
Sq Ft
$923/Sq Ft
Est. Value
Highlights
- Bay View
- Bayside
- Wooded Lot
- Open Floorplan
- Private Lot
- Wood Flooring
About This Home
As of January 2026You know that it’s a rare occurrence when something becomes available in Bay Ridge, just south of Annapolis, but how about a new offering of this cute little cozy cottage on a private lot for under $700,000? Even the most discerning Annapolitan wouldn’t scoff at this lovingly cared for home that sits on an extraordinarily pretty lot just a couple blocks from all the magical wonders of the glorious Chesapeake Bay. Less than 15 minutes away from the City Dock or a quick sail to The Eastern Shore, you’ll have the privacy of this highly desirable established community yet all the conveniences that Annapolis has to offer. The Naval Academy to The Annapolis Town Center. Step inside this traditionally appointed home and you find large rooms and all that classic old world detail throughout. There’s an attic for extra storage, a detached garage, a basement and a giant living room plus an enclosed sunporch out back overlooking a tree studded rear yard. On top of that? And endless supply of tranquility and serenity were you can peacefully stroll through the neighborhood and take in the panoramic views of The Chesapeake Bay Bridge. There’s so much to love here. I would suggest an immediate visit with a pen in hand because these are rare opportunities in this highly desirable community and as they say: "This one won't last...."
Last Agent to Sell the Property
(410) 823-0033 realtor@cummingsrealtors.com Cummings & Co. Realtors Brokerage Phone: 4108230033 License #598721 Listed on: 11/22/2025
Co-Listed By
(410) 823-0033 realtor@cummingsrealtors.com Cummings & Co. Realtors Brokerage Phone: 4108230033
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $9,416
Year Built
- Built in 1950
Lot Details
- 9,250 Sq Ft Lot
- Private Lot
- Secluded Lot
- Level Lot
- Wooded Lot
- Backs to Trees or Woods
- Back, Front, and Side Yard
- Property is in good condition
- Property is zoned R2
Parking
- 1 Car Detached Garage
- 3 Driveway Spaces
- Public Parking
- Front Facing Garage
- Stone Driveway
- Gravel Driveway
- Dirt Driveway
- Unpaved Parking
- On-Street Parking
- Off-Street Parking
- Surface Parking
- Secure Parking
Property Views
- Bay
- Woods
Home Design
- Cottage
- Hip Roof Shape
- Block Foundation
- Slab Foundation
- Plaster Walls
- Block Wall
- Pitched Roof
- Shingle Roof
- Composition Roof
- Asphalt Roof
- Wood Siding
- Galvanized Plumbing
- Cast Iron Plumbing
- Concrete Perimeter Foundation
- Stick Built Home
- Copper Plumbing
- Composite Building Materials
- Masonite
- Asphalt
- Masonry
Interior Spaces
- 1,068 Sq Ft Home
- Property has 2 Levels
- Open Floorplan
- Paneling
- Ceiling Fan
- 1 Fireplace
- Double Pane Windows
- Replacement Windows
- Vinyl Clad Windows
- Insulated Windows
- Double Hung Windows
- Wood Frame Window
- Window Screens
- French Doors
- Insulated Doors
- Living Room
- Dining Room
- Sun or Florida Room
- Basement
- Crawl Space
- Attic
Kitchen
- Country Kitchen
- Breakfast Area or Nook
- Oven
- Stove
Flooring
- Wood
- Carpet
- Laminate
- Concrete
- Ceramic Tile
Bedrooms and Bathrooms
- 2 Main Level Bedrooms
- 1 Full Bathroom
- Bathtub with Shower
Outdoor Features
- Enclosed Patio or Porch
- Exterior Lighting
- Outdoor Storage
- Playground
Location
- Bayside
Schools
- Contact School Board Middle School
- Call Board High School
Utilities
- Cooling Available
- Radiator
- Heating System Uses Oil
- Radiant Heating System
- Hot Water Baseboard Heater
- Hot Water Heating System
- 220 Volts
- Electric Water Heater
Community Details
- No Home Owners Association
- Bay Ridge Subdivision
Listing and Financial Details
- Tax Lot 5
- Assessor Parcel Number 020204708041200
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 22, 2025
Closed on
Jan 20, 2026
Sold by
Bought by
Seller's Agent
Jon Leary
Cummings & Co. Realtors
Buyer's Agent
Elizabeth Dooner
Coldwell Banker Realty
List Price
$699,900
Sold Price
$699,900
Views
58
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$286,064
Avg. Annual Appreciation
135.54%
Original Mortgage
$1,097,000
Interest Rate
6%
Mortgage Type
Construction
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $699,900 | Gemini Title |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | $1,097,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 01/22/2026 01/22/26 | Sold | $699,900 | 0.0% | $655 / Sq Ft |
| 11/22/2025 11/22/25 | For Sale | $699,900 | -- | $655 / Sq Ft |
Source: Bright MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,871 | $825,533 | -- | -- |
| 2024 | $4,871 | $759,767 | $0 | $0 |
| 2023 | $4,576 | $694,000 | $618,800 | $75,200 |
| 2022 | $6,771 | $647,933 | $0 | $0 |
| 2020 | $3,993 | $555,800 | $468,800 | $87,000 |
| 2019 | $7,730 | $555,800 | $468,800 | $87,000 |
| 2018 | $5,636 | $555,800 | $468,800 | $87,000 |
| 2017 | $4,122 | $557,600 | $0 | $0 |
| 2016 | -- | $544,400 | $0 | $0 |
| 2015 | -- | $531,200 | $0 | $0 |
| 2014 | -- | $518,000 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Jon Leary
-
Rachel Kohel
Seller Co-Listing Agent in 2026
Rachel Kohel
Cummings & Co. Realtors
(410) 491-6111
2 in this area
89 Total Sales
-
Elizabeth Dooner
Buyer's Agent in 2026
Elizabeth Dooner
Coldwell Banker (NRT-Southeast-MidAtlantic)
(410) 725-8973
14 in this area
127 Total Sales
Map
Source: Bright MLS
MLS Number: MDAA2131214
APN: 02-047-08041200
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