NOT LISTED FOR SALE

Estimated Value: $392,575 - $415,000

3 Beds
2.5 Baths
2,262 Sq Ft
$180/Sq Ft Est. Value

Last Sold January 28, 2022

Last sale price $305,000 $135 Per Sq Ft

Est. 33% increase in value since last sale

Current estimated payment $2,504/month

10 Days on Market

Highlights

  • Deck
  • Great Room
  • Formal Dining Room
  • Ringgold Middle School Rated A-
  • Den with Fireplace
  • Cul-De-Sac

About This Home

As of January 2022

***Welcome to 12 Lois Lane located in The Homeplace subdivision*** This two story home features: *3 bedrooms *2.5 bathrooms *Approximately 2,200 square feet (tax records) *Spacious kitchen *Separate dining room, living room and office *Master bedroom includes a private master bathroom with garden tub, separate shower and two walk in closets *Fireplace *Two car garage *Large laundry just off of the kitchen *Located at the end of a cul-de-sac. This property was recently foreclosed on and is SOLD AS-IS. The tax appraisal is $187,000 but is offered now at $138,700. Owner/agent

Last Agent to Sell the Property

Tara Maner

Uptown Firm, LLC License #330722 Listed on: 12/09/2021

Last Buyer's Agent

Crystal Adams

RE/MAX Real Estate Center License #276525

RE/MAX Real Estate Center

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,879

Year Built

  • Built in 2005

Lot Details

  • 0.78 Acre Lot
  • Lot Dimensions are 258' x 87'
  • Cul-De-Sac
  • Gentle Sloping Lot
  • May Be Possible The Lot Can Be Split Into 2+ Parcels

HOA Fees

  • $13 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Parking Accessed On Kitchen Level
  • Side Facing Garage
  • Garage Door Opener

Home Design

  • Brick Exterior Construction
  • Block Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2,262 Sq Ft Home
  • 2-Story Property
  • Gas Log Fireplace
  • Vinyl Clad Windows
  • Entrance Foyer
  • Family Room with Fireplace
  • Great Room
  • Formal Dining Room
  • Den with Fireplace

Kitchen

  • Eat-In Kitchen
  • Free-Standing Electric Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Linoleum

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • Soaking Tub
  • Bathtub with Shower
  • Separate Shower

Laundry

  • Laundry Room
  • Washer and Gas Dryer Hookup

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Crawl Space

Outdoor Features

  • Deck
  • Patio
  • Outbuilding

Schools

  • Tiger Creek Elementary School
  • Ringgold Middle School
  • Ringgold High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Underground Utilities
  • Gas Water Heater
  • Septic Tank
  • Phone Available
  • Cable TV Available

Community Details

  • The Homeplace Subdivision

Listing and Financial Details

  • Assessor Parcel Number 0080c-013

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,879

Year Built

Built in 2005

Lot Details

0

HOA Fees

$13 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.78
  • Lot Size: 258' x 87'
  • Subdivision Name: The Homeplace
  • Directions: Take I-75 S to US-41 S/US-76 E in Catoosa County. Take exit 345 from I-75 S. Continue on US-41 S/US-76 E. Take State Rte 206, Wilbanks Rd and Lake Rd to Lois Ln.
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • Living Area: 2262.0
  • New Construction: No
  • Structure Type: Free Standing Building
  • Year Built: 2005
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Location Tax and Legal Parcel Number2: 0080c-013
  • Location Tax and Legal Elementary School: Tiger Creek Elementary
  • Location Tax and Legal Middle Or Junior School2: Ringgold Middle
  • Location Tax and Legal High School: Ringgold High School
  • Location Tax and Legal:Tax Annual Amount: 1879.11
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information:Bathrooms Half: 1
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.78
  • General Property Information Lot Size Square Feet2: 0.78
  • General Property Information Lot Size Dimensions: 258' x 87'
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • General Property Information Senior Community YN: No
  • Utilities:Cable Available: Yes
  • Utilities:Electricity Available: Yes
  • Utilities Underground Utilities: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Levels:Two: Yes
  • Flooring:Carpet: Yes
  • Interior Features Tub Shower Combo: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Gas Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Utilities Phone Available: Yes
  • Foundation Details Block2: Yes
  • Laundry Features Laundry Room: Yes
  • Interior Features Separate Dining Room: Yes
  • Interior Features Separate Shower: Yes
  • Flooring:Linoleum: Yes
  • Parking Features Kitchen Level2: Yes
  • Brick and Stone Features Partial Brick: Yes
  • Other Structures:Out Building: Yes
  • Special Features: None

Interior Features

  • Appliances: Microwave, Gas Water Heater, Free-Standing Electric Range, Disposal, Dishwasher
  • Has Basement: Crawl Space, Full, Unfinished
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Den, Family Room, Gas Log, Gas Starter
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Linoleum
  • Interior Amenities: Eat-in Kitchen, Entrance Foyer, Pantry, Separate Dining Room, Separate Shower, Soaking Tub, Tub/shower Combo, Walk-In Closet(s)
  • Window Features: Vinyl Frames
  • ResoLivingAreaSource: Appraiser
  • Basement:Unfinished: Yes
  • Appliances Dishwasher: Yes
  • Full Basement: Yes
  • Basement:Crawl Space: Yes
  • Appliances:Free-Standing Electric Range: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Appliances:Gas Water Heater: Yes
  • Interior Features:Pantry: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Fireplace Features:Den2: Yes
  • Fireplace Features:Family Room2: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Fireplace Features:Gas Log: Yes
  • Interior Features:Soaking Tub: Yes
  • Fireplace Features:Gas Starter: Yes
  • Interior Features:Entrance Foyer: Yes

Exterior Features

  • Lot Features: Cul-De-Sac, Gentle Sloping, Split Possible
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Brick, Vinyl Siding
  • Foundation Details: Block
  • Other Structures: Outbuilding
  • Patio And Porch Features: Deck, Patio
  • Roof: Shingle
  • Construction Materials:Brick: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Window Features:Vinyl Frames: Yes
  • Lot Features:Gentle Sloping: Yes
  • Lot Features:Cul-De-Sac: Yes
  • Lot Features:Split Possible: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Garage Door Opener, Garage Faces Side, Kitchen Level
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Garage Faces Side: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Laundry Room, Washer Hookup
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Natural Gas
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Cable Available, Electricity Available, Phone Available, Underground Utilities
  • Water Source: Public
  • Heating:Central: Yes
  • Sewer Septic Tank: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association Fee: 150.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 150.0
  • General Property Information:Association Fee Frequency: Annually

Schools

  • Elementary School: Tiger Creek Elementary
  • High School: Ringgold High School
  • Middle Or Junior School: Ringgold Middle

Lot Info

  • Lot Size Sq Ft: 0.78
  • Additional Parcels: No
  • Parcel #: 0080c-013
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 1879.11

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 9, 2021
Closed on
Jan 28, 2022
Sold by
Adcox Heather L
Bought by
Cecil Kevin and Cecil Melody
Seller's Agent
Tara Maner
Uptown Firm, LLC
Buyer's Agent
Crystal Adams
RE/MAX Real Estate Center
List Price
$300,000
Sold Price
$305,000
Premium/Discount to List
$5,000
1.67%
Current Estimated Value
$406,644

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$101,644
Avg. Annual Appreciation
8.11%
Original Mortgage
$315,980
Outstanding Balance
$296,217
Interest Rate
3.56%
Mortgage Type
VA
Estimated Equity
$106,743

Purchase Details

Listed on
Aug 12, 2017
Closed on
May 25, 2018
Sold by
Spence Billy J
Bought by
Adcox Heather L
Seller's Agent
Deane Clayton
Coldwell Banker Kinard Realty - Ga
Buyer's Agent
Tara Maner
Uptown Firm, LLC
List Price
$235,000
Sold Price
$211,600
Premium/Discount to List
-$23,400
-9.96%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.45%
Original Mortgage
$201,020
Interest Rate
4.5%
Mortgage Type
New Conventional

Purchase Details

Listed on
May 9, 2013
Closed on
Aug 2, 2013
Sold by
Chattanooga Home Llc
Bought by
Spence Billy J and Spence Tracy L
Seller's Agent
Gary Crowe
Uptown Firm, LLC
Buyer's Agent
Deane Clayton
Coldwell Banker Kinard Realty - Ga
List Price
$138,700
Sold Price
$143,400
Premium/Discount to List
$4,700
3.39%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.42%
Original Mortgage
$140,802
Interest Rate
4.25%
Mortgage Type
FHA

Purchase Details

Closed on
Apr 2, 2013
Sold by
Cole Darwin
Bought by
Chattanooga Homes Llc

Purchase Details

Closed on
May 24, 2005
Sold by
Oaks Development Inc
Bought by
Cole Darwin R

Purchase Details

Closed on
Dec 14, 1995
Bought by
Oaks Development
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cecil Kevin $305,000 --
Adcox Heather L $211,600 --
Spence Billy J $143,400 --
Chattanooga Homes Llc -- --
Cole Darwin R $24,000 --
Oaks Development -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Cecil Kevin $315,980
Previous Owner Adcox Heather L $201,020
Previous Owner Spence Billy J $138,750
Previous Owner Spence Billy J $140,802
Previous Owner Cole Darwin R $50,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/21/2024 09/21/24 Off Market $143,400 -- --
09/21/2024 09/21/24 Off Market $305,000 -- --
09/21/2024 09/21/24 Off Market $211,600 -- --
01/28/2022 01/28/22 Sold $305,000 +1.7% $135 / Sq Ft
12/19/2021 12/19/21 Pending -- -- --
12/09/2021 12/09/21 For Sale $300,000 +41.8% $133 / Sq Ft
05/25/2018 05/25/18 Sold $211,600 -10.0% $88 / Sq Ft
04/25/2018 04/25/18 Pending -- -- --
08/12/2017 08/12/17 For Sale $235,000 +63.9% $98 / Sq Ft
08/02/2013 08/02/13 Sold $143,400 +3.4% $65 / Sq Ft
07/05/2013 07/05/13 Pending -- -- --
05/08/2013 05/08/13 For Sale $138,700 -- $63 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,307 $157,058 $13,000 $144,058
2023 $2,640 $119,932 $13,000 $106,932
2022 $2,029 $90,634 $13,000 $77,634
2021 $1,896 $90,634 $13,000 $77,634
2020 $1,879 $81,206 $13,000 $68,206
2019 $1,829 $78,206 $10,000 $68,206
2018 $1,932 $78,206 $10,000 $68,206
2017 $1,815 $75,474 $10,000 $65,474
2016 $1,770 $70,096 $10,000 $60,096
2015 -- $70,096 $10,000 $60,096
2014 -- $70,096 $10,000 $60,096
2013 -- $75,067 $10,000 $65,067
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1346956

Greater Chattanooga REALTORS®

APN: 0080C-013