12 Philipse Rd Carmel, NY 10512
Estimated payment $2,990/month
Highlights
- Wood Burning Stove
- Main Floor Bedroom
- Stainless Steel Appliances
- Carmel High School Rated A-
- Cottage
- Ductless Heating Or Cooling System
About This Home
Welcome to this charming Cape Cod-style cozy cottage, a true turn-key gem just minutes from the lake — and yes, it comes with lake rights. This thoughtfully maintained 1-bedroom home with a versatile den/office and 1.5 bathrooms is the perfect year-round retreat or weekend getaway. Step inside to find hardwood floors throughout, complemented by beautiful light fixtures that add warmth and character to every room. The eat-in kitchen is a standout feature, boasting granite countertops, stainless steel appliances, a bar area, and French doors that lead out to your private patio—perfect for morning coffee or evening gatherings. Downstairs, the fully finished laundry room offers more than just function—it includes a small workshop and a dedicated utility room, giving you space to store and organize. Outside, you will find well-maintained landscaping, creating a peaceful, welcoming setting you’ll love coming home to, along with a storage shed. Whether you're looking for a low-maintenance primary home, a peaceful work-from-home escape, or a vacation spot close to the water, this cottage has it all. Minutes from Train Station and Metro North. Smarthome Heating as well as a Arlo Security System with 5 Cameras and a generator hook up . Just bring your bags and settle in—everything’s ready for you. Don’t miss this rare opportunity to own a move-in-ready home so close to the lake—schedule your private tour today!
Listing Agent
CENTURY 21 ROYAL Brokerage Phone: 914-722-0700 License #10401340416 Listed on: 11/28/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $9,465
Year Built
- Built in 1930
Lot Details
- 0.34 Acre Lot
Parking
- Driveway
Home Design
- Cottage
- Frame Construction
Interior Spaces
- 1,188 Sq Ft Home
- 2-Story Property
- Wood Burning Stove
- Living Room with Fireplace
- Finished Basement
Kitchen
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
Bedrooms and Bathrooms
- 1 Bedroom
- Main Floor Bedroom
Laundry
- Laundry Room
- Dryer
- Washer
Home Security
- Home Security System
- Fire and Smoke Detector
Schools
- Kent Elementary School
- George Fischer Middle School
- Carmel High School
Utilities
- Ductless Heating Or Cooling System
- Baseboard Heating
- Private Water Source
- Septic Tank
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 372200-022-080-0001-028-000-0000
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $9,231 | $196,200 | $18,000 | $178,200 |
| 2023 | $9,935 | $196,200 | $18,000 | $178,200 |
| 2022 | $8,766 | $196,200 | $18,000 | $178,200 |
| 2021 | $8,680 | $196,200 | $18,000 | $178,200 |
| 2020 | $4,338 | $196,200 | $18,000 | $178,200 |
| 2019 | $4,125 | $196,200 | $18,000 | $178,200 |
| 2018 | $6,930 | $196,200 | $18,000 | $178,200 |
| 2017 | $6,553 | $180,000 | $17,800 | $162,200 |
| 2016 | $6,553 | $180,000 | $17,800 | $162,200 |
| 2015 | -- | $180,000 | $17,800 | $162,200 |
| 2014 | -- | $149,500 | $17,800 | $131,700 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 12/19/2025 12/19/25 | Pending | -- | -- | -- | |
| 12/12/2025 12/12/25 | Off Market | $425,000 | -- | -- | |
| 11/28/2025 11/28/25 | For Sale | $425,000 | +136.1% | $358 / Sq Ft | |
| 05/23/2013 05/23/13 | Sold | $180,000 | -5.3% | $180 / Sq Ft | View Prior Sale |
| 03/30/2013 03/30/13 | Pending | -- | -- | -- | |
| 10/09/2012 10/09/12 | For Sale | $190,000 | -- | $190 / Sq Ft |
Source: OneKey® MLS
MLS Number: 918944
APN: 372200-022-080-0001-028-000-0000
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