$554,900

12 Roman Ridge Rd Unit 22B Oakland, MD 21550

Estimated payment $3,652/month

Total Views 6,638
3 Beds
3.5 Baths
2,202 Sq Ft
$252 Price per Sq Ft

Highlights

  • Gourmet Kitchen
  • Open Floorplan
  • Walk-In Closet
  • Lake View
  • Wood Flooring
  • Recessed Lighting

About This Home

SOLD TURN KEY - FULLY FURNISHED!!! As its vacation rental name describes, "Whispering Waters" provides a glistening open view of Deep Creek Lake from nearly every window! This 3 bedroom, 3 and 1/2 bath townhome is located right in the middle of all of the areas amenities and very close to restaurants, boat rentals, and more! All of the modern conveniences and finishes are included such as central AC, gas-fireplace, wood floors, 3 levels of comfort, expansive deck, easy access and parking, and the list goes on. As a bonus, there are potential yearly boat slips often available on a leased basis right across the street! Contact us today for a private showing!

Listing Agent

Andrew Eiswert

(301) 616-0587 Aeiswert@Railey.com Railey Realty, Inc. License #586309 Listed on: 05/12/2025

Railey Realty, Inc.

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $4,516

Year Built

  • Built in 2012

Lot Details

  • Stone Retaining Walls
  • Extensive Hardscape
  • Sprinkler System

HOA Fees

  • $320 Monthly HOA Fees

Property Views

  • Lake
  • Mountain

Home Design

  • Villa
  • Block Foundation
  • Architectural Shingle Roof
  • HardiePlank Type

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Ceiling Fan
  • Recessed Lighting
  • Stone Fireplace
  • Dining Area
  • Finished Basement
  • Connecting Stairway

Kitchen

  • Gourmet Kitchen
  • Electric Oven or Range
  • Built-In Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • En-Suite Bathroom
  • Walk-In Closet

Laundry

  • Laundry on lower level
  • Dryer
  • Washer

Parking

  • 2 Open Parking Spaces
  • 2 Parking Spaces
  • Private Parking
  • Lighted Parking
  • Paved Parking
  • Parking Lot
  • Off-Street Parking

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Powered By Leased Propane
  • Vented Exhaust Fan
  • 200+ Amp Service
  • Propane
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 22B
  • Assessor Parcel Number 1218056135

Community Details

Overview

  • Association fees include cable TV, common area maintenance, lawn maintenance, management, road maintenance, snow removal, trash, water
  • Traders Landing Condos
  • Traders Landing Subdivision

Amenities

  • Common Area

Pet Policy

  • Pets Allowed

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$4,516

Year Built

Built in 2012

Lot Details

0

HOA Fees

$320 per month

Listing Details

  • Property Type: Residential
  • Structure Type: End Of Row/Townhouse
  • Architectural Style: Villa
  • Ownership: Condominium
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Year Built: 2012
  • Remarks Public: SOLD TURN KEY - FULLY FURNISHED!!! As its vacation rental name describes, "Whispering Waters" provides a glistening open view of Deep Creek Lake from nearly every window! This 3 bedroom, 3 and 1/2 bath townhome is located right in the middle of all of the areas amenities and very close to restaurants, boat rentals, and more! All of the modern conveniences and finishes are included such as central AC, gas-fireplace, wood floors, 3 levels of comfort, expansive deck, easy access and parking, and the list goes on. As a bonus, there are potential yearly boat slips often available on a leased basis right across the street! Contact us today for a private showing!
  • Special Features: None
  • Property Sub Type: Townhouses

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer, Exhaust Fan, Oven/Range - Electric, Refrigerator, Water Heater, Washer
  • Flooring Type: Carpet, Ceramic Tile, Hardwood
  • Interior Amenities: Dining Area, Floor Plan - Open, Ceiling Fan(s), Kitchen - Gourmet, Primary Bath(s), Recessed Lighting, Sprinkler System, Walk-In Closet(s), Wood Floors
  • Fireplace Features: Stone
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Block
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Connecting Stairway, Fully Finished
  • Laundry Type: Lower Floor
  • Total Sq Ft: 2202
  • Living Area Sq Ft: 2202
  • Price Per Sq Ft: 322.24
  • Above Grade Finished Sq Ft: 1722
  • Below Grade Finished Sq Ft: 480
  • Total Below Grade Sq Ft: 480
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 12

Beds/Baths

  • Bedrooms: 3
  • All Lower Level Bedrooms: 2
  • Lower Level Bedroom: 2
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Lower Levels Bathrooms: 2
  • Upper Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 2.00
  • Upper Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 2
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Hardiplank Type
  • Exterior Features: Extensive Hardscape, Stone Retaining Walls
  • Roof: Architectural Shingle
  • View: Lake, Mountain
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage: No
  • Parking Features: Lighted Parking, Paved Parking, Private
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Parking Lot, Off Street
  • Parking Lot Number Of Spaces: 2

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Electric Service: 200+ Amp Service
  • Heating Fuel: Propane - Leased
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv, Propane
  • Water Source: Public
  • Internet Services: Cable

Condo/Co-op/Association

  • Condo Co-Op Association: Yes
  • Condo Co-Op Fee: 320.00
  • Condo Co-Op Fee Frequency: Monthly
  • Condo Co-Op Name: Traders Landing
  • HOA Condo Co-Op Amenities: Common Grounds
  • HOA Condo Co-Op Fee Includes: Cable Tv, Common Area Maintenance, Lawn Maintenance, Management, Road Maintenance, Snow Removal, Trash, Water
  • HOA: No
  • Senior Community: No

Schools

  • School District: GARRETT COUNTY PUBLIC SCHOOLS
  • School District Key: 121139907558
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: U
  • Year Assessed: 2025
  • Zoning: TC
  • In City Limits: No

Rental Info

  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 4516.00
  • Assessor Parcel Number: 1218056135
  • Tax Lot: 22B
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,897 $460,000 $75,000 $385,000
2024 $5,135 $386,667 $0 $0
2023 $4,192 $313,333 $0 $0
2022 $3,235 $240,000 $75,000 $165,000
2021 $3,259 $240,000 $75,000 $165,000
2020 $3,259 $240,000 $75,000 $165,000
2019 $3,870 $285,000 $75,000 $210,000
2018 $3,544 $274,333 $0 $0
2017 $3,141 $285,000 $0 $0
2016 -- $253,000 $0 $0
2015 -- $253,000 $0 $0
2014 -- $281,667 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/07/2025 07/07/25 Price Changed $554,900 -3.5% $252 / Sq Ft
05/12/2025 05/12/25 For Sale $574,900 +127.2% $261 / Sq Ft
04/11/2014 04/11/14 Sold $253,000 -29.5% $131 / Sq Ft
02/10/2014 02/10/14 Pending -- -- --
05/14/2008 05/14/08 For Sale $359,000 -- $186 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $499,000 --
Deed $499,000 None Listed On Document
Deed $242,000 Deep Creek Titrle Group Llc
Deed $253,000 Deep Creek Title Group
Deed $595,000 --
Deed $975,000 --
Deed $900,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $217,800 New Conventional
Previous Owner $700,000 No Value Available
Closed -- No Value Available
Source: Public Records

Source: Bright MLS

MLS Number: MDGA2009504

Bright MLS

APN: 18-056135