NOT LISTED FOR SALE

12 Saint James Ave Holyoke, MA 01040

Holyoke Area

Estimated Value: $468,865

3 Beds
2 Baths
3,000 Sq Ft
$156/Sq Ft Est. Value

Sale Details

Date Sold: December 31, 2025

Last sale price $470,000 $157 Per Sq Ft

Current estimated payment $2,961 / mo

17 Days on Market

Highlights

  • Medical Services
  • Property is near public transit and schools
  • Jogging Path
  • Deck
  • Wood Flooring
  • Porch

About This Home

As of December 2025

Step into a home where thoughtful design meets space, style, and income potential. This beautifully renovated two-family offers an incredible opportunity for investors or owner-occupants seeking comfort, versatility, and long-term value. The property feels grand—almost like a multifamily mansion—with oversized layouts and intentional finishes throughout. Each unit includes a bright open-concept design, recessed lighting, and massive rooms with generous closet space. Kitchens feature granite countertops and brand-new stainless-steel appliances, and every apartment has its own laundry room with cabinetry and granite. Electrical is completely updated, with individual panels inside each unit. The second and third floors flow together seamlessly, with the upper level offering three additional bedrooms and a loft-style bonus room. The open walkout basement includes a rear room with full-sized windows. Outside, the large lot provides room to relax, entertain, garden, and includes a shed.

Last Agent to Sell the Property

Armando Roman

Signature Realty Listed on: 11/28/2025

Last Buyer's Agent

Tamysha Carrasquillo

RISE REC

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Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $4,671

Year Built

  • Built in 1900

Lot Details

  • 8,107 Sq Ft Lot
  • Level Lot

Home Design

  • Brick Exterior Construction
  • Brick Foundation
  • Shingle Roof

Interior Spaces

  • 3,000 Sq Ft Home
  • Property has 1 Level

Flooring

  • Wood
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Parking

  • 6 Car Parking Spaces
  • Driveway
  • Paved Parking
  • 6 Open Parking Spaces

Outdoor Features

  • Deck
  • Shed
  • Rain Gutters
  • Porch

Additional Features

  • Property is near public transit and schools
  • 100 Amp Service

Listing and Financial Details

  • Assessor Parcel Number M:0106 B:0000 L:122,2534066

Community Details

Overview

  • 3 Units

Amenities

  • Medical Services
  • Shops
  • Coin Laundry

Recreation

  • Park
  • Jogging Path

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$4,671

Year Built

Built in 1900

Lot Details

8,107 Sq Ft Lot

Listing Details

  • Property Type: Residential Income
  • Property Sub Type: Multi Family
  • Year Built: 1900
  • Levels: 3
  • Year Built Details: Actual
  • APOD AVAILABLE: No
  • MLSPIN_BEACHFRONT_FLAG: No
  • Special Features: None
  • Stories: 3

Interior Features

  • Flooring: Wood, Vinyl
  • Fireplace YN: No
  • Total Bedrooms: 3
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: Full, Walk-Out Access
  • Above Grade Finished Sq Ft: 3000
  • Living Area: 3000
  • Spa YN: No
  • Stories Total: 3
  • MAIN LO: AN8420
  • MAIN SO: AC0342

Exterior Features

  • Exterior Features: Rain Gutters
  • Construction Materials: Brick
  • Foundation Details: Brick/Mortar
  • Home Warranty YN: No
  • Other Structures: Shed(s)
  • Patio And Porch Features: Porch, Deck - Wood
  • Road Surface Type: Paved
  • Roof: Shingle
  • Waterfront YN: No

Garage/Parking

  • Garage YN: No
  • Open Parking Spaces: 6
  • Open Parking YN: Yes
  • Parking Features: Paved Drive, Paved
  • Total Parking Spaces: 6

Utilities

  • Sewer: Public Sewer
  • Electric: 100 Amp Service
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Public Transportation, Shopping, Park, Walk/Jog Trails, Medical Facility, Laundromat, Highway Access, House of Worship, Private School, Public School
  • Senior Community YN: No

Lot Info

  • Parcel Number: M:0106 B:0000 L:122,2534066
  • Zoning: R-2
  • Farm Land Area Units: Square Feet
  • Lot Features: Level
  • Lot Size Acres: 0.19
  • Lot Size Sq Ft: 8107
  • Lot Size Units: Acres

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 4671

Multi Family

  • Number Of Units Total: 3
  • LEVELS 1: 1
  • Basement Included Sq Ft: No
  • LEASE 2: N
  • LEASE 1: N

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 28, 2025
Closed on
Dec 30, 2025
Sold by
Bought by
Seller's Agent
Armando Roman
Signature Realty
Buyer's Agent
Tamysha Carrasquillo
RISE REC
List Price
$470,000
Sold Price
$470,000
Views
65
Current Estimated Value
$468,865

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$1,135
Avg. Annual Appreciation
-0.39%
Original Mortgage
$461,487
Outstanding Balance
$458,607
Interest Rate
6.19%
Mortgage Type
FHA
Estimated Equity
$10,258

Purchase Details

Listed on
Dec 7, 2024
Closed on
Jan 30, 2025
Sold by
Bought by
Seller's Agent
Carlos Dos Santos
Ideal Real Estate Services, Inc.
Buyer's Agent
Armando Roman
Signature Realty
List Price
$164,900
Sold Price
$180,000
Premium/Discount to List
$15,100
9.16%
Views
45

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
183.84%
Original Mortgage
$280,000
Interest Rate
6.72%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 24, 2023
Sold by
Bought by

Purchase Details

Closed on
Sep 1, 2005
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$33,980
Interest Rate
5.81%
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$470,000 --
$180,000 Misc Company
$206,616 None Available
$169,900 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $461,487
Previous Owner $280,000
Previous Owner $33,980
Previous Owner $10,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/31/2025 12/31/25 Sold $470,000 0.0% $157 / Sq Ft
12/15/2025 12/15/25 Pending -- -- --
11/28/2025 11/28/25 For Sale $470,000 +161.1% $157 / Sq Ft
01/31/2025 01/31/25 Sold $180,000 +9.2% $73 / Sq Ft View Prior Sale
01/02/2025 01/02/25 Pending -- -- --
12/07/2024 12/07/24 For Sale $164,900 -- $67 / Sq Ft
Source: MLS Property Information Network (MLS PIN)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,671 $267,500 $48,100 $219,400
2024 $4,395 $231,900 $46,000 $185,900
2023 $4,058 $216,300 $46,000 $170,300
2022 $4,081 $211,900 $46,000 $165,900
2021 $3,532 $183,300 $41,900 $141,400
2020 $3,287 $172,300 $41,900 $130,400
2019 $3,218 $166,800 $41,900 $124,900
2018 $3,024 $158,100 $41,900 $116,200
2017 $3,031 $158,100 $41,900 $116,200
2016 $2,946 $154,100 $43,000 $111,100
2015 $2,934 $154,100 $43,000 $111,100
Source: Public Records

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Map

Source: MLS Property Information Network (MLS PIN)

MLS Number: 73458114

MLS Property Information Network (MLS PIN)

APN: HOLY-000106-000000-000122

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