$180,000
SOLD JAN 31, 2025

12 Saint James Ave Holyoke, MA 01040

4 Beds
2 Baths
2,478 Sq Ft
8,107 Sq Ft Lot

Recently Sold

$73 Per Sq Ft

9% Above List Price

26 Days on Market

Highlights

  • Property is near public transit
  • Enclosed Patio or Porch
  • Shops
  • Wood Flooring
  • Living Room
  • 5-minute walk to Sargeant Street Park

About This Home

As of January 2025

MULTIPLE OFFERS RECEIVED****HIGHEST & BEST DEADLINE SET FOR FRIDAY DECEMBER 13TH AT 8AM***This 2-family property offers incredible potential for those ready to take on a full rehab project. Each unit features 5 rooms: 2 bedrooms, a living room, dining room, kitchen, and bathroom. Conveniently located, this property provides an opportunity to create a valuable income-generating asset or a multi-generational home. Please note: Due to the property's current condition, interior access is not available for showings or inspections. Sold as-is, where-is. Bring your vision and transform this diamond in the rough into a gem! Don’t miss out on this exciting investment opportunity! Contact listing agent for property details. Submit offers to the listing Agent only. A decision will be provided in the next 5 days and will provide next steps. Bank employees, individual insiders, impacted 3rd party/vendors and their household members are prohibited from purchasing.

Last Agent to Sell the Property

Carlos Dos Santos

Ideal Real Estate Services, Inc. Listed on: 12/07/2024

Last Buyer's Agent

Armando Roman

Signature Realty

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $4,395

Year Built

  • Built in 1900

Parking

  • 1 Car Garage
  • Driveway
  • Open Parking
  • Off-Street Parking

Home Design

  • Brick Foundation
  • Frame Construction
  • Shingle Roof

Interior Spaces

  • 2,478 Sq Ft Home
  • Property has 1 Level
  • Living Room
  • Dining Room
  • Washer and Electric Dryer Hookup

Flooring

  • Wood
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Interior Basement Entry
  • Block Basement Construction

Location

  • Property is near public transit
  • Property is near schools

Utilities

  • Heating System Uses Oil
  • Individual Controls for Heating
  • Heating System Uses Steam
  • 100 Amp Service

Additional Features

  • Enclosed Patio or Porch
  • 8,107 Sq Ft Lot

Community Details

  • 2 Units
  • Shops

Listing and Financial Details

  • Assessor Parcel Number M:0106 B:0000 L:122,2534066

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$4,395

Year Built

Built in 1900

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential Income
  • Property Sub Type: Multi Family
  • Year Built: 1900
  • Year Built Details: Actual
  • APOD AVAILABLE: No
  • ResoPropertyType: ResidentialIncome
  • ResoBuildingAreaSource: PublicRecords
  • Special Features: RealEstateOwned
  • Stories: 3

Interior Features

  • Flooring: Wood, Vinyl
  • Interior Amenities: Living Room, Dining Room, Kitchen
  • Fireplace YN: No
  • Total Bedrooms: 4
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Basement: Full, Interior Entry, Concrete, Unfinished
  • Living Area: 2478
  • Spa YN: No
  • Stories Total: 3
  • MAIN LO: NB1813
  • MAIN SO: AN8420

Exterior Features

  • Construction Materials: Frame
  • Foundation Details: Brick/Mortar
  • Home Warranty YN: No
  • Patio And Porch Features: Enclosed
  • Road Frontage Type: Public
  • Road Surface Type: Paved
  • Roof: Shingle
  • Waterfront YN: No

Garage/Parking

  • Garage Spaces: 1
  • Covered Parking Spaces: 1
  • Garage YN: Yes
  • Open Parking YN: Yes
  • Parking Features: Paved Drive, Off Street, Paved
  • Total Parking Spaces: 2

Utilities

  • Sewer: Public Sewer
  • Utilities: for Electric Range, for Electric Dryer, Washer Hookup
  • Heating: Steam, Oil, Individual, Unit Control
  • Electric: Circuit Breakers, 100 Amp Service
  • Heating YN: Yes
  • Water Source: Public
  • Hot Water: Oil

Condo/Co-op/Association

  • Community Features: Public Transportation, Shopping, Highway Access, Public School
  • Senior Community YN: No

Lot Info

  • Parcel Number: M:0106 B:0000 L:122,2534066
  • Zoning: R-2
  • Farm Land Area Units: Square Feet
  • Lot Size Acres: 0.19
  • Lot Size Sq Ft: 8107
  • Lot Size Units: Acres
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 4395

Multi Family

  • Number Of Units Total: 2
  • LEVELS 1: 1
  • Basement Included Sq Ft: No
  • LEASE 2: N
  • LEASE 1: N

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 7, 2024
Closed on
Jan 30, 2025
Sold by
Bank Of America
Bought by
Equity Tco
Seller's Agent
Carlos Dos Santos
Ideal Real Estate Services, Inc.
Buyer's Agent
Armando Roman
Signature Realty
List Price
$164,900
Sold Price
$180,000
Premium/Discount to List
$15,100
9.16%
Views
45

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
72.90%
Original Mortgage
$280,000
Outstanding Balance
$278,274
Interest Rate
6.72%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
-$5,376

Purchase Details

Closed on
Aug 24, 2023
Sold by
Nisbitt Ana M and Bank Of America Na Tr
Bought by
Bank Of America

Purchase Details

Closed on
Sep 1, 2005
Sold by
Whelihan Lawrence and Pappadellis Virginia C
Bought by
Nisbitt Ana M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,800
Interest Rate
5.81%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $180,000 Misc Company
Warranty Deed $180,000 Misc Company
Foreclosure Deed $206,616 None Available
Foreclosure Deed $206,616 None Available
Deed $169,900 --
Deed $169,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $280,000 Purchase Money Mortgage
Closed $280,000 Purchase Money Mortgage
Previous Owner $130,800 Purchase Money Mortgage
Previous Owner $33,980 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/26/2025 10/26/25 Pending -- -- --
10/06/2025 10/06/25 For Sale $470,000 +161.1% $158 / Sq Ft
01/31/2025 01/31/25 Sold $180,000 +9.2% $73 / Sq Ft
01/02/2025 01/02/25 Pending -- -- --
12/07/2024 12/07/24 For Sale $164,900 -- $67 / Sq Ft
Source: MLS Property Information Network (MLS PIN)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,671 $267,500 $48,100 $219,400
2024 $4,395 $231,900 $46,000 $185,900
2023 $4,058 $216,300 $46,000 $170,300
2022 $4,081 $211,900 $46,000 $165,900
2021 $3,532 $183,300 $41,900 $141,400
2020 $3,287 $172,300 $41,900 $130,400
2019 $3,218 $166,800 $41,900 $124,900
2018 $3,024 $158,100 $41,900 $116,200
2017 $3,031 $158,100 $41,900 $116,200
2016 $2,946 $154,100 $43,000 $111,100
2015 $2,934 $154,100 $43,000 $111,100
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLS Property Information Network (MLS PIN)

MLS Number: 73318385

MLS Property Information Network (MLS PIN)

APN: HOLY-000106-000000-000122