12 State St Troy, NY 12180
Downtown Troy NeighborhoodEstimated payment $2,983/month
Highlights
- Downtown View
- Vaulted Ceiling
- Corner Lot
- Federal Architecture
- Wood Flooring
- 2-minute walk to Sage Park
About This Home
A rare offering in the heart of downtown Troy, this distinguished three-story single-family residence with mixed-use zoning combines character, scale, and flexibility. Featuring soaring ceilings, grand hallways, abundant natural light, and hardwood flooring, the home has been thoughtfully updated throughout and boasts recent exterior improvements, including an impeccably maintained brick exterior in excellent condition. Just minutes from Troy Music Hall, acclaimed restaurants, bars, boutiques, and cultural destinations, the location provides an elevated urban lifestyle with quick highway access. The first floor offers strong potential for commercial conversion, ideal for a refined live/work concept or boutique professional space (buyer to verify permitted use). An unfinished basement provides generous storage and includes washer/dryer hookups ($1,100 credit for units). The owners are actively using the entire property as a successful Airbnb investment, with 2024/2025 earnings report available in the documents, offering both immediate cash flow and long-term appreciation potential.
Listing Agent
Bundle It Home Real Estate LLC License #10491213488 Listed on: 12/17/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,854
Year Built
- Built in 1910
Lot Details
- 871 Sq Ft Lot
- Corner Lot
- Property is zoned Mixed
Home Design
- Federal Architecture
- Brick Exterior Construction
- Asphalt
Interior Spaces
- 3-Story Property
- Crown Molding
- Vaulted Ceiling
- Paddle Fans
- Gas Fireplace
- Drapes & Rods
- Great Room
- Living Room with Fireplace
- Downtown Views
- Home Security System
Kitchen
- Eat-In Kitchen
- Range
- Microwave
- Dishwasher
- Solid Surface Countertops
Flooring
- Wood
- Linoleum
- Ceramic Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- Bathroom on Main Level
Unfinished Basement
- Basement Fills Entire Space Under The House
- Interior Basement Entry
- Laundry in Basement
Outdoor Features
- Exterior Lighting
Utilities
- Window Unit Cooling System
- Heating System Uses Natural Gas
- Radiant Heating System
- Hot Water Heating System
- 150 Amp Service
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Legal Lot and Block 2.000 / 5
- Assessor Parcel Number 381700 100.60-5-2
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $9,029 | $190,000 | $6,000 | $184,000 |
| 2023 | $9,657 | $190,000 | $6,000 | $184,000 |
| 2022 | $8,854 | $190,000 | $6,000 | $184,000 |
| 2021 | $2,338 | $190,000 | $6,000 | $184,000 |
| 2020 | $4,376 | $190,000 | $6,000 | $184,000 |
| 2019 | $5,125 | $155,000 | $6,000 | $149,000 |
| 2018 | $5,125 | $155,000 | $6,000 | $149,000 |
| 2017 | $5,101 | $155,000 | $6,000 | $149,000 |
| 2016 | $6,782 | $155,000 | $6,000 | $149,000 |
| 2015 | -- | $155,000 | $6,000 | $149,000 |
| 2014 | -- | $155,000 | $6,000 | $149,000 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 12/17/2025 12/17/25 | For Sale | $429,900 | +30.3% | $213 / Sq Ft | |
| 10/22/2020 10/22/20 | Sold | $330,000 | -12.0% | $150 / Sq Ft | View Prior Sale |
| 09/04/2020 09/04/20 | Pending | -- | -- | -- | |
| 07/09/2020 07/09/20 | For Sale | $374,900 | -- | $170 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $330,000 | None Available | |
| Deed | $190,000 | James Caruso | |
| Deed | $160,000 | Michael J. Tommaney | |
| Deed | $40,000 | Richard D Ceresia |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $264,000 | New Conventional | |
| Previous Owner | $142,500 | Commercial |
Source: Global MLS
MLS Number: 202530890
APN: 1700-100.60-5-2
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