NOT LISTED FOR SALE

12 Summit St Derby, CT 06418

Estimated Value: $298,992 - $313,000

3 Beds
2 Baths
1,372 Sq Ft
$221/Sq Ft Est. Value

Last Sold August 04, 2025

Last sale price $300,000 $219 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $1,901/month

122 Days on Market

Highlights

  • Deck
  • Attic
  • Porch
  • Property is near public transit
  • Balcony
  • Public Transportation

About This Home

As of August 2025

Opportunity Knocks in Derby! Whether you're an investor looking to expand your portfolio or a Family seeking a home with income potential, 12 Summit Street is a must-see. This well-cared-for two-family home is perfectly situated in the heart of Derby, offering flexibility, comfort, and convenience. The first-floor unit features a spacious 1-bedroom layout with a full bath, inviting living space, and a large eat-in kitchen-perfect for an owner-occupant or long-term tenant. Upstairs, the second-floor unit offers 2 bedrooms, a full bath, a sun-filled living room, and an updated kitchen with plenty of storage. Each unit has separate utilities, making management simple and boosting income potential. Additional features include gleaming hardwood floors, updated mechanicals, off-street parking, a shared backyard for outdoor enjoyment, and a welcoming front porch. Located just minutes from downtown Derby, with easy access to shops, dining, parks, hospitals, Route 8, and the Merritt Parkway. Live in one unit and rent the other, or rent both-this property offers endless possibilities!

Last Agent to Sell the Property

Jerry Ansong

eXp Realty License #RES.0828004 Listed on: 04/04/2025

eXp Realty

Last Buyer's Agent

Frank Fedak

RE/MAX Right Choice License #RES.0820547

RE/MAX Right Choice

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $3,762

Year Built

  • Built in 1900

Lot Details

  • 5,227

Home Design

  • Brick Foundation
  • Stone Foundation
  • Frame Construction
  • Asphalt Shingled Roof
  • Aluminum Siding
  • Vinyl Siding

Interior Spaces

  • 1,372 Sq Ft Home
  • Ceiling Fan
  • Unfinished Basement
  • Basement Fills Entire Space Under The House
  • Walkup Attic

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Parking

  • 3 Parking Spaces
  • Parking Deck
  • Private Driveway

Outdoor Features

  • Balcony
  • Deck
  • Porch

Utilities

  • Hot Water Heating System
  • Heating System Uses Natural Gas
  • Hot Water Circulator

Additional Features

  • 5,227 Sq Ft Lot
  • Property is near public transit

Community Details

  • 2 Units
  • Public Transportation

Listing and Financial Details

  • Assessor Parcel Number 1095667

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$3,762

Year Built

Built in 1900

Lot Details

0

Listing Details

  • Neighborhood: N/A
  • Property Type: Multi-Family For Sale
  • Style: Units on different Floors
  • Sq Ft Est Heated Above Grade: 1372
  • Total Sq Ft: 1372
  • Year Built: 1900
  • New Construction: No/Resale
  • Nearby Amenities: Basketball Court, Health Club, Library, Medical Facilities, Park, Playground/Tot Lot, Public Pool, Public Transportation
  • Property Sub Type: 2 Family
  • Direct Waterfront: No
  • Directions: GPS friendly
  • Financing Used: Conventional Fixed
  • Street Type: Street
  • Special Features: None

Interior Features

  • Total Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Attic Description: Walk-up
  • Basement Description: Full, Unfinished, Full With Hatchway
  • Laundry Room Info: Basement Hook-Up(s)
  • Attic: Yes

Exterior Features

  • Exterior Features: Balcony, Sidewalk, Porch, Deck
  • Exterior Siding: Vinyl Siding, Aluminum
  • Foundation Type: Brick, Stone
  • Roof Information: Asphalt Shingle
  • Waterfront Description: Not Applicable
  • Swimming Pool: No
  • Construction Description: Frame

Garage/Parking

  • Driveway Type: Private, Paved
  • Total Parking Spaces: 3
  • Garage And Parking: None, Off Street Parking, Driveway

Utilities

  • Cooling System: Ceiling Fans
  • Heat Type: Hot Water
  • Heat Fuel Type: Natural Gas
  • Hot Water Description: Natural Gas, Domestic
  • Water Source: Public Water Connected
  • Sewer: Public Sewer Connected

Schools

  • Intermediate School: Per Board of Ed

Lot Info

  • Acres: 0.12
  • Lot Description: Level Lot Sloping Lot
  • Flood Zone: No
  • Zoning: R-5
  • Parcel #: 1095667

Multi Family

  • Total Number Of Units: 2

Tax Info

  • Tax Year: July 2025-June 2026
  • Property Tax: 3762

MLS Schools

  • Elementary School: Per Board of Ed
  • Middle Jr High School: Per Board of Ed
  • High School: Per Board of Ed

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 4, 2025
Closed on
Aug 4, 2025
Sold by
Coache Antonio L and Rodriguez Roxana A
Bought by
Tume Gabriel
Seller's Agent
Jerry Ansong
eXp Realty
Buyer's Agent
Frank Fedak
RE/MAX Right Choice
List Price
$349,900
Sold Price
$300,000
Premium/Discount to List
-$49,900
-14.26%
Views
37
Current Estimated Value
$302,998

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,998
Avg. Annual Appreciation
2.97%
Original Mortgage
$225,000
Outstanding Balance
$224,422
Interest Rate
6.81%
Mortgage Type
Future Advance Clause Open End Mortgage
Estimated Equity
$78,576

Purchase Details

Listed on
Aug 8, 2022
Closed on
Oct 7, 2022
Sold by
Coache Antonio L
Bought by
Coache Antonio L and Rodriguez Roxana A
Seller's Agent
Michael Hvizdo
Coldwell Banker Realty
Buyer's Agent
Zhanel Kismetova
Century 21 Scala Group
List Price
$219,000
Sold Price
$223,000
Premium/Discount to List
$4,000
1.83%
Views
14

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.97%
Original Mortgage
$218,960
Interest Rate
5.13%
Mortgage Type
FHA

Purchase Details

Listed on
Aug 8, 2022
Closed on
Sep 29, 2022
Sold by
Cleveland Brian C and Cleveland Amanda M
Bought by
Coache Antonio L
Seller's Agent
Michael Hvizdo
Coldwell Banker Realty
Buyer's Agent
Zhanel Kismetova
Century 21 Scala Group
List Price
$219,000
Sold Price
$223,000
Premium/Discount to List
$4,000
1.83%
Views
14

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$218,960
Interest Rate
5.13%
Mortgage Type
FHA

Purchase Details

Closed on
May 1, 2002
Sold by
Catena James
Bought by
Cleveland Brian C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$60,000
Interest Rate
7.13%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Tume Gabriel $300,000 --
Coache Antonio L -- None Available
Coache Antonio L -- None Available
Coache Antonio L $223,000 None Available
Coache Antonio L $223,000 None Available
Cleveland Brian C $92,000 --
Cleveland Brian C $92,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Tume Gabriel $225,000
Previous Owner Coache Antonio L $218,960
Previous Owner Cleveland Brian C $128,000
Previous Owner Cleveland Brian C $60,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/04/2025 08/04/25 Sold $300,000 -14.3% $219 / Sq Ft
04/04/2025 04/04/25 For Sale $349,900 +56.9% $255 / Sq Ft
09/29/2022 09/29/22 Sold $223,000 +1.8% $163 / Sq Ft View Prior Sale
08/08/2022 08/08/22 For Sale $219,000 -- $160 / Sq Ft
Source: SmartMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,762 $87,080 $31,680 $55,400
2024 $3,762 $87,080 $31,710 $55,370
2023 $3,361 $87,080 $31,710 $55,370
2022 $3,361 $87,080 $31,710 $55,370
2021 $3,361 $87,080 $31,710 $55,370
2020 $3,283 $74,830 $31,710 $43,120
2019 $3,133 $74,830 $31,710 $43,120
2018 $2,946 $74,830 $31,710 $43,120
2017 $2,946 $74,830 $31,710 $43,120
2016 $2,946 $74,830 $31,710 $43,120
2015 $2,797 $78,260 $31,710 $46,550
2014 $2,797 $78,260 $31,710 $46,550
Source: Public Records

Agents Affiliated with this Home

  • J

    Seller's Agent in 2025

    Jerry Ansong

    eXp Realty

    (347) 398-1220

    1 in this area

    1 Total Sale

    Jerry Ansong
    Section Image

  • F

    Buyer's Agent in 2025

    Frank Fedak

    RE/MAX

    (203) 913-3706

    1 in this area

    14 Total Sales

    Frank Fedak
    Section Image
  • Michael Hvizdo

    Seller's Agent in 2022

    Michael Hvizdo

    Coldwell Banker Realty

    (917) 721-1332

    4 in this area

    254 Total Sales

    Michael Hvizdo
    Section Image

  • Z

    Buyer's Agent in 2022

    Zhanel Kismetova

    Century 21 Scala Group

    Section Image
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Map

Source: SmartMLS

MLS Number: 24099182

SmartMLS

APN: DERB-000009-000004-000083

Connecticut New Haven County Derby 06418

12 Summit St, Derby, CT

Not Listed for Sale

MultiFamily

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