NOT LISTED FOR SALE

12 Terrace St Norwich, NY 13815

Estimated Value: $138,000 - $175,000

3 Beds
2 Baths
1,410 Sq Ft
$110/Sq Ft Est. Value

Last Sold February 21, 2023

Last sale price $131,000 $93 Per Sq Ft

Est. 18% increase in value since last sale

Current estimated payment $1,215/month

136 Days on Market

Highlights

  • Deck
  • Forced Air Cooling System
  • 1-minute walk to Bowman Lake State Park
  • Eat-In Kitchen

About This Home

As of February 2023

Totally remodeled - new roof - gutted on first/second floor all new plumbing/electric, insulation, sheetrock, all new windows (including basement), all new flooring mixture of laminate on first floor, carpet on seconf floor! New kitchen, two new full baths, new front and back deck - not much to do here! Call today for your appointment!

Last Agent to Sell the Property

Karen Cammarata

Listing by Howard Hanna License #10301200644 Listed on: 09/16/2022

Howard Hanna

Last Buyer's Agent

Kevin Walsh

Listing by Keller Williams Upstate NY Properties License #10301203604

Keller Williams Upstate NY Properties

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,085

Year Built

  • Built in 1920

Lot Details

  • 7,405

Home Design

  • Block Foundation
  • Frame Construction
  • Asphalt Roof
  • Vinyl Construction Material

Interior Spaces

  • 1,410 Sq Ft Home
  • 2-Story Property
  • Laminate Flooring
  • Basement Fills Entire Space Under The House
  • Eat-In Kitchen

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Utilities

  • Forced Air Cooling System
  • Heating System Uses Gas
  • Gas Water Heater

Additional Features

  • Deck
  • 7,405 Sq Ft Lot

Listing and Financial Details

  • Assessor Parcel Number 136.4-2-18

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,085

Year Built

Built in 1920

Lot Details

0

Listing Details

  • NY Swis Code: Norwich-City-081100
  • Total Assessed Value: 44100
  • Construction: Frame
  • Foundation Description: Block
  • Listing Type: Exclusive Right To Sell
  • Lot Information: Neighborhood Street
  • Property Type: Single Family Residential
  • Ratio Close Price By Acres: 770588.24
  • Ratio Close Price By Sq Ft: 92.91
  • Ratio List Price By Acres: 805294.12
  • Ratio List Price By Sq Ft: 97.09
  • Regional Board Code: Rochester
  • Roof Description: Asphalt
  • School Tax: 1309
  • Styles of Residence: 2 Story
  • Sub Board Code: Otsego-Delaware
  • Type of Sale: Normal
  • Lot Sq Ft: 7405
  • Age of Building: 103
  • Year Built: 1920
  • Directions To Property: N. Broad Street to Terrace Street then 4th house on the right.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Full Bathrooms: 2
  • Basement Description: Full
  • Floor Description: Laminate-Some
  • Kitchen Dining Description: Eat-In
  • Number of Bedrooms 2nd Floor: 3
  • Number of 1st Floor Full Bathrooms: 1
  • Number of 2nd Floor Full Bathrooms: 1
  • Number of Rooms: 9
  • Total Bathrooms: 2.00
  • Total Bedrooms: 3
  • Total Sq Ft: 1410

Exterior Features

  • Construction: Vinyl
  • Additional Exterior Features: Deck
  • Number of Acres: 0.1700

Utilities

  • Heating Fuel Description: Gas
  • Hvac Type: Forced Air
  • Sewer Description: Sewer Connected
  • Water Heater Fuel: Gas

Schools

  • School District: Norwich

Lot Info

  • Parcel Number: 136.4-2-18

Tax Info

  • Total Taxes: 3085

MLS Schools

  • School District Name: Norwich

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 16, 2022
Closed on
Feb 21, 2023
Sold by
Evon Ryan
Bought by
Elderkin Randolph and Elderkin Renee
Seller's Agent
Karen Cammarata
Howard Hanna
Buyer's Agent
Kevin Walsh
Keller Williams Upstate NY Properties
List Price
$149,900
Sold Price
$131,000
Premium/Discount to List
-$18,900
-12.61%
Views
64
Current Estimated Value
$154,378

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$23,378
Avg. Annual Appreciation
6.99%
Original Mortgage
$98,250
Outstanding Balance
$95,459
Interest Rate
6.48%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$59,549

Purchase Details

Listed on
Oct 21, 2019
Closed on
Feb 6, 2020
Sold by
Tiaa Fsb
Bought by
Evon Ryan
Seller's Agent
Barb Gallo
Exit Realty Front & Center
Buyer's Agent
Karen Cammarata
Howard Hanna
List Price
$21,900
Sold Price
$12,000
Premium/Discount to List
-$9,900
-45.21%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
120.67%

Purchase Details

Closed on
Nov 13, 2018
Sold by
Russell Kathleen A and Tiaa Fsb
Bought by
Tiaa Fsb

Purchase Details

Closed on
Jan 22, 2002

Purchase Details

Closed on
Nov 2, 1995
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Elderkin Randolph $131,000 None Available
Evon Ryan $12,000 None Available
Evon Ryan $12,000 None Available
Tiaa Fsb $31,500 --
Tiaa Fsb $31,500 --
-- $52,000 --
-- $52,000 --
-- $21,450 --
-- $21,450 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Elderkin Renee $62,000
Open Elderkin Randolph $98,250
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/21/2023 02/21/23 Sold $131,000 -12.6% $93 / Sq Ft
09/16/2022 09/16/22 For Sale $149,900 +1149.2% $106 / Sq Ft
02/14/2020 02/14/20 Sold $12,000 -45.2% $9 / Sq Ft
01/15/2020 01/15/20 Pending -- -- --
10/21/2019 10/21/19 For Sale $21,900 -- $16 / Sq Ft
Source: Otsego-Delaware Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,486 $57,000 $5,800 $51,200
2023 $4,421 $57,000 $5,800 $51,200
2022 $3,570 $49,500 $5,800 $43,700
2021 $3,440 $44,100 $5,800 $38,300
2020 $3,349 $44,100 $5,800 $38,300
2019 $3,609 $44,100 $5,800 $38,300
2018 $3,609 $44,100 $5,800 $38,300
2017 $844 $44,100 $5,800 $38,300
2016 $858 $44,100 $5,800 $38,300
2015 -- $44,100 $5,800 $38,300
2014 -- $44,100 $5,800 $38,300
Source: Public Records

Agents Affiliated with this Home

  • Karen Cammarata

    Seller's Agent in 2023

    Karen Cammarata

    Howard Hanna

    (607) 336-8080

    53 in this area

    254 Total Sales

    Section Image
  • Kevin Walsh

    Buyer's Agent in 2023

    Kevin Walsh

    Keller Williams Upstate NY Properties

    (607) 336-3636

    135 in this area

    273 Total Sales

    Section Image

  • B

    Seller's Agent in 2020

    Barb Gallo

    Exit Realty Front & Center

    (607) 222-4273

    173 Total Sales

    Section Image
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Map

Source: Otsego-Delaware Board of REALTORS®

MLS Number: OD136429

Otsego-Delaware Board of REALTORS®

APN: 081100-136-400-0002-018-000-0000

New York Chenango County Norwich 13815

12 Terrace St, Norwich, NY

This home is located at 12 Terrace St, Norwich, NY 13815 since 16 September 2022 and is currently estimated at $155,008, approximately $109 per square foot. This property was built in 1920. 12 Terrace St is a home located in Chenango County with nearby schools including Stanford J. Gibson Primary School, Perry Browne Intermediate School, and Norwich Middle School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

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