$2,000,000
SOLD AUG 11, 2026
5 Beds
3 Baths
2,496 Sq Ft
7,405 Sq Ft Lot

Sale Details

Date Sold: August 11, 2026

$801 Per Sq Ft

29% Below List Price

64 Days on Market

Highlights

  • Ocean View
  • Fishing
  • Traditional Architecture
  • Atlantic Beach Elementary School Rated A-
  • Deck
  • Wood Flooring

About This Home

As of August 2026

THE HOME for ATLANTIC BEACH Life! Much sought after Atlantic Beach & Beaches Town Center area.
Steps to Beach, Ocean & walkability 100%. Options many with lot extending from Ocean Blvd. to Beach Ave.: renovate or bring your builder to create your special design with approval of COAB Building Dept..(Lot is 58' Front, 123' Depth). Short commute to area medical facilities - Beaches Baptist & Mayo Clinic; A1A to St. Augustine; JIA; Downtown JAX; Jaguars Stadium. The popular destination for residents & tourists....''Beaches Town Center'' located in the center of the Atlantic Beach & Neptune Beach Center. A+ residential areas, restaurants, shopping, beach hotels + boutique hotels walking distance, best of beach activities, monthly Beaches Art Walk + +.
Property is unique offering multigenerational living at the beach! Visit one of AB's ''Historial Homes'' with many changes/updates throughout original building created 1922. Location is in the center of the start of AB ''city by the sea''!

Last Agent to Sell the Property

Charlotte Shepherd

WATSON REALTY CORP License #3128642 Listed on: 04/25/2026

WATSON REALTY CORP

Last Buyer's Agent

Charlotte Shepherd

WATSON REALTY CORP License #3128642 Listed on: 04/25/2026

WATSON REALTY CORP
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $27,751

Year Built

  • Built in 1922

Lot Details

  • 7,405 Sq Ft Lot
  • South Facing Home
  • Wood Fence
  • Back Yard Fenced
  • Corner Lot
  • Historic Home
  • Zoning described as PUD

Parking

  • 3 Car Attached Garage
  • Garage Door Opener
  • Shared Driveway
  • Guest Parking
  • Additional Parking
  • Off-Street Parking

Property Views

  • Ocean
  • Beach

Home Design

  • Multigenerational Home
  • Traditional Architecture
  • Entry on the 1st floor
  • Frame Construction
  • Shingle Roof
  • Stucco

Interior Spaces

  • 2,496 Sq Ft Home
  • 2-Story Property
  • Built-In Features
  • Ceiling Fan
  • Entrance Foyer
  • Fire and Smoke Detector

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Electric Oven
  • Electric Cooktop
  • Microwave
  • ENERGY STAR Qualified Freezer
  • ENERGY STAR Qualified Refrigerator
  • Plumbed For Ice Maker
  • ENERGY STAR Qualified Dishwasher

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • In-Law or Guest Suite
  • 3 Full Bathrooms

Laundry

  • Laundry on lower level
  • Laundry in Garage
  • ENERGY STAR Qualified Dryer
  • Dryer
  • Washer

Eco-Friendly Details

  • Energy-Efficient HVAC
  • Energy-Efficient Lighting

Outdoor Features

  • Deck
  • Covered Patio or Porch

Additional Homes

  • Accessory Dwelling Unit (ADU)

Schools

  • Atlantic Beach Elementary School
  • Fletcher Jr High Middle School
  • Duncan Fletcher High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Separate Meters
  • ENERGY STAR Qualified Water Heater

Listing and Financial Details

  • Assessor Parcel Number 1702060000

Community Details

Overview

  • No Home Owners Association
  • Atlantic Beach Subdivision

Amenities

  • Restaurant

Recreation

  • Fishing

Home Details

Home Type

Single Family

Est. Annual Taxes

$27,751

Year Built

Built in 1922

Lot Details

7,405 Sq Ft Lot

Parking

3

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Stories: 2
  • Year Built: 1922
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.17
  • Lot Size: 58’ Front X 123’ Depth
  • Road Frontage Type: City Street
  • Road Surface Type: Asphalt
  • Subdivision Name: Atlantic Beach
  • Architectural Style: Historic, Traditional, Multi Generational
  • Carport Y N: No
  • Entry Level: 1
  • Garage Yn: Yes
  • Unit Levels: Two
  • Efficiency: Appliances, HVAC, Lighting, Water Heater
  • General Property Information Accessibility Features YN2: No
  • General Property Information Accessory Dwelling Unit YN: Yes
  • General Property Information:Pool Private YN: No
  • General Property Information Homestead YN: Yes
  • Community Features:Community Features: Curbs, Restaurant, Street Lights, Suburban, Fishing, Sidewalks
  • Fencing:Fencing: Back Yard, Full, Wood
  • Smart Home Features:Smart Home Features: Dishwasher, Oven, Refrigerator, Smoke Detector
  • SourceMLSURL: https://sourcemls.org/api/v1/eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9.eyJTb3VyY2VTeXN0ZW1JRCI6Ik0wMDAwMDE0MSIsIkxpc3RpbmdJRCI6IjIxMzk0MDkiLCJTdGFuZGFyZFN0YXR1cyI6IkNsb3NlZCIsIk1vZGlmaWNhdGlvblRpbWVzdGFtcCI6IjIwMjYtMDgtMTFUMTY6MjM6NDAuMDAwWiIsIkxpY2Vuc2VlSUQiOiJvYXV0aDJfMjczNzciLCJMaWNlbnNlZU5hbWUiOiJUZW4tWCJ9.Hf754spyv6IhL_9q2jfmd_ZxIW7ov32J1DWhDvx93nE/badge
  • Special Features: None

Interior Features

  • Interior Amenities: Built-in Features, Ceiling Fan(s), Entrance Foyer, Eat-in Kitchen, In-Law Floorplan, Primary Downstairs, Walk-In Closet(s), Primary Bathroom - Shower No Tub, Split Bedrooms, Breakfast Nook
  • Major Appliances: Dryer, Dishwasher, Electric Cooktop, Electric Oven, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Freezer, ENERGY STAR Qualified Refrigerator, Electric Range, ENERGY STAR Qualified Dryer, Electric Water Heater, Freezer, Microwave, Plumbed For Ice Maker, ENERGY STAR Qualified Water Heater, Refrigerator, Washer
  • Furnished: Unfurnished
  • Full Bathrooms: 3
  • Total Bedrooms: 5
  • Flooring: Carpet, Tile, Wood
  • Living Area: 2496.0

Exterior Features

  • Waterfront: No
  • Roof: Shingle
  • Lot Features: Corner Lot
  • Pool Private: No
  • View: Beach, Ocean, Other
  • Construction Type: Frame, Stucco
  • Direction Faces: South
  • Patio And Porch Features: Covered, Deck, Front Porch, Patio

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 3.0
  • Parking Features:Parking Features: Additional Parking, Attached, Garage, Garage Door Opener, Guest, Off Street, Shared Driveway

Utilities

  • Utilities: Cable Available, Electricity Connected, Sewer Connected, Water Available
  • Laundry Features: Electric Dryer Hookup, In Garage, Lower Level, In Unit
  • Security: Smoke Detector(s)
  • Cooling: Central Air, Electric, Separate Meters, Split System
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public
  • Heating:Heating: Central, Electric, Heat Pump, Separate Meters

Condo/Co-op/Association

  • Community Features: Curbs, Restaurant, Street Lights, Suburban, Fishing, Sidewalks
  • Senior Community: No
  • Association: No

Schools

  • Elementary School: Atlantic Beach
  • High School: Duncan Fletcher
  • Middle Or Junior School: Fletcher Jr High

Lot Info

  • Current Use: Multi-Family, Residential
  • Lot Size Sq Ft: 7405.2
  • Parcel #: 1702060000
  • Zoning Description: PUD

Tax Info

  • Tax Annual Amount: 27751.39
  • Tax Year: 2025

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 25, 2026
Closed on
Aug 11, 2026
Sold by
Waters Michael F and Michael F Waters Revocable Trust
Bought by
Seller's Agent
Charlotte Shepherd
WATSON REALTY CORP
Buyer's Agent
Charlotte Shepherd
WATSON REALTY CORP
List Price
$2,799,000
Sold Price
$2,000,000
Premium/Discount to List
-$799,000
-28.55%
Views
54

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1,452.57%
Original Mortgage
$1,200,000
Outstanding Balance
$1,200,000
Interest Rate
5.75%
Mortgage Type
New Conventional
Estimated Equity
$1,504,242

Purchase Details

Closed on
Dec 23, 2025
Sold by
Waters Michael F and Waters Alejandra K
Bought by
Michael F Waters Revocable Trust and Alejandra K Waters Revocable Trust

Purchase Details

Listed on
Feb 25, 2022
Closed on
Jul 28, 2022
Sold by
Suddarth Steven Andrew and Garibay Pamela Ann
Bought by
Waters Michael F and Waters Alejandra K
Seller's Agent
JENNIFER SEXTON
COMPASS FLORIDA LLC
Buyer's Agent
Charlotte Shepherd
WATSON REALTY CORP
List Price
$2,300,000
Sold Price
$1,600,000
Premium/Discount to List
-$700,000
-30.43%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.48%
Original Mortgage
$1,120,000
Interest Rate
4.5%
Mortgage Type
New Conventional

Purchase Details

Listed on
Feb 25, 2022
Closed on
Jul 27, 2022
Sold by
Jerome A And Shirley B Suddarth Trust
Bought by
Waters Michael F and Waters Alejandra K
Seller's Agent
JENNIFER SEXTON
COMPASS FLORIDA LLC
Buyer's Agent
Charlotte Shepherd
WATSON REALTY CORP
List Price
$2,300,000
Sold Price
$1,600,000
Premium/Discount to List
-$700,000
-30.43%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,120,000
Interest Rate
4.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 15, 2020
Sold by
Suddarth Jerome A
Bought by
Suddarth Jerome A and Suddarth Steven Andrew

Purchase Details

Closed on
Jun 24, 2008
Sold by
Suddarth Jerome A and Suddarth Shirley B
Bought by
Suddarth Jerome A and Jerome A & Shirley B Suddarth Trust
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $100 None Listed On Document
Warranty Deed $1,600,000 Kelly Timothy P
Deed -- Timothy P Kelly Pa
Interfamily Deed Transfer -- Attorney
Interfamily Deed Transfer -- Attorney
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $1,120,000 New Conventional
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/11/2026 08/11/26 Sold $2,000,000 -20.0% $801 / Sq Ft
07/01/2026 07/01/26 Price Changed $2,500,000 -10.7% $1,002 / Sq Ft
06/28/2026 06/28/26 Pending -- -- --
04/25/2026 04/25/26 For Sale $2,799,000 0.0% $1,121 / Sq Ft
12/17/2023 12/17/23 Off Market $3,950 -- --
12/17/2023 12/17/23 Off Market $1,600,000 -- --
05/13/2023 05/13/23 Rented $3,950 -28.2% --
05/13/2023 05/13/23 Under Contract -- -- --
11/08/2022 11/08/22 For Rent $5,500 0.0% --
07/28/2022 07/28/22 Sold $1,600,000 -30.4% $641 / Sq Ft View Prior Sale
07/25/2022 07/25/22 Pending -- -- --
02/25/2022 02/25/22 For Sale $2,300,000 -- $921 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $27,751 $1,698,086 $1,197,120 $500,966
2025 $24,964 $1,437,876 $974,400 $463,476
2024 $22,766 $1,438,585 $974,400 $464,185
2023 $22,766 $1,300,443 $946,560 $353,883
2022 $21,025 $1,248,273 $946,560 $301,713
2021 $5,030 $336,095 $0 $0
2020 $4,958 $330,163 $0 $0
2019 $4,928 $324,150 $0 $0
2018 $4,871 $318,427 $0 $0
2017 $4,853 $314,676 $0 $0
2016 $4,768 $306,208 $0 $0
2015 $4,756 $298,815 $0 $0
2014 $4,665 $290,227 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2139409

realMLS (Northeast Florida Multiple Listing Service)

APN: 170206-0000

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