NOT LISTED FOR SALE

120 Cerro St Encinitas, CA 92024

Central Encinitas Neighborhood

Estimated Value: $1,860,000 - $2,133,000

4 Beds
3 Baths
2,175 Sq Ft
$895/Sq Ft Est. Value

About This Home

This home is located at 120 Cerro St, Encinitas, CA 92024 and is currently estimated at $1,946,462, approximately $894 per square foot. 120 Cerro St is a home located in San Diego County with nearby schools including Ocean Knoll Elementary School, Oak Crest Middle School, and La Costa Canyon High School.

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Closed on
Nov 4, 2025
Sold by
Bought by
Current Estimated Value
$1,946,462

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,398,400
Outstanding Balance
$1,398,400
Interest Rate
6.3%
Mortgage Type
New Conventional
Estimated Equity
$548,062

Purchase Details

Closed on
Jun 14, 2021
Sold by
Bought by

Purchase Details

Closed on
Jul 22, 2016
Sold by
Bought by

Purchase Details

Closed on
May 27, 2015
Sold by
Bought by

Purchase Details

Closed on
Sep 19, 2013
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Interest Rate
4.46%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Feb 4, 2013
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$480,000
Interest Rate
3.34%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 31, 2013
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$480,000
Interest Rate
3.34%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 18, 2003
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$270,000
Interest Rate
5.38%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 26, 2002
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,000
Interest Rate
5.96%

Purchase Details

Closed on
Oct 10, 2000
Sold by
Bought by

Purchase Details

Closed on
Jan 7, 2000
Sold by
Bought by

Purchase Details

Closed on
Jan 22, 1998
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$142,000
Interest Rate
7.14%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 18, 1997
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$142,000
Interest Rate
7.14%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 17, 1997
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$142,000
Interest Rate
7.14%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

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ICE

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First American

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Quantarium

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$1,748,000 None Listed On Document
-- None Available
$944,000 Equity Title San Diego
-- None Available
-- Stewart Title Of Ca
-- Fidelity National Title San
$600,000 Fidelity National Ttile San
-- Commonwealth Land Title Co
-- Commonwealth Land Title Co
-- Chicago Title Co
-- Chicago Title Co
-- --
-- --
-- --
-- --
-- Guardian Title Company
-- Guardian Title Company
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $1,398,400
Previous Owner $50,000
Previous Owner $480,000
Previous Owner $270,000
Previous Owner $140,000
Previous Owner $142,000
Previous Owner $142,000
Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $12,004 $1,095,584 $766,912 $328,672
2024 $12,004 $1,074,103 $751,875 $322,228
2023 $11,683 $1,053,043 $737,133 $315,910
2022 $11,345 $1,032,396 $722,680 $309,716
2021 $11,243 $1,012,154 $708,510 $303,644
2020 $11,074 $1,001,777 $701,246 $300,531
2019 $10,852 $982,136 $687,497 $294,639
2018 $10,657 $962,879 $674,017 $288,862
2017 $192 $944,000 $660,801 $283,199
2016 $6,920 $624,138 $436,897 $187,241
2015 $6,796 $614,764 $430,335 $184,429
2014 $6,638 $602,723 $421,906 $180,817
Source: Public Records

Map

California San Diego County Encinitas 92024 Central Encinitas

120 Cerro St, Encinitas, CA

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

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