Seller's Agent in 2026
Michele Morros
Keller Williams Success Realty
(850) 258-9878
252 Total Sales
120 Christmas Tree Ln Panama City Beach, FL 32413
3
Beds
3
Baths
1,470
Sq Ft
10,200
Sq Ft Lot
Highlights
- Lake View
- No HOA
- Ceiling Fan
- Coastal Architecture
- Central Heating and Cooling System
About This Home
As of June 2026CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Location, Location, Location!!! Enjoy the best of coastal living with this beautiful lakefront home in Laguna Beach, where you can enjoy the lake - and you are also just a short walk to the sugar-white sands of Panama City Beach! Take the quick, easy stroll to Beach Access #84 for a beach day in the sun, or view of the evening sunset. Relax on your back patio and large back yard and take in peaceful lake views - this is the ideal spot for sipping on a beverage and reading a book; or grilling, games and entertaining with friends and family. Yes, room for a pool if you want to add a pool! This 3-bedroom, 3 full bath home offers the perfect blend of comfort and convenience and is being sold fully furnished and rental-ready. Recent updates include new hvac, kitchen appliances and electrical work to entire home. This desirable beach home is the perfect investment property or personal getaway. Don't miss this rare opportunity to own lakefront living with easy beach access - call today!
Last Agent to Sell the Property
Keller Williams Success Realty License #3085018 Listed on: 04/19/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,334
Year Built
- Built in 1959
Lot Details
- 10,200 Sq Ft Lot
- Lot Dimensions are 60x170
Home Design
- Coastal Architecture
Interior Spaces
- 2-Story Property
- Ceiling Fan
- Lake Views
- Electric Oven
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Full Bathrooms
Schools
- West Bay Elementary School
- Surfside Middle School
- Arnold High School
Utilities
- Central Heating and Cooling System
- Electric Water Heater
Community Details
- No Home Owners Association
- Laguna Beach 5Th Add Subdivision
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 19, 2026
Closed on
May 29, 2026
Sold by
Bought by
Seller's Agent
Michele Morros
Keller Williams Success Realty
Buyer's Agent
Jessica Foy
EXP Realty LLC
List Price
$625,000
Sold Price
$585,000
Premium/Discount to List
-$40,000
-6.4%
Views
20
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
149.59%
Original Mortgage
$468,000
Outstanding Balance
$468,000
Interest Rate
6.23%
Mortgage Type
New Conventional
Estimated Equity
$161,410
Purchase Details
Closed on
Apr 8, 2009
Sold by
Bought by
Purchase Details
Closed on
Jan 15, 2009
Sold by
Bought by
Purchase Details
Closed on
Dec 14, 2001
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$115,260
Interest Rate
6.42%
Mortgage Type
VA
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $585,000 | Mti Title | |
| Special Warranty Deed | $90,000 | Attorney | |
| Trustee Deed | -- | None Available | |
| Warranty Deed | $113,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $468,000 | New Conventional | |
| Previous Owner | $115,260 | VA |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 06/02/2026 06/02/26 | Sold | $585,000 | -6.4% | $398 / Sq Ft |
| 04/28/2026 04/28/26 | Pending | -- | -- | -- |
| 04/19/2026 04/19/26 | For Sale | $625,000 | -- | $425 / Sq Ft |
Source: Central Panhandle Association of REALTORS®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,334 | $247,842 | -- | -- |
| 2024 | $2,894 | $225,311 | -- | -- |
| 2023 | $2,894 | $204,828 | $179,337 | $78,918 |
| 2022 | $2,453 | $186,207 | $0 | $0 |
| 2021 | $2,267 | $169,279 | $0 | $0 |
| 2020 | $2,059 | $178,426 | $114,441 | $63,985 |
| 2019 | $1,764 | $139,900 | $75,441 | $64,459 |
| 2018 | $1,647 | $128,393 | $0 | $0 |
| 2017 | $1,620 | $125,373 | $0 | $0 |
| 2016 | $1,656 | $125,848 | $0 | $0 |
| 2015 | $1,705 | $126,135 | $0 | $0 |
| 2014 | $1,708 | $126,582 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Michele Morros
-
Ann Wohlford
Seller Co-Listing Agent in 2026
Ann Wohlford
Keller Williams Success Realty
(850) 624-6909
184 Total Sales
-
Jessica Foy
J
Buyer's Agent in 2026
Jessica Foy
EXP Realty LLC
(757) 675-9333
34 Total Sales
Map
Source: Central Panhandle Association of REALTORS®
MLS Number: 788581
APN: 36723-000-000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.
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