769

Panama City Beach, FL Homes for Rent

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  • /9

    $1,995 Per Month

    • 2 Beds
    • 2 Baths
    • 1,007 Sq Ft
    • House for Rent

    212 Argonaut St, Panama City Beach, FL 32413

    Exclusive Beach Living! Rent this charming 2-bedroom, 2-bathroom home in the desirable Bid-A-Wee Seaclusion community on Panama City Beach.Enjoy private, residents-only beach access thanks to this highly sought-after location. Situated in a golf cart friendly neighborhood, your trip to the sugar-white sands is quick and effortless!Property Features:1,007 sq ft of comfortable living

    Agent Photo

    Misty Curtis

    Anchor Realty Florida

    212 Argonaut St, Panama City Beach, FL 32413
  • /65

    Starting at $1,449 Per Month

    • 1 - 3 Beds

    24200 Panama City Beach Pkwy, Panama City Beach, FL 32413

    A new level of sophistication for apartment living has arrived. With surroundings to savor and places to share. Modern touches and unrivaled conveniences. World-class amenities. Superior features. A brighter tomorrow is waiting for you at Vintage Lake Mary. Beautiful apartment homes with exceptional spaces that draw inspiration from the warm Florida sunshine and a neighborhood surrounded by

    Vintage Lake Powell Apartments

    24200 Panama City Beach Pkwy, Panama City Beach, FL 32413
  • /37

    $2,500 Per Month

    • 2 Beds
    • 2 Baths
    • 1,368 Sq Ft
    • Apartment for Rent

    8806 Attitude Ave, Panama City Beach, FL 32413

    Live the coveted 55+ community of Latitude Margaritaville Watersound right now! Home available for 6mo+1 to a year. It just doesn't get any better! Just bring your suitcase. This Furnished, move in ready Dreamsicle Cottage located in the newer Phase 6BC features 2 bedrooms, 2 baths, den and a 2 car garage. All appliances included (refrigerator, range, dishwasher, microwave, washer and dryer). No

    Agent Photo

    Kathy Zavetsky

    Bob Hodges And Sons Realty

    8806 Attitude Ave, Panama City Beach, FL 32413
  • /108

    Starting at $1,518 Per Month

    • 1 - 3 Beds

    101 Crossings Dr, Panama City Beach, FL 32413

    Lifestyle. Comfort. Location.

    Pier Park Crossings

    101 Crossings Dr, Panama City Beach, FL 32413
  • /28

    $2,800 Per Month

    • 2 Beds
    • 2 Baths
    • 1,472 Sq Ft
    • Apartment for Rent

    8672 Coral Reef Way, Panama City Beach, FL 32413

    Live the coveted 55+ community of Latitude Margaritaville Watersound right now! Home available October 1, 2026 to February 15, 2027 (5 months). Come live a fun, vibrant and active lifestyle in this nicely upgraded cottage at this incredible 55 or better community. Located on a corner lot, this Fully Furnished Aloha cottage floorplan with 2 Bedrooms, 2 full Baths and a 2 car Garage... Inside

    Agent Photo

    Kathy Zavetsky

    Bob Hodges And Sons Realty

    8672 Coral Reef Way, Panama City Beach, FL 32413
  • /41

    Starting at $1,203 Per Month

    • 1 - 3 Beds

    302 Cabana Blvd, Panama City Beach, FL 32407

    Discover the finest apartments in Panama City Beach, Florida at White Sands Luxury Apartments, a charming community that provides a comfortable lifestyle. Setting new standards for luxury living, White Sands combines the perfect location with first class service and amenities found only in the finest of apartments communities. With one, two and three bedroom floor plans, you will surely be able

    White Sands

    302 Cabana Blvd, Panama City Beach, FL 32407
  • /11

    $2,400 Per Month

    • 3 Beds
    • 2 Baths
    • 1,512 Sq Ft
    • House for Rent

    8631 Marlin Place, Panama City Beach, FL 32408

    This beautifully maintained 3-bedroom, 3-bathroom home offers comfortable and convenient long-term living in one of Panama City Beach's most sought-after neighborhoods. Thoughtfully furnished and fully move-in ready, this property is ideal for those seeking a relaxed, coastal lifestyle with all the essentials already in place. Inside, you'll find a spacious and open-concept living and dining

    Agent Photo

    Ashley McKee

    EXP Realty LLC

    8631 Marlin Place, Panama City Beach, FL 32408
  • /4

    Starting at $1,712

    Total Monthly Price

    • 1 - 2 Beds

    201 Hills Rd, Panama City Beach, FL 32413

    The Oasis at Seahaven offers one- and two-bedroom apartment homes on Front Beach Road in Panama City Beach. Open layouts feature modern cabinetry, designer countertops, and clean finishes built for everyday coastal routines. Beyond your door, a resort-style pool, fitness center, yoga studio, and outdoor gathering spaces create a steady balance of movement and relaxation just steps from the

    The Oasis at Seahaven

    201 Hills Rd, Panama City Beach, FL 32413
  • /36

    $3,200 Per Month

    • 2 Beds
    • 2.5 Baths
    • 2,170 Sq Ft
    • House for Rent

    8435 Coral Reef Way, Panama City Beach, FL 32413

    Live the coveted 55+ community of Latitude Margaritaville Watersound right now! This UNFURNISHED home available for long term, start date 9/1/26. Relax on the lanai with pond view. Equipped with a whole house generator and hurricane shutters! It just doesn't get any better! Very close to all the amenities! This Breeze Bay, Beach Collection features 2 bedrooms, 2.5 baths, den, and a 2 car garage.

    Agent Photo

    Kathy Zavetsky

    Bob Hodges And Sons Realty

    8435 Coral Reef Way, Panama City Beach, FL 32413
  • /75

    Starting at $1,390

    Total Monthly Price

    • 1 - 3 Beds

    2195 Wilkinson St, Panama City Beach, FL 32408

    Like its namesake ocean gem, Perla is a rare find for those seeking an active and refined lifestyle. Contemporary 1, 2, and 3-bedroom apartment residences blend sophisticated style and quiet comfort with the quintessential coastal allure of 30A and Panama City Beach. Days that sparkle with poolside fun and laughter blend into evenings that glow with golden hour sunsets reflected on the waters of

    Perla

    2195 Wilkinson St, Panama City Beach, FL 32408
  • /50

    $2,800 Per Month

    • 3 Beds
    • 2 Baths
    • 1,824 Sq Ft
    • House for Rent

    327 Shasta St, Panama City Beach, FL 32413

    Available Now - Charming 3 Bedroom Home Just 2 Blocks from the Beach!Welcome to 327 Shasta Street, a beautifully updated 3-bedroom, 3-bathroom home offering 1,796 square feet of comfortable living space in the highly desirable Laguna Beach! Located on the south side of Highway 98, this property has no HOA and is just two blocks from the Gulf, making it the perfect blend of convenience and

    Agent Photo

    Renee Friesen

    Beach Sunsets Inc

    327 Shasta St, Panama City Beach, FL 32413
  • /44

    Starting at $1,405 Per Month

    • 1 - 4 Beds

    204 Potters Bluff Dr, Panama City Beach, FL 32407

    Edgewater Crossings Apartments is a pet friendly apartment community located in the heart of the ever- expanding area of Panama City Beach, Florida. Edgewater Crossings Apartments features amazing recreational facilities to fit your lifestyle with flexible lease terms on spacious one, two and three bedroom floor plans - perfect for roommates, families or individual living! With all the best that

    Edgewater Crossings

    204 Potters Bluff Dr, Panama City Beach, FL 32407
  • /57

    $2,200 Per Month

    • 2 Beds
    • 2.5 Baths
    • 1,325 Sq Ft
    • Condo for Rent

    8700 Front Beach Rd Unit 4210, Panama City Beach, FL 32407

    Welcome to the island in this 2 Bedroom/2 Bath Master Suite Rental on the 2nd floor. Island Reserve is a gated community with NO SHORT TERM RENTALS. Located just minutes to the beautiful white sandy beaches, this well kept secret has a laid back lifestyle and endless amenities. Enjoy the zero-entry acre island pool, hot tub, state-of-the-art fitness center, movie theater room, indoor pickle ball

    Agent Photo

    Tammy Elmore Snow

    RC Real Estate Group

    8700 Front Beach Rd Unit 4210, Panama City Beach, FL 32407
  • /41

    Starting at $1,325 Per Month

    • 1 - 3 Beds

    7120 Patronis Dr, Panama City Beach, FL 32408

    Situated around a scenic lake and just minutes away from Panama City Beach's beautiful white sandy shores, our community is the perfect place for you. Our location offers both majestic views and incredible convenience. Experience upscale living in any of our one, two, or three-bedroom apartment homes. The Place at Grand Lagoon offers amazing amenities such as private entries, premium cabinetry,

    The Place at Grand Lagoon

    7120 Patronis Dr, Panama City Beach, FL 32408
  • /34

    $3,300 Per Month

    • 3 Beds
    • 2.5 Baths
    • 1,705 Sq Ft
    • House for Rent

    99 Grande Pointe Cir, Rosemary Beach, FL 32461

    The Sandpiper offers hardwood floors on the main living areas, granite countertops, stainless steel appliances, gas stove, tankless gas water heater, and a nice balcony off the master bedroom. Take a walk to the beach or hang out at the large resort style pool. Look no further, this is one the fastest growing areas outside of 30a. Grande Pointe at Inlet Beach is a intimate community located in

    Agent Photo

    Renee Friesen

    Beach Sunsets Inc

    99 Grande Pointe Cir, Rosemary Beach, FL 32461
  • /69

    Starting at $1,425 Per Month

    • 1 - 3 Beds

    900 Clara Ave, Panama City Beach, FL 32407

    WELCOME TO LEGENDS AT CLARA!Settle into apartment living shaped by comfort, design, and a relaxed coastal rhythm. Legends at Clara delivers modern living inspired by the energy and natural beauty of Panama City Beach. Located in one of the area's most connected beachside corridors, this community brings thoughtful interiors and everyday convenience together in a setting that feels

    Legends at Clara

    900 Clara Ave, Panama City Beach, FL 32407
  • /29

    Starting at $1,494

    Total Monthly Price

    • Studio - 3 Beds

    1105 Clara Ave, Panama City Beach, FL 32407

    At The Tyde Apartments, a premier community of apartments for rent in Panama City Beach, FL, style is re-imagined. Our upscale, studio, one, two, and three-bedroom apartments allow you to live luxuriously. You should consider our community to be the best of both worlds, where you can find upscale, apartment homes but still be within a prime location in Panama City. With sophisticated style and

    The Tyde Apartments

    1105 Clara Ave, Panama City Beach, FL 32407
  • /32

    Starting at $896

    Total Monthly Price

    • 1 - 3 Beds

    9700 Panama City Beach Pkwy, Panama City Beach, FL 32407

    Experience relaxed coastal living at 10X Breakfast Point, an apartment community in the heart of Panama City Beach, FL offering spacious one, two, and three-bedroom apartments designed for comfort and style. Featuring open-concept layouts, walk-in closets, garden-style soaking tubs, screened-in patios or balconies, washer and dryer included, and contemporary finishes throughout, 10X Breakfast

    10X Breakfast Point

    9700 Panama City Beach Pkwy, Panama City Beach, FL 32407
  • /15

    Starting at $1,428 Per Month

    • 1 - 3 Beds

    98 Richard Jackson Blvd, Panama City, FL 32407

    TOUR YOUR WAY! We have a tour to fit your needs- virtual, self-guided, or agent-guided. Enjoy salt air and relaxed living at the MAA Emerald Coast apartment community in Panama City Beach, FL. These charming one-, two-, and three-bedroom apartment homes feature screened porches, perfect for enjoying the salt air. Many homes have spa-style bathrooms or fireplaces for added luxury. Lounge beside

    MAA Emerald Coast

    98 Richard Jackson Blvd, Panama City, FL 32407
  • /24

    Starting at $1,445 Per Month

    • 1 - 3 Beds

    21101 Panama City Beach Pkwy, Panama City Beach, FL 32413

    At Sunnyside Apartments, we've reimagined what it means to live by the coast. Our modern one, two, and three bedroom floor plans offer the perfect blend of chic style and coastal charm. You'll love coming home to our state-of-the-art amenities, including a fitness and yoga studio and co-working pods, and much more. And with our prime location in Panama City, you'll have everything you need at

    Sunnyside Apartments

    21101 Panama City Beach Pkwy, Panama City Beach, FL 32413
  • /49

    Starting at $1,205 Per Month

    • 1 - 3 Beds

    10400 Panama City Beach Pkwy, Panama City Beach, FL 32407

    Discover your personal oasis. Sea Sound promises a uniquely energized beach-town living experience, offering new one, two and three-bedroom apartment homes in exciting Panama City Beach. Embrace a resort-style state of mind with high-end interiors, onsite luxuries and easy access to miles of coastline. Visit us in our leasing office today!

    Sea Sound

    10400 Panama City Beach Pkwy, Panama City Beach, FL 32407
  • /50

    Starting at $1,975

    Total Monthly Price

    • 2 - 3 Beds

    7110 London St, Panama City Beach, FL 32407

    It's time to live your vacation-worthy lifestyle. At Artisan Living Grand Lagoon, you'll find thoughtfully crafted two and three-bedroom townhomes that make coming home the best part of your day. Step inside your new home to find stainless steel appliances, wood-inspired flooring, and spacious walk-in closets. Venture into the community to find our resort-style swimming pool, equipped with

    Covey Homes Grand Lagoon

    7110 London St, Panama City Beach, FL 32407
  • /33

    Starting at $1,073

    Total Monthly Price

    • 1 - 3 Beds

    7150 W Highway 98, Panama City Beach, FL 32407

    At 10x Panama City Beach, coastal living comes naturally. Located just minutes from the white-sand beaches of PCB, our luxury apartment community blends upscale amenities and laid-back Gulf Coast energy into one elevated lifestyle.Inside your home, bright open-concept layouts and modern details create a space that feels stylish, comfortable, and effortlessly relaxing. Outside your door,

    10X Panama City Beach

    7150 W Highway 98, Panama City Beach, FL 32407
  • /38

    $2,350

    Total Monthly Price

    • 3 Beds
    • 2 Baths
    • 1,533 Sq Ft
    • House for Rent

    12610 Erin Lea Ln, Panama City Beach, FL 32407

    Water/sewer, lawn care and trash pick up are included in this upscale newer construction 3 bedroom, 2 bath Panama City Beach one story home. This unit can be rented immediately, in move-in condition and is located within walking distance to the most beautiful beaches in Panama City Beach, fine dining, shopping centers, night life, Pier Park, Frank Brown Park boasting 200 acres of outdoor

    12610 Erin Lea Ln, Panama City Beach, FL 32407
  • /35

    Starting at $1,425 Per Month

    • 1 - 3 Beds

    17225 Panama City Beach Pkwy, Panama City Beach, FL 32413

    Parkside at the Beach apartments offer residents the sunny Florida lifestyle in a trendy Panama City Beach location. With a full selection of one-, two-, and three-bedroom floor plans, we're sure to have an option to meet your needs — whether you're looking for a ground-floor one bedroom apartment that overlooks the sparkling swimming pool, or a sprawling three bedroom apartment with delightful

    Parkside at the Beach

    17225 Panama City Beach Pkwy, Panama City Beach, FL 32413
  • /25

    Starting at $1,444 Per Month

    • Studio - 3 Beds

    800 Grand Panama Blvd, Panama City Beach, FL 32407

    Experience truly luxurious beach living at Panama Flats Apartment Homes -where you can live your best beach life with direct access from your home to the beach by way of boardwalk. Mere steps from putting your toes in the sand, coming home is its own vacation. Enjoy expansive views of the clear emerald waters from your private patio, take a sunset stroll on white sugar sand beaches, and surround

    Panama Flats

    800 Grand Panama Blvd, Panama City Beach, FL 32407
  • /35

    Starting at $1,162

    Total Monthly Price

    • 1 - 3 Beds

    90 Sandal Ln, Panama City Beach, FL 32413

    At 10x Retreat at PCB, beach living feels effortless. Located directly across from the white-sand beaches of Panama City Beach, our community blends resort-style amenities with cozy, beach-inspired interiors — creating a relaxed coastal retreat just steps from the shore.Inside your home, warm textures and inviting open-concept spaces create a cozy atmosphere made for slow mornings, sandy

    10X Retreat at PCB

    90 Sandal Ln, Panama City Beach, FL 32413
  • /19

    Starting at $899 Per Month

    • Studio - 2 Beds

    6200 Cypress Point Dr, Panama City Beach, FL 32408

    Cottages By The Bay is a charming apartment community with quaint and cozy studio, 1 and 2 bedroom apartments. All apartments are one level, no one above or below you! Cottages By The Bay is conveniently located just minutes away from the world's most beautiful beaches and 1 mile from the navy base.

    Cottages by the Bay

    6200 Cypress Point Dr, Panama City Beach, FL 32408
  • /20

    Starting at $1,328

    Total Monthly Price

    • 1 - 2 Beds

    100 Cabana Cay Cir, Panama City Beach, FL 32413

    Discover your perfect escape at 79 West in Panama City Beach, FL. This charming apartment community is ideally located just off Hwy 79 in West End PCB. Enjoy quick access to stunning Gulf Coast beaches, Frank Brown Park, and vibrant Pier Park. Moments from Front Beach Road, sun-soaked adventures and Gulf views await. Relax by the sparkling community pool. Live the desirable PCB lifestyle here!

    79 West

    100 Cabana Cay Cir, Panama City Beach, FL 32413
  • /19

    $4,173

    Total Monthly Price

    • 2 Beds
    • 2 Baths
    • 1,270 Sq Ft
    • Condo for Rent

    15100 Front Beach Rd Unit SI ID1523328P, Panama City Beach, FL 32413

    The advertised rate of $4,173/month is the lowest available price, based on a 30 day(s) stay with a move-in date of January 2, 2027.Rates vary depending on the duration of stay, season, and other parameters. For exact pricing and additional pricing components, please visit our website and enter your desired move-in and move-out dates. The rate is applicable when billed upfront; it can be

    15100 Front Beach Rd Unit SI ID1523328P, Panama City Beach, FL 32413
  • /20

    $28,703

    Total Monthly Price

    • 6 Beds
    • 6 Baths
    • 4,380 Sq Ft
    • Condo for Rent

    157 S Arnold Rd Unit SI ID1511643P, Panama City Beach, FL 32413

    The advertised rate of $28,703/month is the lowest available price, based on a 30 day(s) stay with a move-in date of January 23, 2027.Rates vary depending on the duration of stay, season, and other parameters. For exact pricing and additional pricing components, please visit our website and enter your desired move-in and move-out dates. The rate is applicable when billed upfront; it can

    157 S Arnold Rd Unit SI ID1511643P, Panama City Beach, FL 32413
  • /20

    $7,050

    Total Monthly Price

    • 3 Beds
    • 2 Baths
    • 1,883 Sq Ft
    • Condo for Rent

    21310 Pompano Ave Unit SI ID1511639P, Panama City Beach, FL 32413

    The advertised rate of $7,050/month is the lowest available price, based on a 30 day(s) stay with a move-in date of January 8, 2027.Rates vary depending on the duration of stay, season, and other parameters. For exact pricing and additional pricing components, please visit our website and enter your desired move-in and move-out dates. The rate is applicable when billed upfront; it can be

    21310 Pompano Ave Unit SI ID1511639P, Panama City Beach, FL 32413
  • /20

    $3,000 Per Month

    • 2 Beds
    • 2 Baths
    • 1,200 Sq Ft
    • House for Rent

    9400 Daydream Dr, P C BEACH, FL 32413

    Property Id: 2708328 Welcome to your dream home at 9400 Daydream Avenue in Panama City Beach, FL! This stunning single-family property features 2 bedrooms, 2 bathrooms, and a range of world class amenities including a fitness center, resort swimming pool and lap pool, tennis, pickleball and more! Enjoy the convenience of utilities included and pet-friendly accommodations for cats and small

    9400 Daydream Dr, P C BEACH, FL 32413
  • /20

    $2,677

    Total Monthly Price

    • 2 Beds
    • 2 Baths
    • 1,173 Sq Ft
    • Condo for Rent

    16819 Front Beach Rd Unit SI FL2-ID1354990P, Panama City Beach, FL 32413

    The advertised rate of $2,678/month is the lowest available price, based on a 1 month(s) stay with a move-in date of November 22, 2026.Rates vary depending on the duration of stay, season, and other parameters. For exact pricing and additional pricing components, please visit our website and enter your desired move-in and move-out dates. The rate is applicable when billed upfront; it can

    16819 Front Beach Rd Unit SI FL2-ID1354990P, Panama City Beach, FL 32413
  • /20

    $5,136

    Total Monthly Price

    • 2 Beds
    • 2 Baths
    • 1,194 Sq Ft
    • Condo for Rent

    8715 Surf Dr Unit SI ID1523323P, Panama City Beach, FL 32408

    The advertised rate of $5,136/month is the lowest available price, based on a 30 day(s) stay with a move-in date of December 29, 2027.Rates vary depending on the duration of stay, season, and other parameters. For exact pricing and additional pricing components, please visit our website and enter your desired move-in and move-out dates. The rate is applicable when billed upfront; it can

    8715 Surf Dr Unit SI ID1523323P, Panama City Beach, FL 32408
  • /20

    $17,865

    Total Monthly Price

    • 5 Beds
    • 4 Baths
    • Condo for Rent

    508 Lyndell Ln Unit SI ID1511646P, Panama City Beach, FL 32407

    The advertised rate of $17,865/month is the lowest available price, based on a 30 day(s) stay with a move-in date of August 9, 2026.Rates vary depending on the duration of stay, season, and other parameters. For exact pricing and additional pricing components, please visit our website and enter your desired move-in and move-out dates. The rate is applicable when billed upfront; it can be

    508 Lyndell Ln Unit SI ID1511646P, Panama City Beach, FL 32407
  • /16

    $2,700 Per Month

    • 2 Beds
    • 2 Baths
    • 950 Sq Ft
    • Condo for Rent

    17614 Front Beach Rd Unit 1, Panama City Beach, FL 32413

    Property Id: 2786648 Escape to the beautiful Emerald Coast and relax in this charming condo at Endless Summer, located just across the street from the sugar-white sands and crystal-clear waters of the Gulf of Mexico. Whether you're planning a romantic retreat, a family vacation, or a weekend with friends, this cozy beach escape offers everything you need for a memorable stay. Start your

    17614 Front Beach Rd Unit 1, Panama City Beach, FL 32413
  • /20

    $14,829

    Total Monthly Price

    • 4 Beds
    • 4 Baths
    • Condo for Rent

    304 Palm Beach Dr Unit SI ID1511645P, Panama City, FL 32413

    The advertised rate of $14,829/month is the lowest available price, based on a 30 day(s) stay with a move-in date of October 17, 2026.Rates vary depending on the duration of stay, season, and other parameters. For exact pricing and additional pricing components, please visit our website and enter your desired move-in and move-out dates. The rate is applicable when billed upfront; it can

    304 Palm Beach Dr Unit SI ID1511645P, Panama City, FL 32413
  • /20

    $2,488

    Total Monthly Price

    • 3 Beds
    • 2 Baths
    • 1,194 Sq Ft
    • Condo for Rent

    10811 Front Beach Rd Unit SI FL16-ID1354928P, Panama City Beach, FL 32407

    The advertised rate of $2,488/month is the lowest available price, based on a 30 day(s) stay with a move-in date of October 26, 2026.Rates vary depending on the duration of stay, season, and other parameters. For exact pricing and additional pricing components, please visit our website and enter your desired move-in and move-out dates. The rate is applicable when billed upfront; it can be

    10811 Front Beach Rd Unit SI FL16-ID1354928P, Panama City Beach, FL 32407
  • /20

    $4,505

    Total Monthly Price

    • 2 Beds
    • 2 Baths
    • 979 Sq Ft
    • Condo for Rent

    23223 Front Beach Rd Unit SI ID1523348P, Panama City Beach, FL 32413

    The advertised rate of $4,505/month is the lowest available price, based on a 1 month(s) stay with a move-in date of November 28, 2026.Rates vary depending on the duration of stay, season, and other parameters. For exact pricing and additional pricing components, please visit our website and enter your desired move-in and move-out dates. The rate is applicable when billed upfront; it can

    23223 Front Beach Rd Unit SI ID1523348P, Panama City Beach, FL 32413

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Why Live in Panama City Beach

Panama City Beach, Florida, located on the Gulf of Mexico, is a popular vacation destination known for its 13 miles of coastline and stunning sunsets. The city, with a population of over 19,000, features a mix of residential neighborhoods, beachfront condos, and hotels. Key attractions include the Russell-Fields City Pier, Pier Park, and the expansive Frank Brown Park, which offers sports facilities, an aquatic center, and a community center. The city hosts numerous events from March through October, including the Summer Concert Series and the UNwineD food and wine festival. For shopping and nightlife, Pier Park is a bustling outdoor mall with a variety of restaurants, bars, and shops, while Thomas Drive on the east side offers local dining options like Captain Anderson’s Restaurant. Housing in Panama City Beach ranges from late 20th-century bungalows and coastal cottages to high-rise beachfront condos. The city is served by Bay District Schools, with J.R. Arnold High School being highly rated. Transportation options include the BayWay bus service and the Gayle’s Trails bike system. While the city is prone to hurricanes and flooding, ongoing infrastructure projects aim to mitigate these issues.

Frequently Asked Questions

How much does it cost to rent a home in Panama City Beach, FL?
The median rent for a home in Panama City Beach, FL is $2,625 per month, though prices vary by neighborhood, size, and property type. As of August 2026, townhouses tend to be the most affordable option while condos and single-family homes are currently more expensive.
How much do you need to make to afford rent in Panama City Beach, FL?
To comfortably afford the median rent in Panama City Beach, FL, a household needs to earn roughly $105,000 per year. This is based on the common guideline that households should spend no more than 30% of gross income on housing. Most landlords require monthly household income of at least 3x the monthly rent, and with a median rent of $2,625 per month in Panama City Beach, FL, renters typically need to show $7,875 per month in gross income to qualify. Actual affordability will vary depending on household debts, other living expenses, and overall budget.
Is it more affordable to rent or buy in Panama City Beach, FL?
In Panama City Beach, FL, the price-to-rent ratio is 14.3, which generally favors renting. This ratio divides the median home price by the annual median rent: below 15 typically favors buying, 15 to 20 is balanced, and above 20 typically favors renting. Your finances, how long you plan to stay, and costs like mortgage rates, taxes, and maintenance all factor into the decision.
What neighborhoods in Panama City Beach, FL are best for renting a home?
The best neighborhood for renting in Panama City Beach, FL depends on your priorities: commute, walkability, budget, and lifestyle all play a role. Popular areas for renting a home include Watersound, Watersound Origins, Seacrest Beach, Watersound Beach and Seagrove Beach, each with its own character and price range.

Rental Home Trends

Number of Homes for Rent
282
Median Rent
$2,625
Median Single Family Home Rent
$2,400
Median Townhouse Rent
$2,150
Median Condo Rent
$2,300
How to Rent a Home