NOT LISTED FOR SALE

120 Cumberland Cir Locust Grove, VA 22508

Estimated Value: $484,000 - $680,000

5 Beds
3 Baths
2,929 Sq Ft
$211/Sq Ft Est. Value

Last Sold August 19, 2019

Last sale price $515,000 $176 Per Sq Ft

Est. 20% increase in value since last sale

Current estimated payment $3,788/month

3 Days on Market

Highlights

  • 60 Feet of Waterfront
  • Boat Ramp
  • Pier
  • Marina
  • 2 Dock Slips
  • Golf Club

About This Home

As of August 2019

Captivating lake views! Serene lake living. Amazingly beautiful 2,929 sq ft 5br/3ba ranch style home. Single-level living at its best! Fully finished lowered level with its own kitchen, family room, and guest bedrooms. Upgrades galore! Picture windows, custom window shades. Gourmet kitchen. Pergo floors. Beautiful sunroom. Composite decking, stamped concrete patio below. Rebuilt and expanded in 2016 Dock. Attached garage plus an oversized detached garage. Large paved driveway with plenty of parking for visiting family/friends and so much more. See a complete list of recent upgrades. Come see Lake of the Woods, a well established gated community of some 4000 homes. Amenities galore: Two lakes, golf course with Pro Shop and a Clubhouse, sandy beaches, horse stables, and back riding, two pools, tennis, and pickleball, fitness room, a community center. Casual and formal dining, two lounges, and so much moreVisit www. LOW.org for community information, or contact the listing agent.

Last Agent to Sell the Property

Vassa Olson

Samson Properties Listed on: 08/01/2019

Samson Properties

Last Buyer's Agent

Sheila Carney

KW Metro Center License #0225178607

KW Metro Center

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,921

Year Built

  • Built in 1988

Lot Details

  • 60 Feet of Waterfront
  • Home fronts navigable water
  • Premium Lot
  • Open Lot
  • Property is zoned R3

HOA Fees

  • $136 Monthly HOA Fees

Parking

  • 2 Garage Spaces | 1 Attached and 1 Detached
  • Second Garage
  • Parking Storage or Cabinetry
  • Front Facing Garage
  • Rear-Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Rambler Architecture

Interior Spaces

  • Property has 2 Levels
  • Open Floorplan
  • Built-In Features
  • Bar
  • Ceiling Fan
  • Skylights
  • Fireplace Mantel
  • Gas Fireplace
  • Lake Views
  • Partial Basement

Kitchen

  • Eat-In Gourmet Kitchen
  • Second Kitchen
  • Breakfast Area or Nook
  • Butlers Pantry
  • Built-In Oven
  • Cooktop
  • Built-In Microwave
  • Extra Refrigerator or Freezer
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • Walk-In Closet

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Pier
  • Water Access
  • Property is near a lake
  • Bulkhead
  • 2 Dock Slips
  • Physical Dock Slip Conveys
  • Lake Privileges

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Heating System Powered By Owned Propane
  • Vented Exhaust Fan
  • Propane Water Heater

Listing and Financial Details

  • Tax Lot 93
  • Assessor Parcel Number 012A0001300930

Community Details

Overview

  • Association fees include common area maintenance, management, pier/dock maintenance, pool(s), road maintenance, security gate, snow removal
  • Lowa HOA
  • Lake Of The Woods Subdivision
  • Community Lake

Amenities

  • Common Area
  • Bank or Banking On-Site
  • Beauty Salon
  • Clubhouse
  • Community Center
  • Community Dining Room
  • Art Studio
  • Community Library
  • Recreation Room
  • Bar or Lounge

Recreation

  • Boat Ramp
  • Boat Dock
  • Pier or Dock
  • Marina
  • Beach
  • Golf Club
  • Golf Course Community
  • Golf Course Membership Available
  • Private Beach Club
  • Tennis Courts
  • Baseball Field
  • Soccer Field
  • Community Basketball Court
  • Volleyball Courts
  • Community Playground
  • Fitness Center
  • Community Pool
  • Community Stables
  • Horse Trails
  • Jogging Path
  • Bike Trail

Security

  • Security Service
  • Fenced around community
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,921

Year Built

Built in 1988

Lot Details

0

HOA Fees

$136 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • Inclusions: see a list in documents
  • New Construction: No
  • Story List: Lower 1, Main
  • Year Built: 1988
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 0

Interior Features

  • Appliances: Built-In Microwave, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Extra Refrigerator/Freezer, Icemaker, Microwave, Oven - Single, Refrigerator, Stainless Steel Appliances, Washer, Oven - Wall
  • Interior Amenities: 2nd Kitchen, Bar, Breakfast Area, Built-Ins, Butlers Pantry, Ceiling Fan(s), Entry Level Bedroom, Floor Plan - Open, Kitchen - Eat-In, Kitchen - Gourmet, Kitchen - Table Space, Skylight(s), Walk-In Closet(s)
  • Fireplace Features: Gas/Propane, Mantel(s)
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Partial
  • Total Sq Ft: 3163
  • Living Area Sq Ft: 2929
  • Price Per Sq Ft: 325.54
  • Above Grade Finished Sq Ft: 1582
  • Below Grade Finished Sq Ft: 1347
  • Below Grade Sq Ft: 234
  • Total Below Grade Sq Ft: 1581
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 120

Beds/Baths

  • Bedrooms: 5
  • Main Level Bedrooms: 3
  • All Lower Level Bedrooms: 2
  • Lower Level Bedroom: 2
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: 2nd Garage, Garage(s)
  • View: Lake, Water
  • Water Access: Yes
  • Water Body Type: Lake
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Water View: Yes
  • Water Frontage In Feet: 60

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Additional Storage Area, Garage - Front Entry, Garage - Rear Entry, Garage Door Opener
  • Attached Garage Spaces: 1
  • Number Of Detached Garage Spaces: 1
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage, Detached Garage, Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Central, Electric, Propane - Owned
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Propane
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 1633.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Art Studio, Bank / Banking On-Site, Bar/Lounge, Baseball Field, Basketball Courts, Beach, Beach Club, Beauty Salon, Bike Trail, Boat Dock/Slip, Boat Ramp, Club House, Common Grounds, Community Center, Dining Rooms, Exercise Room, Fencing, Fitness Center, Gated Community, Golf Club, Golf Course, Golf Course Membership Available, Horse Trails, Jog/Walk Path, Lake, Library, Marina/Marina Club, Pier/Dock, Pool - Outdoor, Recreational Center, Riding/Stables, Security, Soccer Field, Swimming Pool, Tennis Courts, Tot Lots/Playground, Volleyball Courts, Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Management, Pier/Dock Maintenance, Pool(s), Road Maintenance, Security Gate, Snow Removal
  • HOA Name: LOWA
  • HOA: Yes
  • Senior Community: No
  • Community Pool Features: Fenced, In Ground

Schools

  • School District: ORANGE COUNTY PUBLIC SCHOOLS
  • School District Key: 121141052477
  • School District Source: Listing Agent

Lot Info

  • Lot Features: Bulkheaded, Premium, Open
  • Lot Size Units: Square Feet
  • Year Assessed: 2018
  • Zoning: R3
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2921.00
  • Assessor Parcel Number: 012A0001300930
  • Tax Lot: 93
  • Tax Total Finished Sq Ft: 2929
  • County Tax Payment Frequency: Annually
  • Tax Year: 2018
  • Close Date: 08/19/2019

Multi Family

  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: ORANGE COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
May 12, 2022
Sold by
Carney Michael A and Carney Sheila R
Bought by
M & S Carney Family Trust
Current Estimated Value
$617,490

Purchase Details

Listed on
Aug 1, 2019
Closed on
Aug 19, 2019
Sold by
Eisenmann Gary Alan and Eisenmann Betty Marie
Bought by
Carney Michael A
Seller's Agent
Vassa Olson
Samson Properties
Buyer's Agent
Sheila Carney
KW Metro Center
List Price
$515,000
Sold Price
$515,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.05%

Purchase Details

Listed on
Sep 2, 2013
Closed on
Jun 4, 2014
Sold by
Parnell Joan P
Bought by
Eisenmann Gary Alan and Eisenmann Betty Marie
Seller's Agent
Barbara Miller
Century 21 Redwood Realty
Buyer's Agent
Patricia Licata
EXP Realty, LLC
List Price
$328,000
Sold Price
$275,000
Premium/Discount to List
-$53,000
-16.16%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.80%
Original Mortgage
$233,750
Interest Rate
4.87%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
M & S Carney Family Trust -- Fincher & Sotelo Pc
Carney Michael A $515,000 Mobility Title
Eisenmann Gary Alan $275,000 Stewart Title Guaranty Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Eisenmann Gary Alan $156,750
Previous Owner Eisenmann Gary Alan $233,750
Previous Owner Parnell Joan P $40,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/19/2019 08/19/19 Sold $515,000 0.0% $176 / Sq Ft
08/04/2019 08/04/19 Pending -- -- --
08/01/2019 08/01/19 For Sale $515,000 +87.3% $176 / Sq Ft
06/04/2014 06/04/14 Sold $275,000 -10.7% $97 / Sq Ft
03/20/2014 03/20/14 Pending -- -- --
02/25/2014 02/25/14 Price Changed $308,000 -3.1% $109 / Sq Ft
10/24/2013 10/24/13 Price Changed $318,000 -3.0% $112 / Sq Ft
09/02/2013 09/02/13 For Sale $328,000 -- $116 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,533 $433,500 $110,000 $323,500
2023 $3,533 $433,500 $110,000 $323,500
2022 $3,533 $433,500 $110,000 $323,500
2021 $3,392 $471,100 $110,000 $361,100
2020 $3,392 $471,100 $110,000 $361,100
2019 $2,922 $366,600 $110,000 $256,600
2018 $2,922 $363,400 $110,000 $253,400
2017 $2,700 $358,400 $110,000 $248,400
2016 $2,700 $335,800 $110,000 $225,800
2015 $2,300 $319,500 $110,000 $209,500
2014 $2,300 $319,500 $110,000 $209,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: VAOR100009

Bright MLS

APN: 012-A0-00-13-0093-0