$265,000
$35K PRICE DROP

120 Cynthiana St Williamstown, KY 41097

Estimated payment $1,632/month

Total Views 12,166
2 Beds
1.5 Baths
-- Sq Ft
-- Price per Sq Ft

Highlights

  • View of Trees or Woods
  • Property is near public transit
  • No HOA
  • Deck
  • Wood Flooring
  • Cottage

About This Home

Welcome to Lilly's Cottage — a charming, fully furnished retreat in the heart of Williamstown, just one block from Main Street and only seven minutes from the Ark Encounter. This family-friendly cottage features two bedrooms, one and a half bathrooms, and comfortably sleeps up to seven guests.

Enjoy the cozy atmosphere with amenities including an outdoor deck with a grill and a fun-filled game room — perfect for relaxing after a day of sightseeing. Currently operating as a successful, owner-managed short-term rental, Lilly's Cottage consistently earns five-star reviews and boasts strong performance metrics, with over 70 percent occupancy during peak season and 50-60 percent occupancy in the off-season.

Whether you're seeking a serene getaway or a turn-key investment property, Lilly's Cottage offers both charm and proven income potential.

Please contact the owner directly.

Listing Agent

Brandon Stamper

Plum Tree Realty License #268661 Listed on: 06/11/2025

Plum Tree Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,643

Year Built

  • Built in 1942

Lot Details

  • 6,991 Sq Ft Lot
  • Lot Has A Rolling Slope
  • Cleared Lot

Parking

  • Off-Street Parking

Home Design

  • Cottage
  • Poured Concrete
  • Metal Roof
  • Aluminum Siding

Interior Spaces

  • 2-Story Property
  • Non-Functioning Fireplace
  • Vinyl Clad Windows
  • Living Room
  • Formal Dining Room
  • Views of Woods
  • Unfinished Basement
  • Laundry in Basement

Kitchen

  • Electric Oven
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Bathtub with Shower

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Balcony
  • Deck
  • Covered Patio or Porch

Location

  • Property is near public transit

Schools

  • Williamstown Elementary School
  • Williamstown Independent Middle School
  • Williamstown High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • High Speed Internet

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 058-04-00-068.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,643

Year Built

Built in 1942

Lot Details

0

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.16
  • Year Built: 1942
  • Lot Size: irreg
  • Road Frontage Type: City Street
  • Ownership: Consumer
  • Directions: Take Exit 154 for KY-36 toward Williamstown. Turn left onto KY-36 E/Main Street. Continue straight through downtown, then turn right onto Cynthiana Street.
  • Architectural Style: Cottage
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Williamstown Elementary
  • Location Tax Legal Info:Middle or Junior School: Williamstown Independent
  • Location Tax Legal Info:High School: Williamstown High
  • Contract Info:Auction YN: No
  • General Property Description:Half Baths: 1
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: irreg
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Foundation:Poured Concrete: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Natural Gas Available: Yes
  • Water Source:Public: Yes
  • Room Details:Family Room YN: No
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 0.1605
  • General Property Description:Lot Size Square Feet: 6991.0
  • Structure Type:House: Yes
  • Levels:Two: Yes
  • Location Tax Legal Info:Tax ID: 058-04-00-068.00
  • Laundry Features:Electric Dryer Hookup: Yes
  • Laundry Features:Washer Hookup: Yes
  • General Property Description:Fireplaces Total: 1
  • Appliances Dryer: Yes
  • Washers: Yes
  • View:TreesWoods: Yes
  • Laundry Features:In Basement: Yes
  • Laundry Features:Lower Level: Yes
  • Roof:Metal3: Yes
  • Architecture:Cottage: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: High Speed Internet
  • Basement: Unfinished
  • Heating: Natural Gas, Forced Air
  • Levels: Two
  • Property Type: Residential
  • Appliances: Electric Oven, Dishwasher, Dryer, Microwave, Washer
  • Accessibility Features: None
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace Features: Inoperable
  • Fireplaces: 1
  • Fireplace: Yes
  • Window Features: Vinyl Frames
  • Appliances Dishwasher: Yes
  • Appliances:Electric Oven: Yes
  • Basement:Unfinished2: Yes
  • Fireplace Features:Inoperable: Yes
  • Interior Features:High Speed Internet: Yes

Exterior Features

  • View: Trees/Woods
  • Roof: Metal
  • Lot Features: Cleared, Rolling Slope, Near Public Transit
  • View: Yes
  • Construction Type: Aluminum Siding
  • Exterior Features: Balcony
  • Foundation Details: Poured Concrete
  • Patio And Porch Features: Covered, Deck
  • Window Features:Vinyl Frames: Yes
  • Patio and Porch Features:Covered: Yes
  • Patio and Porch Features:Deck: Yes
  • Accessibility Features:None15: Yes
  • Lot Features:Cleared: Yes
  • Lot Features:Rolling Slope: Yes
  • Construction Materials:Aluminum Siding: Yes
  • Exterior Features:Balcony: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Off Street
  • Parking Features:Off Street2: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Electric Dryer Hookup, In Basement, Lower Level, Washer Hookup
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Natural Gas Available
  • Heating:Natural Gas2: Yes
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Williamstown Elementary
  • Junior High Dist: Williamstown Indep
  • High School: Williamstown High
  • Middle Or Junior School: Williamstown Independent

Lot Info

  • Lot Size Sq Ft: 6991.0
  • Zoning Description: Residential

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,643 $187,000 $0 $0
2023 $1,520 $110,000 $0 $0
2022 $1,521 $110,000 $0 $0
2021 $1,535 $110,000 $0 $0
2020 $1,522 $110,000 $0 $0
2019 $1,187 $82,000 $0 $0
2018 $1,183 $82,000 $0 $0
2017 $1,148 $79,000 $0 $0
2014 $1,077 $79,000 $0 $0
2012 $1,045 $79,000 $15,000 $64,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/06/2025 08/06/25 Price Changed $265,000 -7.0% --
07/15/2025 07/15/25 Price Changed $285,000 -5.0% --
06/11/2025 06/11/25 For Sale $299,900 +50.0% --
01/16/2024 01/16/24 Sold $200,000 -7.0% $216 / Sq Ft
12/02/2023 12/02/23 Pending -- -- --
12/01/2023 12/01/23 For Sale $215,000 +15.0% $233 / Sq Ft
06/06/2023 06/06/23 Sold $187,000 +1.1% $202 / Sq Ft
04/20/2023 04/20/23 Pending -- -- --
04/14/2023 04/14/23 For Sale $185,000 -- $200 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Purchase History

Date Type Sale Price Title Company
Warranty Deed $200,000 360 American Title
Warranty Deed $187,000 360 American Title
Deed $110,000 None Available
Warranty Deed $79,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $150,000 New Conventional
Previous Owner $10,000 New Conventional
Previous Owner $183,612 FHA
Previous Owner $183,612 FHA
Previous Owner $270,200 New Conventional
Previous Owner $79,000 No Value Available
Source: Public Records

Source: Northern Kentucky Multiple Listing Service

MLS Number: 633369

Northern Kentucky Multiple Listing Service

APN: 058-04-00-068.00