120 Degraff St Schenectady, NY 12308
Estimated payment $1,943/month
Highlights
- Traditional Architecture
- Cul-De-Sac
- Forced Air Heating System
- No HOA
- Bathroom on Main Level
- Level Lot
About This Home
$5,000 potential monthly income! Discover this three-family property offering excellent income potential and modern updates throughout. Each unit is spacious, bright, and move-in ready, making this an ideal opportunity for both owner-occupants and investors. Recent improvements ensure peace of mind and long-term value: new furnaces and hot water heaters provide efficient comfort, while the rubber roof comes with a 40-year guarantee for lasting protection. The basement features new windows and insulation, enhancing energy efficiency and year-round comfort. The third-floor unit has been recently renovated, offering a fresh, contemporary living space with modern finishes. Outside, you'll find a private driveway accommodating up to six vehicles—a rare and valuable feature in this area. Conveniently located near public transportation, shopping, dining, and local amenities, this property combines charm, functionality, and smart investment appeal. Whether you're expanding your portfolio or looking for a home that generates income, this property checks every box. Don't miss this opportunity to own a solid, updated three-family home with exceptional potential and low-maintenance upgrades throughout!
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $4,436
Year Built
- Built in 1900
Lot Details
- 0.29 Acre Lot
- Lot Dimensions are 30x150
- Cul-De-Sac
- Level Lot
Home Design
- Triplex
- Traditional Architecture
- Built-Up Roof
- Aluminum Siding
- Vinyl Siding
Interior Spaces
- 3,066 Sq Ft Home
- 3-Story Property
- Basement Fills Entire Space Under The House
Bedrooms and Bathrooms
- 11 Bedrooms
- Bathroom on Main Level
- 3 Full Bathrooms
Parking
- 5 Parking Spaces
- Open Parking
- Off-Street Parking
Schools
- Schenectady High School
Utilities
- No Cooling
- Forced Air Heating System
- Heating System Uses Natural Gas
- Radiant Heating System
Community Details
- No Home Owners Association
- 3 Units
Listing and Financial Details
- Assessor Parcel Number 421500 39.82-2-89
- Seller Concessions Not Offered
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $7,254 | $113,100 | $17,000 | $96,100 |
| 2023 | $7,062 | $113,100 | $17,000 | $96,100 |
| 2022 | $6,926 | $113,100 | $17,000 | $96,100 |
| 2021 | $6,819 | $113,100 | $17,000 | $96,100 |
| 2020 | $6,589 | $113,100 | $17,000 | $96,100 |
| 2019 | $4,246 | $113,100 | $17,000 | $96,100 |
| 2018 | $6,645 | $113,100 | $17,000 | $96,100 |
| 2017 | $5,585 | $113,100 | $17,000 | $96,100 |
| 2016 | $6,779 | $113,100 | $17,000 | $96,100 |
| 2015 | -- | $113,100 | $17,000 | $96,100 |
| 2014 | -- | $113,100 | $17,000 | $96,100 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/24/2025 11/24/25 | Pending | -- | -- | -- |
| 11/18/2025 11/18/25 | Price Changed | $299,000 | -6.3% | $98 / Sq Ft |
| 11/07/2025 11/07/25 | For Sale | $319,000 | -- | $104 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $140,000 | Legacy Title Services | |
| Deed | $62,500 | Amp Abstract | |
| Deed | $75,000 | Zappone & Fiore Law Firm | |
| Deed | $64,900 | Peter Ford | |
| Deed | $18,000 | -- | |
| Deed | $97,372 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $126,000 | No Value Available | |
| Previous Owner | $60,000 | Purchase Money Mortgage |
Source: Global MLS
MLS Number: 202529194
APN: 039-082-0002-089-000-0000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.
Local REALTOR® - Todd Siegel, Broker - (888)-952-6393
- 113 Degraff St
- 102 Degraff St
- 797 Eastern Ave
- 762 Eastern Ave
- 16 Paulding St
- 6 Paulding St
- 748 Eastern Ave
- 947 Park Ave
- 1014 Union St
- 845 Eastern Ave
- 822 Union St
- 938 Park Ave
- 1022 Union St
- 28 Mynderse St
- 1078 Gillespie St
- 1046 Park Ave
- 114 Victory Ave
- 1039 Wendell Ave
- 1054 Park Ave
- 1072 University Place