NOT LISTED FOR SALE

120 Phillips St Berea, KY 40403

Estimated Value: $152,000 - $189,876

3 Beds
1.5 Baths
1,295 Sq Ft
$127/Sq Ft Est. Value

Sale Details

Date Sold: January 7, 2026

Last sale price $155,000 $120 Per Sq Ft

Est. 6% increase in value since last sale

Current estimated payment $919 / mo

101 Days on Market

Highlights

  • Ranch Style House
  • Neighborhood Views
  • Brick Veneer
  • Wood Flooring
  • Storm Windows
  • Cooling Available

About This Home

As of January 2026

Investors, first time home buyers or those looking to downsize...take note! This 3 bedroom, 1.5 bath brick ranch home has been well maintained and features hardwood flooring, a metal roof, a large addition that could be used as a family room or an extra bedroom and much more! Conveniently located in the city limits and close to I-75 and all Berea has to offer.

Last Agent to Sell the Property

David Pennington

Century 21 Pinnacle Listed on: 08/28/2025

Co-Listed By

Rachel Cassetta

Century 21 Pinnacle

Last Buyer's Agent

Deanna Applegate

CENTURY 21 Advantage Realty License #207185

CENTURY 21 Advantage Realty

Home Details

Home Type

  • Single Family

Lot Details

  • 8,137 Sq Ft Lot
  • Partially Fenced Property
  • Chain Link Fence

Parking

  • Driveway

Home Design

  • Ranch Style House
  • Brick Veneer
  • Block Foundation
  • Metal Roof

Interior Spaces

  • 1,295 Sq Ft Home
  • Blinds
  • Living Room
  • Neighborhood Views
  • Crawl Space
  • Attic Access Panel
  • Gas Range
  • Washer and Electric Dryer Hookup

Flooring

  • Wood
  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms

Home Security

  • Storm Windows
  • Storm Doors

Outdoor Features

  • Shed

Schools

  • Berea Community Elementary And Middle School
  • Berea Community High School

Utilities

  • Cooling Available
  • Air Source Heat Pump
  • Heating System Uses Natural Gas
  • Natural Gas Connected
  • Gas Water Heater

Community Details

  • Downtown Subdivision

Listing and Financial Details

  • Assessor Parcel Number B007-0009-0029

Home Details

Home Type

Single Family

Lot Details

8,137 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Architectural Style: Ranch
  • Structure Type: House
  • Year Built: 9999
  • Above Grade Finished Sq Ft: 1295.0
  • Levels: One
  • New Construction: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Gas Range, Refrigerator
  • Flooring: Carpet, Hardwood, Laminate
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bathrooms: 2
  • Basement: Crawl Space
  • Total Bedrooms: 3
  • Door Features: Storm Door(s)
  • LivingArea: 1295.0
  • Lot Size Area: 0.19
  • Window Features: Storm Window(s), Blinds

Exterior Features

  • Roof: Metal
  • Construction Materials: Brick Veneer
  • Fencing: Chain Link, Partial
  • Foundation Details: Block
  • List Price: 169900.0
  • Other Structures: Shed(s)
  • Pool Private: No
  • View: Neighborhood
  • View YN: Yes
  • Waterfront: No

Garage/Parking

  • Attached Garage: No
  • Carport: No
  • Garage: No
  • Parking Features: Driveway

Utilities

  • Sewer: Public Sewer
  • Heating: Heat Pump, Natural Gas
  • Cooling: Heat Pump
  • Cooling: Yes
  • Heating: Yes
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Utilities: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Water Source: Public

Schools

  • Elementary School: Berea Community
  • High School: Berea Community
  • Middle or Junior School: Berea Community

Lot Info

  • Lot Size Acres: 0.1868
  • Lot Size Sq Ft: 8137.0
  • Parcel Number: B007-0009-0029

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 28, 2025
Closed on
Jan 7, 2026
Sold by
Bought by
Seller's Agent
David Pennington
Century 21 Pinnacle
Buyer's Agent
Deanna Applegate
CENTURY 21 Advantage Realty
List Price
$183,000
Sold Price
$155,000
Premium/Discount to List
-$28,000
-15.3%
Views
63
Current Estimated Value
$164,219

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$9,219
Avg. Annual Appreciation
15.97%
Original Mortgage
$6,700
Outstanding Balance
$6,700
Interest Rate
6.23%
Mortgage Type
New Conventional
Estimated Equity
$157,519
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$155,000 Land Group Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $6,700
Open $152,192
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
01/07/2026 01/07/26 Sold $155,000 -8.8% $120 / Sq Ft
12/07/2025 12/07/25 Pending -- -- --
12/02/2025 12/02/25 Price Changed $169,900 -5.6% $131 / Sq Ft
09/29/2025 09/29/25 Price Changed $179,900 -1.7% $139 / Sq Ft
08/28/2025 08/28/25 For Sale $183,000 -- $141 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $571 $97,000 $0 $0
2024 $596 $97,000 $0 $0
2023 $230 $63,900 $0 $0
2022 $297 $63,900 $0 $0
2021 $315 $63,900 $0 $0
2020 $299 $62,000 $0 $0
2019 $281 $60,000 $0 $0
2018 $298 $60,000 $0 $0
2017 $292 $60,000 $0 $0
2016 $293 $60,000 $0 $0
2015 $287 $23,100 $0 $0
2014 $207 $60,000 $0 $0
2012 $207 $50,000 $50,000 $0
Source: Public Records

Agents Affiliated with this Home

  • D

    Seller's Agent in 2026

    David Pennington

    Century 21 Pinnacle

  • R

    Seller Co-Listing Agent in 2026

    Rachel Cassetta

    Century 21 Pinnacle

  • Deanna Applegate

    Buyer's Agent in 2026

    Deanna Applegate

    CENTURY 21 Advantage Realty

    (859) 623-1900

    16 in this area

    89 Total Sales

    Deanna Applegate
    Section Image

  • D

    Buyer's Agent in 2026

    Deanna Tyler

    Century 21 Pinnacle

See All Agents

Map

Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 25019158

ImagineMLS (Bluegrass REALTORS®)

APN: B007-0009-0029

Kentucky Madison County Berea 40403

120 Phillips St, Berea, KY

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

ImagineMLS (Bluegrass REALTORS®) The information is being provided by LBAR Multiple Listing Service. Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2026 LBAR Multiple Listing Service. All Rights Reserved.

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