$469,000
$10K PRICE DROP

120 Ridgemore Cir Toccoa, GA 30577

Estimated payment $2,498/month

Total Views 3,916
2 Beds
2 Baths
1,772 Sq Ft
$265 Price per Sq Ft

Highlights

  • Lake Front
  • RV or Boat Parking
  • Deck
  • 1 Boat Dock
  • Community Lake
  • Traditional Architecture

About This Home

Lake Living with A Covered Slip Dock UNDER $470K! Welcome to 120 Ridgemore Circle, where comfort, convenience, and deep-water access on Lake Hartwell come together. If you've been searching for an affordable lake home on great water-this is it! Forget the fixer-uppers tucked away in shallow coves-this home is located in a desirable lake community and includes a covered slip dock on the main Tugalo River channel. This spacious 2-bedroom, 2-bath home (with additional finished space downstairs) offers flexibility and thoughtful design at a price you don't often find on the lake. The main level welcomes you with an open floor plan connecting the living, dining, and kitchen areas. The kitchen features a center island with cooktop, stainless steel appliances, and ample cabinetry. Two bedrooms and a full bath are located just down the hall. From the primary bedroom, step onto the covered back deck and enjoy peaceful lake views with your morning coffee. The lower level offers even more living space with a fireplace, wet bar, and full bath-ideal for a game room, second living area, or a large guest suite. The garage and laundry area are also conveniently located on this level. Outside, follow the concrete path (or take your golf cart!) down to your covered slip dock with excellent water depth. Two storage buildings and an additional covered parking area provide room for lake toys, tools, and equipment. Enjoy all the perks of Lake Hartwell living-deep water, a well-maintained home, and space to spread out-all at an affordable price.

Listing Agent

Bradley Sanders

Hammock Realty North Georgia License #378262 Listed on: 09/25/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $247

Year Built

  • Built in 1990

Lot Details

  • 0.62 Acre Lot
  • Lake Front
  • Grass Covered Lot

Home Design

  • Traditional Architecture
  • Composition Roof
  • Concrete Siding
  • Stone Siding
  • Stone

Interior Spaces

  • 2-Story Property
  • Wet Bar
  • 1 Fireplace
  • Family Room
  • Combination Dining and Living Room
  • Bonus Room
  • Lake Views

Kitchen

  • Built-In Oven
  • Cooktop
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Solid Surface Countertops

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms

Finished Basement

  • Basement Fills Entire Space Under The House
  • Interior and Exterior Basement Entry
  • Finished Basement Bathroom
  • Laundry in Basement
  • Natural lighting in basement

Parking

  • Garage
  • Parking Pad
  • Parking Accessed On Kitchen Level
  • Drive Under Main Level
  • RV or Boat Parking

Outdoor Features

  • Access To Lake
  • Deep Water Access
  • Army Corps Of Engineers Controlled
  • 1 Boat Dock
  • Covered Dock
  • Dock Rights
  • Balcony
  • Deck
  • Outbuilding
  • Porch

Schools

  • Stephens County Middle School
  • Stephens County High School

Utilities

  • Central Heating and Cooling System
  • Shared Well
  • Septic Tank
  • High Speed Internet
  • Phone Available

Community Details

  • No Home Owners Association
  • Ridgemore Subdivision
  • Community Lake

Home Details

Home Type

Single Family

Est. Annual Taxes

$247

Year Built

Built in 1990

Lot Details

0

Listing Details

  • Property Type: Residential
  • Year Built: 1990
  • ArchitecturalStyle: Traditional
  • Levels: Two
  • Lot Size Acres: .62
  • Other Sturctures: Covered Dock, Outbuilding
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Total Dock Slips: 1
  • Total Finished Area2: 1772
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Appliances: Cooktop, Dishwasher, Oven (Wall), Refrigerator, Stainless Steel Appliance(s)
  • Bedrooms: 2
  • Dining Room Features: Dining Rm/Living Rm Combo
  • Basement: Bath Finished, Concrete, Daylight, Exterior Entry, Finished, Full, Interior Entry
  • Below Grade Finished Sq Ft: 732
  • Total Finished Sq Ft: 1040
  • Unfinished Below Grade Sq Ft: 240
  • Above Grade Finished Sq Ft: 1040
  • Interior Amenities: Other, Wet Bar
  • Feature Name: Lake Hartwell
  • Full Bathrooms: 2
  • Flooring: Carpet, Hardwood, Tile
  • Kitchen Features: Kitchen Island, Solid Surface Counters

Beds/Baths

  • Lower Level Full Bathrooms: 1
  • Main Level Full Bathrooms: 1
  • Bedroom Main Level: 2

Exterior Features

  • Construction Materials: Concrete, Stone
  • ExteriorFeatures: Balcony, Dock
  • Lot Features: None
  • Patio And Porch Features: Deck, Porch
  • Property Condition: Resale
  • Roof: Composition
  • View: Lake
  • Waterfront Features: Corps of Engineers Control, Deep Water Access, Dock Rights, Floating Dock, Lake, Lake Access

Garage/Parking

  • Parking Features: Basement, Garage, Kitchen Level, Parking Pad, RV/Boat Parking

Utilities

  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: In Basement
  • Sewer: Septic Tank
  • Utilities: Electricity Available, High Speed Internet, Phone Available, Water Available
  • Water Source: Public, Shared Well

Condo/Co-op/Association

  • Association: No
  • Community Features: Lake

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Other
  • High School: Stephens County
  • Middle School: Stephens County

Multi Family

  • Total Fireplaces: 1

Tax Info

  • Year: 2025
  • Tax Annual Amount: 247.1

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,573 $58,819 $6,064 $52,755
2023 $1,573 $54,826 $6,064 $48,762
2022 $1,482 $51,771 $6,064 $45,707
2021 $1,423 $47,498 $6,064 $41,434
2020 $1,456 $48,094 $6,064 $42,030
2019 $1,462 $48,094 $6,064 $42,030
2018 $1,462 $48,094 $6,064 $42,030
2017 $1,047 $34,520 $6,064 $28,456
2016 $1,031 $34,519 $6,063 $28,456
2015 $1,103 $35,198 $6,063 $29,134
2014 $1,178 $36,904 $6,064 $30,840
2013 -- $32,440 $1,600 $30,840
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/10/2025 11/10/25 Price Changed $469,000 -2.1% $265 / Sq Ft
09/25/2025 09/25/25 For Sale $479,000 -- $270 / Sq Ft
Source: Georgia MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $184,900 --
Deed $67,500 --
Deed $80,000 --
Deed $66,000 --
Deed $53,700 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $184,900 VA
Source: Public Records

Source: Georgia MLS

MLS Number: 10612244

Georgia MLS

APN: 064F-024