120 Ridgemore Cir Toccoa, GA 30577
Estimated payment $2,498/month
Highlights
- Lake Front
- RV or Boat Parking
- Deck
- 1 Boat Dock
- Community Lake
- Traditional Architecture
About This Home
Lake Living with A Covered Slip Dock UNDER $470K! Welcome to 120 Ridgemore Circle, where comfort, convenience, and deep-water access on Lake Hartwell come together. If you've been searching for an affordable lake home on great water-this is it! Forget the fixer-uppers tucked away in shallow coves-this home is located in a desirable lake community and includes a covered slip dock on the main Tugalo River channel. This spacious 2-bedroom, 2-bath home (with additional finished space downstairs) offers flexibility and thoughtful design at a price you don't often find on the lake. The main level welcomes you with an open floor plan connecting the living, dining, and kitchen areas. The kitchen features a center island with cooktop, stainless steel appliances, and ample cabinetry. Two bedrooms and a full bath are located just down the hall. From the primary bedroom, step onto the covered back deck and enjoy peaceful lake views with your morning coffee. The lower level offers even more living space with a fireplace, wet bar, and full bath-ideal for a game room, second living area, or a large guest suite. The garage and laundry area are also conveniently located on this level. Outside, follow the concrete path (or take your golf cart!) down to your covered slip dock with excellent water depth. Two storage buildings and an additional covered parking area provide room for lake toys, tools, and equipment. Enjoy all the perks of Lake Hartwell living-deep water, a well-maintained home, and space to spread out-all at an affordable price.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $247
Year Built
- Built in 1990
Lot Details
- 0.62 Acre Lot
- Lake Front
- Grass Covered Lot
Home Design
- Traditional Architecture
- Composition Roof
- Concrete Siding
- Stone Siding
- Stone
Interior Spaces
- 2-Story Property
- Wet Bar
- 1 Fireplace
- Family Room
- Combination Dining and Living Room
- Bonus Room
- Lake Views
Kitchen
- Built-In Oven
- Cooktop
- Dishwasher
- Stainless Steel Appliances
- Kitchen Island
- Solid Surface Countertops
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- 2 Main Level Bedrooms
Finished Basement
- Basement Fills Entire Space Under The House
- Interior and Exterior Basement Entry
- Finished Basement Bathroom
- Laundry in Basement
- Natural lighting in basement
Parking
- Garage
- Parking Pad
- Parking Accessed On Kitchen Level
- Drive Under Main Level
- RV or Boat Parking
Outdoor Features
- Access To Lake
- Deep Water Access
- Army Corps Of Engineers Controlled
- 1 Boat Dock
- Covered Dock
- Dock Rights
- Balcony
- Deck
- Outbuilding
- Porch
Schools
- Stephens County Middle School
- Stephens County High School
Utilities
- Central Heating and Cooling System
- Shared Well
- Septic Tank
- High Speed Internet
- Phone Available
Community Details
- No Home Owners Association
- Ridgemore Subdivision
- Community Lake
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,573 | $58,819 | $6,064 | $52,755 |
| 2023 | $1,573 | $54,826 | $6,064 | $48,762 |
| 2022 | $1,482 | $51,771 | $6,064 | $45,707 |
| 2021 | $1,423 | $47,498 | $6,064 | $41,434 |
| 2020 | $1,456 | $48,094 | $6,064 | $42,030 |
| 2019 | $1,462 | $48,094 | $6,064 | $42,030 |
| 2018 | $1,462 | $48,094 | $6,064 | $42,030 |
| 2017 | $1,047 | $34,520 | $6,064 | $28,456 |
| 2016 | $1,031 | $34,519 | $6,063 | $28,456 |
| 2015 | $1,103 | $35,198 | $6,063 | $29,134 |
| 2014 | $1,178 | $36,904 | $6,064 | $30,840 |
| 2013 | -- | $32,440 | $1,600 | $30,840 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/10/2025 11/10/25 | Price Changed | $469,000 | -2.1% | $265 / Sq Ft |
| 09/25/2025 09/25/25 | For Sale | $479,000 | -- | $270 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $184,900 | -- | |
| Deed | $67,500 | -- | |
| Deed | $80,000 | -- | |
| Deed | $66,000 | -- | |
| Deed | $53,700 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $184,900 | VA |
Source: Georgia MLS
MLS Number: 10612244
APN: 064F-024
- 773 Shorewood Cir
- 130 Shorewood Cir
- 350 Country Club Dr
- 286 Country Club Dr
- 0 Blue Jay Place Unit 7634142
- 0 Blue Jay Place Unit 10586181
- 117 Sparrow Way
- 290 Cardinal Ln
- 23 Wren Ct
- 396 Cardinal Ln
- 102 Meadowlark Ln
- 53 Raven Ct
- 3 Lost Forest Dr
- Lot 6 Lost Forest Dr
- 9B Lost Forest Dr
- 0 Lost Forest Dr
- 00 Madison Shores Dr
- Lot 34 Stillwater Place
- 0 Wildwood Trail
- LOT 8B Wildwood Trail
- 723 Shorewood Cir Unit ID1302834P
- 204 Lake Breeze Ln Unit ID1302827P
- 334 Dogwood Ln Unit ID1302839P
- 410 Dogwood Ln Unit ID1302821P
- 303 W King St
- 122 Cedar St
- 1725 President St
- 151 Highway 123 Unit 153
- 208 Stephen Dr Unit 208
- 119 Park St Unit 119
- 18 Walnut St
- 35 Taylor St
- 66 Spring St W
- 55 Nottingham Trail
- 173 Steve Nix Rd
- 16017 S Radio Station Rd
- 300 Cottage Hill Ct
- 135 Ansley Dr
- 1251 S Carolina 59
- 1 Clubhouse Way