Seller's Agent in 2026
Bradley Sanders
Hammock Realty North Georgia
(770) 330-5206
95 Total Sales
120 Ridgemore Cir Toccoa, GA 30577
Toccoa Area
2
Beds
2
Baths
1,772
Sq Ft
0.62
Acre Lot
Highlights
- Lake Front
- RV or Boat Parking
- Deck
- 1 Boat Dock
- Community Lake
- Traditional Architecture
About This Home
As of May 2026Lake Living with A Covered Slip Dock at $450K! Welcome to 120 Ridgemore Circle, where comfort, convenience, and DEEP-water access on Lake Hartwell come together. If you've been searching for an affordable lake home on great water-this is it! Forget the fixer-upper mobile homes tucked away in shallow coves-this home is located in a desirable lake community and includes a covered slip dock on the main Tugalo River channel. This spacious 2-bedroom, 2-bath home (with additional finished space downstairs) offers flexibility and thoughtful design at a price you don't often find on the lake. The main level welcomes you with an open floor plan connecting the living, dining, and kitchen areas. The kitchen features a center island with cooktop, stainless steel appliances, and ample cabinetry. Two bedrooms and a full bath are located just down the hall. From the primary bedroom, step onto the covered back deck and enjoy your morning coffee. You can also relax on the side deck and enjoy peaceful lake views. The lower level offers even more living space with a fireplace, wet bar, and full bath-ideal for a game room, second living area, or a large guest suite. The garage and laundry area are also conveniently located on this level. Outside, follow the concrete path (or take your golf cart!) down to your covered slip dock with excellent water depth. Two storage buildings and an additional covered parking area provide room for lake toys, tools, and equipment. Enjoy all the perks of Lake Hartwell living-deep water, a well-maintained home, and space to spread out-all at an affordable price.
Last Agent to Sell the Property
Hammock Realty North Georgia License #378262 Listed on: 09/25/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $247
Year Built
- Built in 1990
Lot Details
- 27,007 Sq Ft Lot
- Lake Front
- Grass Covered Lot
Home Design
- Traditional Architecture
- Composition Roof
- Concrete Siding
- Stone Siding
- Stone
Interior Spaces
- 2-Story Property
- Wet Bar
- 1 Fireplace
- Family Room
- Combination Dining and Living Room
- Bonus Room
- Lake Views
Kitchen
- Built-In Oven
- Cooktop
- Dishwasher
- Stainless Steel Appliances
- Kitchen Island
- Solid Surface Countertops
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- 2 Main Level Bedrooms
Finished Basement
- Basement Fills Entire Space Under The House
- Interior and Exterior Basement Entry
- Finished Basement Bathroom
- Laundry in Basement
- Natural lighting in basement
Parking
- Garage
- Parking Pad
- Parking Accessed On Kitchen Level
- Drive Under Main Level
- RV or Boat Parking
Outdoor Features
- Access To Lake
- Deep Water Access
- Army Corps Of Engineers Controlled
- 1 Boat Dock
- Covered Dock
- Dock Rights
- Balcony
- Deck
- Outbuilding
- Porch
Schools
- Stephens Middle School
- Stephens High School
Utilities
- Central Heating and Cooling System
- Shared Well
- Septic Tank
- High Speed Internet
- Phone Available
Community Details
- No Home Owners Association
- Ridgemore Subdivision
- Community Lake
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Jun 7, 2018
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$184,900
Interest Rate
0.045%
Mortgage Type
VA
Purchase Details
Closed on
Jan 20, 2012
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$90,000
Interest Rate
0.0397%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 1, 1996
Bought by
Purchase Details
Closed on
Jan 1, 1996
Bought by
Purchase Details
Closed on
Dec 1, 1992
Bought by
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Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $184,900 | -- | |
| Deed | $67,500 | -- | |
| Deed | $80,000 | -- | |
| Deed | $66,000 | -- | |
| Deed | $53,700 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $184,900 | VA | |
| Previous Owner | $90,000 | New Conventional | |
| Previous Owner | $303,000 | New Conventional |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 05/15/2026 05/15/26 | Sold | $438,600 | -2.5% | $248 / Sq Ft |
| 04/10/2026 04/10/26 | Pending | -- | -- | -- |
| 03/30/2026 03/30/26 | Price Changed | $450,000 | -2.0% | $254 / Sq Ft |
| 02/13/2026 02/13/26 | Price Changed | $459,000 | -2.1% | $259 / Sq Ft |
| 11/10/2025 11/10/25 | Price Changed | $469,000 | -2.1% | $265 / Sq Ft |
| 09/25/2025 09/25/25 | For Sale | $479,000 | -- | $270 / Sq Ft |
Source: Georgia MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | -- | $87,361 | $6,064 | $81,297 |
| 2024 | -- | $58,819 | $6,064 | $52,755 |
| 2023 | $1,573 | $54,826 | $6,064 | $48,762 |
| 2022 | $1,482 | $51,771 | $6,064 | $45,707 |
| 2021 | $1,423 | $47,498 | $6,064 | $41,434 |
| 2020 | $1,456 | $48,094 | $6,064 | $42,030 |
| 2019 | $1,462 | $48,094 | $6,064 | $42,030 |
| 2018 | $1,462 | $48,094 | $6,064 | $42,030 |
| 2017 | $1,047 | $34,520 | $6,064 | $28,456 |
| 2016 | $1,031 | $34,519 | $6,063 | $28,456 |
| 2015 | $1,103 | $35,198 | $6,063 | $29,134 |
| 2014 | $1,178 | $36,904 | $6,064 | $30,840 |
| 2013 | -- | $32,440 | $1,600 | $30,840 |
Source: Public Records
Agents Affiliated with this Home
-
Bradley Sanders
-
James Allison
Buyer's Agent in 2026
James Allison
Leading Edge Real Estate LLC
(845) 594-1156
984 Total Sales
Map
Source: Georgia MLS
MLS Number: 10612244
APN: 064F-024
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of Georgia MLS. Real estate listings held by brokerage firms other than Redfin are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers. Information deemed reliable but not guaranteed. Copyright 2026 Georgia MLS. All rights reserved.
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