NOT LISTED FOR SALE

120 Saratoga Cir Richmond, KY 40475

Estimated Value: $272,000 - $298,000

4 Beds
3 Baths
2,409 Sq Ft
$118/Sq Ft Est. Value

Last Sold July 19, 2018

Last sale price $167,500 $70 Per Sq Ft

Est. 70% increase in value since last sale

Current estimated payment $1,659/month

42 Days on Market

Highlights

  • Skylights
  • Brick Veneer
  • Cooling Available
  • White Hall Elementary School Rated A-
  • Walk-In Closet
  • Breakfast Bar

About This Home

As of July 2018

Location, Location, Location! Lots of house for the $$$ 4 bedrooms & 3 full bathrooms, this well loved home features space for all! On the main level you will find a great room w/gas logs fireplace open to the kitchen w/a HUGE breakfast bar, pantry w/slide outs & an additional pantry closet space. Split bedroom plan w/the same laminate wood flooring (replaced in May 2016) running throughout. Master ensuite features an awesome walk in closet, 2 sinks, separate walk in shower & jetted tub. Downstairs boasts a spacious family room w/2nd fireplace, 4th bedrooms, laundry room & 3rd full bath. The garage is extra deep for storage or workshop space. Covered back deck & lower level patios are lovely as well. Flat, corner lot w/ample parking. Per the seller: roof shingles replaced in 2007, water heater in 2015, HVAC in 2016. Buyer to confirm 2018-2019 school district.

Last Agent to Sell the Property

Amanda Marcum

Berkshire Hathaway HomeServices Foster Realtors License #214077 Listed on: 05/16/2018

Berkshire Hathaway HomeServices Foster Realtors

Last Buyer's Agent

Tim Pigg

Coldwell Banker McMahan License #222095

Coldwell Banker McMahan

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,868

Year Built

  • Built in 1991

Lot Details

  • 8,712 Sq Ft Lot

Parking

  • 2 Car Garage
  • Basement Garage
  • Rear-Facing Garage
  • Garage Door Opener
  • Off-Street Parking

Home Design

  • Brick Veneer
  • Block Foundation
  • Dimensional Roof

Interior Spaces

  • Multi-Level Property
  • Ceiling Fan
  • Skylights
  • Gas Log Fireplace
  • Blinds
  • Window Screens
  • Entrance Foyer
  • Family Room with Fireplace
  • Living Room with Fireplace
  • Dining Room
  • Utility Room
  • Washer and Gas Dryer Hookup
  • Storm Doors

Kitchen

  • Breakfast Bar
  • Oven or Range
  • Dishwasher

Flooring

  • Parquet
  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • 3 Full Bathrooms

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Schools

  • White Hall Elementary School
  • Michael Caudill Middle School
  • Madison Central High School

Utilities

  • Cooling Available
  • Heating System Uses Natural Gas
  • Heat Pump System
  • Underground Utilities

Community Details

  • Saratoga Circle Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,868

Year Built

Built in 1991

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Year Built: 1991
  • Above Grade Finished Sq Ft: 1562.0
  • Levels: Multi/Split
  • New Construction: No
  • Roof:Dimensional Style: Yes
  • Sewer:Public Sewer: Yes
  • Water Source:Public: Yes
  • Laundry Features:Washer Hookup: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Foundation Details:Block3: Yes
  • Flooring:Laminate: Yes
  • Appliances Refrigerators: Yes
  • Percent Basement Finished: Yes
  • Laundry Features:Gas Dryer Hookup: Yes
  • Flooring:Parquet: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Range, Refrigerator
  • Interior Amenities: Breakfast Bar, Ceiling Fan(s), Entrance Foyer, Walk-In Closet(s)
  • Flooring: Laminate, Parquet, Vinyl
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Basement: Finished, Full, Walk-Out Access
  • Basement: Yes
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 847.0
  • Door Features: Storm Door(s)
  • Fireplace Features: Family Room, Gas Log, Living Room
  • Fireplace: Yes
  • LivingArea: 2409.0
  • Lot Size Area: 0.2
  • Window Features: Blinds, Screens, Skylight(s)
  • Full Basement: Yes
  • Fireplace Features:Gas Log: Yes
  • Appliances Dishwasher: Yes
  • Appliances Range: Yes
  • Interior Features:Entrance Foyer: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Breakfast Bar: Yes
  • Basement:Walk-Out Access: Yes

Exterior Features

  • Roof: Dimensional Style
  • Construction Materials: Brick Veneer
  • Foundation Details: Block
  • List Price: 174500.0
  • Lot Features: Many Trees
  • Patio And Porch Features: Deck, Patio
  • Waterfront: No
  • Construction Materials:Brick Veneer: Yes
  • Window Features:Blinds: Yes
  • Window Features:Screens: Yes
  • Exterior Features:Storm Door(s): Yes
  • Window Features:Skylight(s): Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Basement, Garage Door Opener, Garage Faces Rear, Garage Faces Side, Off Street

Utilities

  • Sewer: Public Sewer
  • Heating: Heat Pump, Natural Gas
  • Cooling: Heat Pump
  • Cooling: Yes
  • Heating: Yes
  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Washer Hookup
  • Utilities: Natural Gas Connected, Underground Utilities
  • Water Source: Public
  • Heating:Heat Pump2: Yes

Schools

  • Elementary School: White Hall
  • High School: Madison Central
  • Middle or Junior School: Michael Caudill

Lot Info

  • Lot Size Acres: 0.2
  • Lot Size Sq Ft: 8712.01

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 16, 2018
Closed on
Jul 19, 2018
Sold by
Ramsey Ethel J and Ramsey Jane
Bought by
Chikuni Stella H and Chikuni Tichaedza
Seller's Agent
Amanda Marcum
Berkshire Hathaway HomeServices Foster Realtors
Buyer's Agent
Tim Pigg
Coldwell Banker McMahan
List Price
$167,500
Sold Price
$167,500
Current Estimated Value
$284,526

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$117,026
Avg. Annual Appreciation
7.66%
Original Mortgage
$158,500
Outstanding Balance
$137,937
Interest Rate
4.5%
Mortgage Type
New Conventional
Estimated Equity
$146,589
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Chikuni Stella H $167,500 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Chikuni Stella H $6,000
Open Chikuni Stella H $158,500
Previous Owner Ramsey Jane J $100,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/19/2018 07/19/18 Sold $167,500 0.0% $70 / Sq Ft
06/27/2018 06/27/18 Pending -- -- --
05/16/2018 05/16/18 For Sale $167,500 0.0% $70 / Sq Ft
04/29/2016 04/29/16 Rented $1,300 0.0% --
04/29/2016 04/29/16 For Rent $1,300 -- --
Source: ImagineMLS (Bluegrass REALTORS®)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,868 $195,000 $0 $0
2023 $1,892 $195,000 $0 $0
2022 $252 $195,000 $0 $0
2021 $1,932 $195,000 $0 $0
2020 $1,695 $167,500 $0 $0
2019 $1,703 $167,500 $0 $0
2018 $1,677 $165,000 $0 $0
2017 $1,458 $145,000 $0 $0
2016 $1,446 $145,000 $0 $0
2015 $1,411 $145,000 $0 $0
2014 $1,388 $145,000 $0 $0
2012 $1,388 $145,000 $20,000 $125,000
Source: Public Records

Agents Affiliated with this Home

  • Amanda Marcum

    Seller's Agent in 2018

    Amanda Marcum

    Berkshire Hathaway HomeServices Foster Realtors

    (859) 353-2853

    720 Total Sales

    Amanda Marcum
    Section Image
  • Tim Pigg

    Buyer's Agent in 2018

    Tim Pigg

    Coldwell Banker McMahan

    (859) 625-5559

    55 Total Sales

    Tim Pigg
    Section Image

  • M

    Seller's Agent in 2016

    MCBR MCBR

    MCBR Fake Office

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Map

Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 1810521

ImagineMLS (Bluegrass REALTORS®)

APN: 054C-0003-0055

Kentucky Madison County Richmond 40475

120 Saratoga Cir, Richmond, KY

This home is located at 120 Saratoga Cir, Richmond, KY 40475 since 16 May 2018 and is currently estimated at $284,526, approximately $118 per square foot. This property was built in 1991. 120 Saratoga Cir is a home located in Madison County with nearby schools including White Hall Elementary School, B. Michael Caudill Middle School, and Madison Central High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

ImagineMLS (Bluegrass REALTORS®) The information is being provided by LBAR Multiple Listing Service. Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2025 LBAR Multiple Listing Service. All Rights Reserved.

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