$3,895,000

120 Split Rail Row Highlands, NC 28741

Estimated payment $21,559/month

Total Views 393
3 Beds
4.5 Baths
-- Sq Ft
-- Price per Sq Ft

Highlights

  • View of Trees or Woods
  • 1.72 Acre Lot
  • Deck
  • Sub-Zero Refrigerator
  • Wolf Appliances
  • Living Room with Fireplace

About This Home

Welcome to 120 Split Rail Row, where luxury meets livability in one of Highlands' most coveted in-town locations. Lovingly and thoughtfully reimagined, this distinctive residence blends elevated design with the functionality of today's lifestyle demands. The expansive main level lives beautifully for a couple, while private guest suites occupy two separate upper-level wings - offering exceptional privacy for family and friends. A custom steel-and-glass entry door opens into a light-filled, open floor plan anchored by a dramatic stacked-stone fireplace in the Great Room. The dining area flows seamlessly into the newly remodeled chef's kitchen, appointed with top-of-the-line appliances including a La Cornue range, Sub-Zero 48" refrigerator, Wolf steam oven, speed oven, and two dishwashers. Custom cabinetry crafted in Oklahoma surrounds a statement island featuring a walnut countertop with quartzite inlay - a true centerpiece for gathering. A newly completed primary retreat offers an extraordinary his and her suite concept, featuring separate bedrooms and individual luxury baths. The suite features a desk niche, stacked-stone wall features, custom plaster walls, reclaimed beams, ceilings that include plaster, tongue-and-groove, and vaulted. A serene sunroom, with floor to ceiling windows, connects you to the two spaces and overlooks the terrace and lush gardens beyond. The large porch completes the main living area with IPE hardwood flooring, another stacked-stone fireplace, pine tongue-and-groove ceiling, and SAVNAC canvas window coverings for year-round enjoyment. Upstairs, one guest suite features a private staircase and bath, while the suite above the garage offers its own staircase, bedroom, den, and private bath - ideal for extended guests or multigenerational living. Outdoors, Tennessee fieldstone pathways and patios wind through beautifully designed gardens enhanced with over 160 native plants and trees. Built-in wood and stone benches provide peaceful spaces for meditation or bird watching, while extensive rock walls add timeless mountain character. Approximate square footage is 4,000 per owner. Extra flex room that can be used for sleeping.

Listing Agent

Josephine Lovell

Highlands Sotheby's International Realty - DT Listed on: 03/14/2026

Highlands Sotheby's International Realty - DT

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,998

Year Built

  • Built in 1998

Lot Details

  • 1.72 Acre Lot
  • Lot Has A Rolling Slope
  • Wooded Lot
  • Garden

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Frame Construction
  • Metal Roof
  • Wood Siding

Interior Spaces

  • 2-Story Property
  • Built-In Features
  • Vaulted Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Stone Fireplace
  • Living Room with Fireplace
  • 2 Fireplaces
  • Views of Woods
  • Crawl Space
  • Home Security System
  • Dryer

Kitchen

  • Microwave
  • Sub-Zero Refrigerator
  • Built-In Refrigerator
  • Ice Maker
  • Dishwasher
  • Wolf Appliances
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms

Outdoor Features

  • Deck
  • Outdoor Fireplace
  • Porch

Utilities

  • Central Heating and Cooling System
  • Septic Tank

Community Details

  • No Home Owners Association
  • Split Rail Subdivision

Listing and Financial Details

  • Tax Lot 26
  • Assessor Parcel Number 7550214046

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,998

Year Built

Built in 1998

Lot Details

1.72 Acres

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 1.72
  • Subdivision Name: Split Rail
  • Directions: Take Main Street to Bowery Road. Left on Bowery, right on Sagee Drive, right on Split Rail Row. First driveway on the left. Alternatively, if entering from Bowery Road to Split Rail Row, last driveway on the right.
  • Architectural Style: Traditional
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Year Built: 1998
  • PropertySubTypeAdditional: Single Family Residence
  • Special Features: None
  • Stories: 2

Interior Features

  • Furnished: Unfurnished
  • Appliances: Built-In Refrigerator, Dryer, Dishwasher, Disposal, Ice Maker, Microwave, Range, Refrigerator, Washer
  • Has Basement: Crawl Space
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Living Room, Outside, Stone, Wood Burning
  • Fireplaces: 2
  • Fireplace: Yes
  • Flooring: Carpet, Tile, Wood
  • Interior Amenities: Built-in Features, Ceiling Fan(s), Jetted Tub, Vaulted Ceiling(s)

Exterior Features

  • Lot Features: Level, Partially Cleared, Wooded, Rolling Slope
  • Topography: Rolling
  • View: Trees/Woods
  • View: Yes
  • Waterfront Features: None
  • Waterfront: No
  • Construction Type: Frame, Stone, Wood Siding
  • Exterior Features: Garden
  • Patio And Porch Features: Rear Porch, Deck, Front Porch, Porch
  • Roof: Metal

Garage/Parking

  • Covered Parking Spaces: 2.0
  • Garage Spaces: 2.0
  • Parking Features: Attached, Garage, Two Car Garage, Garage Door Opener, Gravel

Utilities

  • Laundry Features: Washer Hookup, Dryer Hookup
  • Security: Security System
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Gas
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Electricity Connected, None
  • Water Source: Public

Condo/Co-op/Association

  • Association: No

Lot Info

  • Parcel #: 7550214046
  • Zoning Description: Residential

Tax Info

  • Tax Annual Amount: 6998.0
  • Tax Lot: 26
  • Tax Year: 2025

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 -- $1,757,780 $250,000 $1,507,780
2024 $5,842 $1,462,220 $250,000 $1,212,220
2023 $5,830 $1,462,220 $250,000 $1,212,220
2022 $5,185 $865,660 $200,000 $665,660
2021 $4,154 $689,800 $200,000 $489,800
2020 $3,903 $676,300 $200,000 $476,300
2018 $3,442 $639,040 $103,210 $535,830
2017 $0 $652,190 $116,360 $535,830
2016 $3,511 $652,190 $116,360 $535,830
2015 -- $652,190 $116,360 $535,830
2014 $5,094 $1,146,510 $403,100 $743,410
2013 -- $1,146,510 $403,100 $743,410
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/14/2026 03/14/26 For Sale $3,895,000 +499.2% --
09/27/2017 09/27/17 Sold $650,000 -7.0% -- View Prior Sale
09/18/2017 09/18/17 Pending -- -- --
06/27/2017 06/27/17 For Sale $699,000 -- --
Source: Highlands-Cashiers Board of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $650,000 None Available
Deed -- --
Source: Public Records

Source: Highlands-Cashiers Board of REALTORS®

MLS Number: 1002720

APN: 7550214046

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