$627,300
SOLD MAR 6, 2025
4 Beds
2.5 Baths
2,651 Sq Ft
0.54 Acres

Recently Sold

$237 Per Sq Ft

1% Below List Price

130 Days on Market

Highlights

  • Access To Lake
  • Deck
  • Wooded Lot
  • Clubhouse
  • Private Lot
  • Wood Flooring

About This Home

As of March 2025

PRICE IMPROVEMENT! Discover the charm of this 4-bedroom home in Overlook, a highly sought-after waterfront neighborhood on Mountain Island Lake. NEW PAINT DEC 2024. NEW TILE FLOORING IN PRIMARY BATH DEC 2024. Home features hardwood floors throughout main level, two-story foyer, open floorplan, kitchen & breakfast area. Main-level primary suite has tall, tray ceiling, a large master bath w/a garden tub, dual vanity, separate shower, & an expansive walk-in closet. Upper level has 3 BRs & a full bath, & a versatile bonus room. Live an active lifestyle in your neighborhood! Amenities include private lake access, Club House & pool, Picnic Area, Playgrounds, Paddle sport launch area, Sport Court, Tennis & Pickleball Court(s), Walking Trails & Boat Ramp. Dry boat storage available for a fee. Convenient to I-485, I-85 & I-77. Close to Uptown Charlotte, Whitewater Center, Airport & Birkdale.

Last Agent to Sell the Property

Sherry Hickman

Ivester Jackson Properties Brokerage Email: sherry@ivesterjackson.com License #236020 Listed on: 09/19/2024

Last Buyer's Agent

Sal Rondinelli

Better Homes and Gardens Real Estate Paracle License #134497

Better Homes and Gardens Real Estate Paracle

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,154

Year Built

  • Built in 1997

Lot Details

  • Private Lot
  • Wooded Lot
  • Property is zoned N1-C

HOA Fees

  • $127 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Driveway

Home Design

  • Brick Exterior Construction

Interior Spaces

  • 2-Story Property
  • Great Room with Fireplace
  • Crawl Space
  • Laundry Room

Kitchen

  • Breakfast Bar
  • Electric Oven
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Vinyl

Bedrooms and Bathrooms

Outdoor Features

  • Access To Lake
  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 023-183-13

Community Details

Overview

  • Braesael Management Association, Phone Number (704) 847-3507
  • Overlook Subdivision
  • Mandatory home owners association

Amenities

  • Picnic Area
  • Clubhouse

Recreation

  • Tennis Courts
  • Sport Court
  • Indoor Game Court
  • Recreation Facilities
  • Community Playground
  • Community Pool
  • Trails

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,154

Year Built

Built in 1997

Lot Details

0

HOA Fees

$127 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1997
  • Restrictions: Architectural Review,Deed
  • Road Surface Type: Concrete, Paved
  • Unit Levels: Two
  • ResoPropertyType: Residential
  • Ratio CurrentPrice/TotalPropertyHLA: 236.63
  • Bedroom Lower: 0
  • Geocode Confidence: High
  • Attribution Contact: sherry@ivesterjackson.com
  • Special Features: None

Interior Features

  • Foundation Details: Crawl Space
  • Fireplace: Yes
  • Flooring: Carpet, Vinyl, Wood
  • Interior Amenities: Breakfast Bar
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1565
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 1086
  • Appliances: Dishwasher, Disposal, Electric Oven, Gas Water Heater, Microwave, Refrigerator, Washer/Dryer
  • Above Grade Finished Sq Ft: 2651
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Gas, Great Room
  • Living Area: 2651
  • Bedroom Main: 1
  • Room Count: 12
  • Bedroom Basement: 0
  • Bedroom Third: 0

Exterior Features

  • New Construction: No
  • Construction Type: Site Built
  • Water Body Name: Mountain Island Lake
  • Waterfront Features: Boat Ramp – Community, Boat Slip – Community, Paddlesport Launch Site - Community
  • Exclusions: Great Room: TV & bracket, Bonus Room: Projector, Screen & Related Equipment
  • Construction Type: Brick Partial
  • Patio And Porch Features: Deck

Garage/Parking

  • Main Level Garage YN: 1
  • Sq Ft Garage: 443
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Driveway, Attached Garage, Garage Faces Side

Utilities

  • Heating: Forced Air, Natural Gas
  • Sewer: Public Sewer
  • Laundry Features: Laundry Room, Main Level
  • Security: Carbon Monoxide Detector(s), Smoke Detector(s)
  • Cooling: Central Air
  • Water Source: City

Condo/Co-op/Association

  • Community Features: Clubhouse, Game Court, Lake Access, Outdoor Pool, Picnic Area, Playground, Recreation Area, Sidewalks, Sport Court, Tennis Court(s), Walking Trails, Other
  • Association Fee: 1523
  • Association Fee Frequency: Annually
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • Association Name: Braesael Management
  • Phone: 704-847-3507
  • ResoAssociationFeeFrequency: Annually
  • Association Email: info@braesael.com

Association/Amenities

  • Association Annual Expense: 1523.00

Schools

  • Middle Or Junior School: Unspecified
  • HOA Subject To: Required

Lot Info

  • Lot Features: Private, Wooded
  • Lot Size Area: 0.54
  • Lot Size Units: Acres
  • Parcel Number: 023-183-13
  • Development Status: Completed
  • ResoLotSizeUnits: Acres
  • Zoning Specification: N1-C

Green Features

  • Green Verification Count: 0

MLS Schools

  • Elementary School: Unspecified
  • High School: Unspecified

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 19, 2024
Closed on
Mar 6, 2025
Sold by
Curley Daniel
Bought by
Oakley Stephanie Mae and Oakley William Joseph
Seller's Agent
Sherry Hickman
Ivester Jackson Properties
Buyer's Agent
Sal Rondinelli
Better Homes and Gardens Real Estate Paracle
List Price
$634,900
Sold Price
$627,300
Premium/Discount to List
-$7,600
-1.2%
Views
204
Current Estimated Value
$634,728

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,428
Avg. Annual Appreciation
1.89%
Original Mortgage
$533,205
Outstanding Balance
$530,977
Interest Rate
6.96%
Mortgage Type
New Conventional
Estimated Equity
$101,279

Purchase Details

Listed on
Jan 10, 2022
Closed on
May 13, 2022
Sold by
Opendoor Property Trust
Bought by
Curley Daniel
Seller's Agent
Thomas Shoupe
Opendoor Brokerage LLC
Buyer's Agent
Bethany Mitchell
Realty ONE Group Select
List Price
$580,000
Sold Price
$555,000
Premium/Discount to List
-$25,000
-4.31%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.45%
Original Mortgage
$486,720
Interest Rate
5%
Mortgage Type
VA

Purchase Details

Closed on
Dec 21, 2021
Sold by
Stewart Joyce H and Stewart Larry D
Bought by
Opendoor Property Trust I

Purchase Details

Closed on
Aug 1, 1997
Sold by
Zaring Homes Inc
Bought by
Stewart Larry D and Stewart Joyce H
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $627,500 Srec Title Company Llc
Warranty Deed $627,500 Srec Title Company Llc
Warranty Deed $555,000 Chicago Title
Warranty Deed $569,000 Chicago Title Insurance Co
Warranty Deed $569,000 Chicago Title
Deed $234,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $533,205 New Conventional
Closed $533,205 New Conventional
Previous Owner $486,720 VA
Previous Owner $204,900 Adjustable Rate Mortgage/ARM
Previous Owner $50,000 Credit Line Revolving
Previous Owner $240,000 Unknown
Previous Owner $223,700 Unknown
Previous Owner $227,000 Unknown
Previous Owner $225,000 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/06/2025 03/06/25 Sold $627,300 -1.2% $237 / Sq Ft
01/22/2025 01/22/25 For Sale $634,900 0.0% $239 / Sq Ft
01/22/2025 01/22/25 Off Market $634,900 -- --
01/22/2025 01/22/25 Price Changed $634,900 -0.8% $239 / Sq Ft
11/11/2024 11/11/24 Price Changed $639,900 -1.6% $241 / Sq Ft
09/19/2024 09/19/24 For Sale $650,000 +17.1% $245 / Sq Ft
05/16/2022 05/16/22 Sold $555,000 -2.5% $213 / Sq Ft
03/31/2022 03/31/22 Pending -- -- --
03/24/2022 03/24/22 Price Changed $569,000 -1.9% $218 / Sq Ft
01/10/2022 01/10/22 For Sale $580,000 -- $223 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $4,154 $528,300 $140,000 $388,300
2022 $3,876 $388,600 $125,000 $263,600
2021 $3,865 $388,600 $125,000 $263,600
2020 $3,857 $388,600 $125,000 $263,600
2019 $3,842 $388,600 $125,000 $263,600
2018 $4,013 $300,300 $90,000 $210,300
2017 $3,950 $300,300 $90,000 $210,300
2016 $3,941 $300,300 $90,000 $210,300
2015 $3,929 $300,300 $90,000 $210,300
2014 $3,919 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4180037

Canopy MLS (Canopy Realtor® Association)

APN: 023-183-13