$345,000
SOLD JUN 17, 2026

12010 Settlers Trail Lusby, MD 20657

Lusby Area
3 Beds
2.5 Baths
1,683 Sq Ft
1993 Built

Sale Details

Date Sold: June 17, 2026

$205 Per Sq Ft

4% Below List Price

17 Days on Market

Highlights

  • Rambler Architecture
  • Central Air
  • Heat Pump System
  • Workshop

About This Home

As of June 2026

Move in ready!!!This one story home on a full basement, is just waiting for a new owner. A few of the updated repairs and upgrades: Freshly painted, new carpets in bedrooms and basement, HVAC replaced in 2017, Deck with stairs replaced in 2025, along with siding and barrier paper, gutters, soffits and trim, fencing, Roof, and shutters. 2026 work includes replaced front porch post, bathroom floors, some doors, new hot water heater, exterior and interior lights, smoke detectors, AND new refrigerator, stove and dishwasher. The walkout basement also has a work room and finished area that could easily accommodate a home theater. Don't wait long for the better than new home.

Last Agent to Sell the Property

Jan Barnes

(301) 862-2169 tommy.higgins@c21nm.com CENTURY 21 New Millennium Brokerage Phone: 3018622169 License #47939 Listed on: 05/01/2026

CENTURY 21 New Millennium

Last Buyer's Agent

Sarah Luisi

(410) 729-7700 sarahluisi@kw.com Keller Williams Flagship License #650896

Keller Williams Flagship

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,996

Year Built

  • Built in 1993 | Remodeled in 2026

HOA Fees

  • $48 Monthly HOA Fees

Parking

  • Driveway

Home Design

  • Rambler Architecture
  • Block Foundation
  • Aluminum Siding

Interior Spaces

  • Property has 2 Levels

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms

Partially Finished Basement

  • Walk-Out Basement
  • Connecting Stairway
  • Interior and Exterior Basement Entry
  • Workshop
  • Basement with some natural light

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater
  • On Site Septic
  • Cable TV Available

Community Details

  • Chesapeake Ranch Estates Subdivision

Listing and Financial Details

  • Tax Lot 16
  • Assessor Parcel Number 0501113933

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,996

Year Built

Built in 1993 | Remodeled in 2026

Lot Details

0 Sq Ft Lot

HOA Fees

$48 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 5/2/2026 12:00:00 AM
  • Year Built: 1993
  • Year Renovated: 2026
  • Automatically Close On Close Date: No
  • Special Features: NewHome
  • Property Sub Type: Detached

Interior Features

  • Fireplace: No
  • Foundation Details: Block
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Daylight, Partial, Connecting Stairway, Improved, Interior Access, Outside Entrance, Partially Finished, Rear Entrance, Walkout Level, Workshop
  • Total Sq Ft: 2240
  • Living Area Sq Ft: 1683
  • Price Per Sq Ft: 319.63
  • Above Grade Finished Sq Ft: 1126
  • Below Grade Finished Sq Ft: 557
  • Below Grade Sq Ft: 557
  • Total Below Grade Sq Ft: 1114
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Half Bathroom: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Aluminum Siding
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Driveway

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: On Site Septic
  • Utilities: Cable Tv, Water Available
  • Water Source: Community

Condo/Co-op/Association

  • HOA Fees: 580.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA: Yes
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Size Units: Square Feet
  • Zoning: R
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2996.00
  • Assessor Parcel Number: 0501113933
  • Tax Lot: 16
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
May 1, 2026
Closed on
Jun 17, 2026
Sold by
Bought by
Seller's Agent
Jan Barnes
CENTURY 21 New Millennium
Buyer's Agent
Sarah Luisi
Keller Williams Flagship
List Price
$359,900
Sold Price
$345,000
Premium/Discount to List
-$14,900
-4.14%
Views
55

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.25%
Original Mortgage
$220,000
Outstanding Balance
$220,000
Interest Rate
6.51%
Mortgage Type
New Conventional
Estimated Equity
$127,304

Purchase Details

Closed on
Apr 29, 2010
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$240,052
Interest Rate
5.03%
Mortgage Type
VA

Purchase Details

Closed on
Oct 8, 2004
Sold by
Bought by

Purchase Details

Closed on
Jan 11, 2002
Sold by
Bought by

Purchase Details

Closed on
Dec 4, 2001
Sold by
Bought by

Purchase Details

Closed on
Apr 7, 1994
Sold by
Bought by
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Lusby, MD

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $345,000 Charter Title
Deed $235,000 --
Deed -- --
Deed $115,500 --
Deed $108,000 --
Deed $104,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $220,000 New Conventional
Previous Owner $237,600 VA
Previous Owner $240,052 VA
Previous Owner $202,400 Stand Alone Second
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
06/17/2026 06/17/26 Sold $345,000 -4.1% $205 / Sq Ft
05/01/2026 05/01/26 For Sale $359,900 0.0% $214 / Sq Ft
09/25/2015 09/25/15 Rented $1,450 0.0% --
09/18/2015 09/18/15 Under Contract -- -- --
08/13/2015 08/13/15 For Rent $1,450 -3.3% --
05/30/2014 05/30/14 Rented $1,500 0.0% --
05/28/2014 05/28/14 Under Contract -- -- --
05/13/2014 05/13/14 For Rent $1,500 0.0% --
02/07/2014 02/07/14 Rented $1,500 +3.4% --
02/07/2014 02/07/14 Under Contract -- -- --
02/04/2014 02/04/14 For Rent $1,450 -- --
Source: Bright MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $3,023 $258,700 $55,200 $203,500
2025 $3,023 $239,700 $0 $0
2024 $2,813 $220,700 $0 $0
2023 $2,250 $201,700 $55,200 $146,500
2022 $2,023 $194,733 $0 $0
2021 $2,449 $187,767 $0 $0
2020 $2,308 $180,800 $55,200 $125,600
2019 $1,862 $177,500 $0 $0
2018 $1,827 $174,200 $0 $0
2017 $2,191 $170,900 $0 $0
2016 -- $170,900 $0 $0
2015 $2,536 $170,900 $0 $0
2014 $2,536 $179,100 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCA2026380

Bright MLS

APN: 01-113933

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