NOT LISTED FOR SALE

1202 Ridge Creek Rd Savoy, IL 61874

Estimated Value: $407,000 - $417,000

4 Beds
2.5 Baths
2,052 Sq Ft
$201/Sq Ft Est. Value

Last Sold October 20, 2023

Last sale price $360,000 $175 Per Sq Ft

Est. 11% increase in value since last sale

Current estimated payment $2,712/month

70 Days on Market

Highlights

  • Waterfront
  • Community Lake
  • Vaulted Ceiling
  • Central High School Rated A
  • Pond
  • Traditional Architecture

About This Home

As of October 2023

Look no further as you have found the one! As soon as you pull up, you will notice the stately presence of this Armstrong Built home featuring beautiful landscaping, a welcoming covered front porch and spacious three car garage all overlooking water and common area. Schedule your appointment to tour this spacious, meticulously maintained home, providing over 2000sf of finished living space, along with a full basement, ready to be finished for expansion of living space and plumbed for a full bathroom Inside you will feel right at home as you're welcomed by the soaring two story foyer and flowing floor plan. The first floor has an open concept floor plan, with a chef's kitchen, featuring a plethora of cabinets, an island set up for bar stools and an eating area, all overlooking the spacious family room, perfect for entertaining.You will also find a 1st floor flex room that would be perfect for home office, den or formal dining room. Upstairs you will find a large master suite with walk-in closet, double vanity sinks, and walk-in shower. Along with the suite, there are three more spacious bedrooms, a full bathroom and a conveniently located laundry room nearby as well! Schedule your tour today to preview this lovely house waiting for you to call HOME.

Last Agent to Sell the Property

Eddie Mullins

RE/MAX REALTY ASSOCIATES-CHA License #475131641 Listed on: 06/29/2023

RE/MAX REALTY ASSOCIATES-CHA

Last Buyer's Agent

Nate Evans

eXp Realty-Mahomet License #475124281

eXp Realty-Mahomet

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,602

Year Built

  • Built in 2010

Lot Details

  • 8,276 Sq Ft Lot
  • Lot Dimensions are 69x120x71x120
  • Waterfront
  • Fenced Yard
  • Corner Lot

HOA Fees

  • $18 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Traditional Architecture
  • Asphalt Roof

Interior Spaces

  • 2,052 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Gas Log Fireplace
  • Mud Room
  • Entrance Foyer
  • Living Room with Fireplace
  • Formal Dining Room
  • Carbon Monoxide Detectors

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Walk-In Closet
  • Dual Sinks

Laundry

  • Laundry on upper level
  • Dryer
  • Washer

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Outdoor Features

  • Pond
  • Patio

Schools

  • Unit 4 Of Choice Elementary School
  • Champaign/Middle Call Unit 4 351
  • Central High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 200+ Amp Service
  • Cable TV Available

Community Details

  • Fieldstone Subdivision
  • Community Lake

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,602

Year Built

Built in 2010

Lot Details

0

HOA Fees

$18 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • ArchitecturalStyle: Traditional
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Fieldstone
  • Year Built: 2010
  • Age: 11-15 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Legal Description: LOT 182 FIELDSTONE PHASE 1
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)
  • Basement: Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Gas Log
  • Fireplaces: 1
  • Interior Amenities: Vaulted/Cathedral Ceilings, Second Floor Laundry, Walk-In Closet(s), Pantry
  • LivingArea: 2052
  • Other Equipment: TV-Cable, CO Detectors, Sump Pump
  • Room Type: Mud Room, Foyer, Walk In Closet
  • Estimated Total Finished Sq Ft: 2052
  • Assessed Sq Ft: 900
  • Basement Description: Unfinished
  • Bathroom Amenities: Double Sink
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 2052
  • Basement Sq Ft: 825
  • Fireplace Location: Living Room
  • Total Sq Ft: 2877
  • Unfinished Basement Sq Ft: 825
  • Upper Level Sq Ft: 1152
  • Main Level Sq Ft: 900
  • Lower Level Sq Ft: 0
  • Unfinished Lower Sq Ft: 0
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Patio
  • List Price: 379900
  • Lot Features: Corner Lot, Fenced Yard, Pond(s)
  • Roof: Asphalt
  • Waterfront: Yes
  • Exterior Building Type: Vinyl Siding,Brick

Garage/Parking

  • Garage Spaces: 3
  • Number of Cars: 3
  • Driveway: Concrete
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: 200+ Amp Service
  • Heating: Natural Gas, Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 220
  • Association Fee Frequency: Annually
  • Community Features: Lake, Sidewalks, Street Lights
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • ResoAssociationFeeFrequency: Annually

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Unit 4 Of Choice
  • High School: Central High School
  • Middle/Junior School: Champaign/Middle Call Unit 4 351
  • Middle/Junior School District: 4

Lot Info

  • Lot Size Acres: 0.19
  • Lot Dimensions: 69X120X71X120
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N
  • Zero Lot Line: No

Rental Info

  • Board Number: 22
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 6601.96
  • Tax Year: 2022
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 29, 2023
Closed on
Oct 16, 2023
Sold by
Navadia Prakash and Navadia Divyaben P
Bought by
Merenna Gunasekera Mutha and Merenna Fernando Salpadoruge
Seller's Agent
Eddie Mullins
RE/MAX REALTY ASSOCIATES-CHA
Buyer's Agent
Nate Evans
eXp Realty-Mahomet
List Price
$389,900
Sold Price
$360,000
Premium/Discount to List
-$29,900
-7.67%
Views
137
Current Estimated Value
$398,219

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$38,219
Avg. Annual Appreciation
5.56%
Original Mortgage
$333,333
Outstanding Balance
$328,526
Interest Rate
7.38%
Mortgage Type
FHA
Estimated Equity
$68,702

Purchase Details

Listed on
Jun 1, 2018
Closed on
Jul 13, 2018
Sold by
Kelser Richard M and Kelser Britni L
Bought by
Navadia Prakash and Navadia Divyaben P
Seller's Agent
Katie Ruthstrom
KELLER WILLIAMS-TREC
Buyer's Agent
Darnell Cox
RE/MAX REALTY ASSOCIATES-CHA
List Price
$265,000
Sold Price
$260,000
Premium/Discount to List
-$5,000
-1.89%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.37%
Original Mortgage
$208,000
Interest Rate
5.12%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 21, 2011
Sold by
Todd Mark
Bought by
Todd Mark and Todd Ruth A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$215,887
Interest Rate
4.87%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 28, 2011
Sold by
Armstrong Construction Of Champaign Inc
Bought by
Todd Mark and Todd Ruth A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$215,887
Interest Rate
4.87%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 3, 2010
Sold by
Fieldstone Subdivision L L C
Bought by
Armstrong Construction Of Champaign Inc
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Merenna Gunasekera Mutha -- None Listed On Document
Navadia Prakash $260,000 Attorney
Todd Mark -- None Available
Todd Mark $225,000 None Available
Armstrong Construction Of Champaign Inc $45,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Merenna Gunasekera Mutha $333,333
Previous Owner Navadia Prakash $1,105,000
Previous Owner Navadia Prakash $208,000
Previous Owner Kesler Richard M $232,000
Previous Owner Kesler Richard M $200,000
Previous Owner Kesler Richard M $37,500
Previous Owner Todd Mark $215,887
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/20/2023 10/20/23 Sold $360,000 -5.2% $175 / Sq Ft
09/08/2023 09/08/23 Pending -- -- --
07/27/2023 07/27/23 Price Changed $379,900 -2.6% $185 / Sq Ft
06/29/2023 06/29/23 For Sale $389,900 +50.0% $190 / Sq Ft
07/13/2018 07/13/18 Sold $260,000 -1.9% $129 / Sq Ft
06/19/2018 06/19/18 For Sale $265,000 0.0% $132 / Sq Ft
06/06/2018 06/06/18 Pending -- -- --
06/01/2018 06/01/18 For Sale $265,000 +6.0% $132 / Sq Ft
05/12/2014 05/12/14 Sold $250,000 -3.8% $127 / Sq Ft
03/21/2014 03/21/14 Pending -- -- --
02/08/2014 02/08/14 For Sale $259,900 -- $132 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,977 $103,270 $20,600 $82,670
2023 $6,977 $94,310 $19,130 $75,180
2022 $6,602 $87,650 $17,780 $69,870
2021 $6,219 $83,160 $16,870 $66,290
2020 $6,092 $81,290 $16,490 $64,800
2019 $5,906 $80,170 $16,260 $63,910
2018 $5,891 $80,170 $16,260 $63,910
2017 $5,643 $76,720 $15,560 $61,160
2016 $4,877 $73,350 $14,880 $58,470
2015 $4,814 $70,730 $14,350 $56,380
2014 $4,874 $71,880 $14,580 $57,300
2013 $4,751 $71,880 $14,580 $57,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11819910

Midwest Real Estate Data (MRED)

APN: 29-26-12-127-001