Seller's Agent in 2026
Ray Mudd
Schwartz Realty, Inc.
(301) 261-9700
63 in this area
255 Total Sales
1208 Oak Ave Shady Side, MD 20764
3
Beds
2
Baths
1,062
Sq Ft
5,000
Sq Ft Lot
Highlights
- Boat Ramp
- Home fronts navigable water
- Public Beach
- Beach
- Canoe or Kayak Water Access
- Fishing Allowed
About This Home
As of January 2026This beautiful home is steps from the Chesapeake Bay and the community marina, beach, playground, and more—making it the perfect blend of comfort and location. Step inside to discover an open floor plan featuring a spacious kitchen with quartz countertops, stainless steel appliances, and a clear view of the living room—ideal for entertaining or everyday living. Stylish LVP flooring runs throughout. The primary bedroom includes an ensuite bath with a walk-in shower, while a second full bath in the hallway offers a tub for guests. Outside, enjoy a large deck that flows to a paver patio and a private, fenced backyard. The front porch provides a peaceful spot to relax and enjoy gentle bay breezes and a peek of the water. Home qualifies for 100% USDA financing. Current flood insurance cost is $734 year.
Last Agent to Sell the Property
(301) 261-9700 raymuddc21@aol.com Schwartz Realty, Inc. Listed on: 11/12/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,548
Year Built
- Built in 1981 | Remodeled in 2019
Lot Details
- 5,000 Sq Ft Lot
- Home fronts navigable water
- Public Beach
- Privacy Fence
- Wood Fence
- Level Lot
- Back Yard Fenced and Front Yard
- Property is zoned R5
Home Design
- Rambler Architecture
- Vinyl Siding
Interior Spaces
- 1,062 Sq Ft Home
- Property has 1 Level
- Open Floorplan
- Ceiling Fan
- Window Treatments
- Six Panel Doors
- Family Room Off Kitchen
- Living Room
- Luxury Vinyl Plank Tile Flooring
- Bay Views
- Crawl Space
Kitchen
- Country Kitchen
- Electric Oven or Range
- Built-In Microwave
- Dishwasher
- Stainless Steel Appliances
- Upgraded Countertops
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- 2 Full Bathrooms
- Bathtub with Shower
- Walk-in Shower
Laundry
- Laundry on main level
- Front Loading Dryer
- Washer
Home Security
- Exterior Cameras
- Fire and Smoke Detector
Parking
- Private Parking
- Free Parking
- Driveway
- Off-Street Parking
Outdoor Features
- Canoe or Kayak Water Access
- Private Water Access
- Property near a bay
- Swimming Allowed
- Powered Boats Permitted
- Deck
- Patio
- Exterior Lighting
- Shed
- Porch
Location
- Flood Risk
Schools
- Southern High School
Utilities
- Central Air
- Heat Pump System
- Programmable Thermostat
- 100 Amp Service
- Well
- Electric Water Heater
Listing and Financial Details
- Tax Lot 8
- Assessor Parcel Number 020715590020258
Community Details
Overview
- No Home Owners Association
- Cedarhurst On The Bay Subdivision
Amenities
- Picnic Area
- Common Area
- Community Center
Recreation
- Boat Ramp
- Boat Dock
- Pier or Dock
- 1 Community Docks
- Beach
- Community Playground
- Fishing Allowed
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 12, 2022
Closed on
Sep 13, 2022
Sold by
Pannell Lauren N
Bought by
Browning Joni J
Seller's Agent
Mary Eldridge
Samson Properties
Buyer's Agent
Leslie Thomas-Vitek
Cummings & Co. Realtors
List Price
$338,000
Sold Price
$345,000
Premium/Discount to List
$7,000
2.07%
Views
20
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.37%
Original Mortgage
$338,751
Outstanding Balance
$322,505
Interest Rate
5%
Mortgage Type
FHA
Estimated Equity
$50,434
Purchase Details
Listed on
Sep 10, 2018
Closed on
Nov 26, 2018
Sold by
Secretary Of Housing & Urban Development
Bought by
Pannell Lauren N
Seller's Agent
Terry Miller
RE/MAX Leading Edge
Buyer's Agent
Jen Anderson
Samson Properties
List Price
$170,000
Sold Price
$175,000
Premium/Discount to List
$5,000
2.94%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
19.56%
Original Mortgage
$140,000
Interest Rate
4.8%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 17, 2018
Sold by
Planet Home Lending Llc
Bought by
Secretary Of Housing & Urban Development
Purchase Details
Closed on
Jan 23, 2018
Sold by
Hurley Stephanie H
Bought by
Planet Home Lending Home Llc
Purchase Details
Closed on
Jan 13, 2009
Sold by
Ferrebee William P
Bought by
Ferrebee William P and Ferrebee Cynthia
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$189,153
Interest Rate
5.52%
Mortgage Type
FHA
Purchase Details
Closed on
Dec 30, 2008
Sold by
Ferrebee William P
Bought by
Ferrebee William P and Ferrebee Cynthia
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$189,153
Interest Rate
5.52%
Mortgage Type
FHA
Purchase Details
Closed on
May 26, 1992
Sold by
Orrence William J
Bought by
Vanhorn Howard H
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $345,000 | Title Resources Guaranty | |
| Deed | $175,000 | Bayview Title Llc | |
| Special Warranty Deed | -- | Servicelink | |
| Deed | $155,800 | None Available | |
| Deed | -- | -- | |
| Deed | -- | -- | |
| Deed | $107,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $338,751 | FHA | |
| Previous Owner | $140,000 | New Conventional | |
| Previous Owner | $189,153 | FHA | |
| Previous Owner | $189,153 | FHA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 01/09/2026 01/09/26 | Sold | $381,000 | -1.0% | $359 / Sq Ft | |
| 11/22/2025 11/22/25 | Price Changed | $385,000 | +5.5% | $363 / Sq Ft | |
| 11/12/2025 11/12/25 | For Sale | $365,000 | +5.8% | $344 / Sq Ft | |
| 09/13/2022 09/13/22 | Sold | $345,000 | +2.1% | $325 / Sq Ft | View Prior Sale |
| 08/16/2022 08/16/22 | Pending | -- | -- | -- | |
| 08/12/2022 08/12/22 | For Sale | $338,000 | +93.1% | $318 / Sq Ft | |
| 11/27/2018 11/27/18 | Sold | $175,000 | +2.9% | $165 / Sq Ft | View Prior Sale |
| 10/15/2018 10/15/18 | Pending | -- | -- | -- | |
| 09/10/2018 09/10/18 | For Sale | $170,000 | -- | $160 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,993 | $286,667 | -- | -- |
| 2024 | $3,993 | $264,633 | $0 | $0 |
| 2023 | $3,666 | $242,600 | $131,700 | $110,900 |
| 2022 | $3,461 | $238,867 | $0 | $0 |
| 2020 | $3,326 | $231,400 | $131,700 | $99,700 |
| 2019 | $6,573 | $223,533 | $0 | $0 |
| 2018 | $2,187 | $215,667 | $0 | $0 |
| 2017 | $2,931 | $207,800 | $0 | $0 |
| 2016 | -- | $199,533 | $0 | $0 |
| 2015 | -- | $191,267 | $0 | $0 |
| 2014 | -- | $183,000 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Ray Mudd
-
Debra Gasch
D
Buyer's Agent in 2026
Debra Gasch
Redfin Corp
-
Mary Eldridge
Seller's Agent in 2022
Mary Eldridge
Samson Properties
(301) 346-3493
3 in this area
60 Total Sales
-
Leslie Thomas-Vitek
Buyer's Agent in 2022
Leslie Thomas-Vitek
Cummings & Co Realtors
(443) 570-0249
1 in this area
49 Total Sales
-
Terry Miller
Seller's Agent in 2018
Terry Miller
RE/MAX
(443) 690-7762
92 Total Sales
-
Jen Anderson
Buyer's Agent in 2018
Jen Anderson
Samson Properties
(301) 758-0391
55 Total Sales
Map
Source: Bright MLS
MLS Number: MDAA2130044
APN: 07-155-90020258
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