NOT LISTED FOR SALE

12092 Neale Sound Dr Cobb Island, MD 20625

Estimated Value: $797,000 - $1,038,000

4 Beds
3.5 Baths
3,064 Sq Ft
$294/Sq Ft Est. Value

Last Sold February 01, 2021

Last sale price $735,000 $240 Per Sq Ft

Est. 22% increase in value since last sale

Current estimated payment $5,067/month

5 Days on Market

Highlights

  • 200 Feet of Waterfront
  • 2 Dock Slips
  • Pier
  • La Plata High School Rated A-
  • Marina View
  • Guest House

About This Home

As of February 2021

Welcome to waterfront living at its best. Wake up to beautiful sunrises over the Neale Sound. This Rambler home with a separate in-law suite has a total of 4 bedroom and 3.5 baths and currently does not require flood insurance. The main house has 3 bedrooms and 2.5 baths (an additional room, without a closet, was used as a 4th bedroom and not included in the bedroom count). The Kitchen/dining room combo has a 4 seating breakfast bar with granite countertops, double wall ovens and a gas cook top with a built in microwave. The pantry has plenty of storage for your food while the additional pantry in the utility room can house your entertaining supplies. The living room is in the front of the house and off of the dining area while the sunroom is in the back of the house with panoramic views of the water, Seafood Restaurants and Marinas (all in walking distance too). Entertain your friends and family in the sunroom where there's a wet bar and a sliding glass door that leads to a deck and patio area that overlooks the Neale Sound waterfront and your 5' wide pier with a 10,000 lb boat lift installed. There's also a larger Family room that has a gas fireplace, with a wet bar, for family/friends gatherings. The home has a fence around the property with paved driveways on both sides of the home for plenty of parking. The separate in-law suite has 1 bedroom, 1 bath, living room, kitchen with dining area and is waterfront with the water views. The in-law suite is fully furnished (and can convey with the sale of the home) and set up as an active Airbnb and receives $95 @ night, with a 2 night minimum, which is a great money producer. There is a shed, with electric, at the beginning of the pier that does need work and is being sold as-is. There's a smaller deck, for housing our 2 paddle boats, that has a ladder into the water and another set of steps that leads to the water for swimming. Another shed with no power is at the side of the house while another shed in front of the house has electric, and is also being sold-as-is.

Last Agent to Sell the Property

Kelley Rollins

JPAR Real Estate Professionals Listed on: 12/07/2020

JPAR Real Estate Professionals

Last Buyer's Agent

Sarah Reynolds

Keller Williams Realty License #0225174916

Keller Williams Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,717

Year Built

  • Built in 1978

Lot Details

  • 200 Feet of Waterfront
  • Home fronts navigable water
  • Property is in very good condition
  • Property is zoned RV

Property Views

  • Marina
  • River

Home Design

  • Rambler Architecture
  • Vinyl Siding

Interior Spaces

  • 3,064 Sq Ft Home
  • Property has 1 Level
  • Traditional Floor Plan
  • Ceiling Fan
  • Gas Fireplace
  • Window Treatments
  • Family Room
  • Living Room
  • Combination Kitchen and Dining Room
  • Sun or Florida Room
  • Utility Room
  • Carpet
  • Crawl Space
  • Carbon Monoxide Detectors

Kitchen

  • Built-In Self-Cleaning Double Oven
  • Electric Oven or Range
  • Cooktop
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Disposal
  • Instant Hot Water

Bedrooms and Bathrooms

  • 4 Main Level Bedrooms
  • In-Law or Guest Suite

Laundry

  • Laundry on main level
  • Electric Front Loading Dryer
  • Washer

Parking

  • Private Parking
  • Driveway

Outdoor Features

  • Pier
  • Access to Tidal Water
  • Private Water Access
  • River Nearby
  • Personal Watercraft
  • Electric Hoist or Boat Lift
  • 2 Dock Slips
  • Physical Dock Slip Conveys
  • Stream or River on Lot
  • 6 Powered Boats Permitted
  • 6 Non-Powered Boats Permitted
  • Deck
  • Wood or Metal Shed
  • Outbuilding
  • Play Equipment

Additional Homes

  • Guest House

Schools

  • Dr T L Higdon Elementary School
  • Piccowaxen Middle School
  • La Plata High School

Utilities

  • 90% Forced Air Zoned Heating and Cooling System
  • Heating System Uses Oil
  • Heating System Powered By Leased Propane
  • Propane
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 2
  • Assessor Parcel Number 0905000181

Community Details

Overview

  • No Home Owners Association
  • Cobb Island Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,717

Year Built

Built in 1978

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Main
  • Federal Flood Zone: No
  • Year Built: 1978
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Remarks Public: Welcome to waterfront living at its best. Wake up to beautiful sunrises over the Neale Sound. This Rambler home with a separate in-law suite has a total of 4 bedroom and 3.5 baths and currently does not require flood insurance. The main house has 3 bedrooms and 2.5 baths (an additional room, without a closet, was used as a 4th bedroom and not included in the bedroom count). The Kitchen/dining room combo has a 4 seating breakfast bar with granite countertops, double wall ovens and a gas cook top with a built in microwave. The pantry has plenty of storage for your food while the additional pantry in the utility room can house your entertaining supplies. The living room is in the front of the house and off of the dining area while the sunroom is in the back of the house with panoramic views of the water, Seafood Restaurants and Marinas (all in walking distance too). Entertain your friends and family in the sunroom where there's a wet bar and a sliding glass door that leads to a deck and patio area that overlooks the Neale Sound waterfront and your 5' wide pier with a 10,000 lb boat lift installed. There's also a larger Family room that has a gas fireplace, with a wet bar, for family/friends gatherings. The home has a fence around the property with paved driveways on both sides of the home for plenty of parking. The separate in-law suite has 1 bedroom, 1 bath, living room, kitchen with dining area and is waterfront with the water views. The in-law suite is fully furnished (and can convey with the sale of the home) and set up as an active Airbnb and receives $95 @ night, with a 2 night minimum, which is a great money producer. There is a shed, with electric, at the beginning of the pier that does need work and is being sold as-is. There's a smaller deck, for housing our 2 paddle boats, that has a ladder into the water and another set of steps that leads to the water for swimming. Another shed with no power is at the side of the house while another shed in front of the house has electric, and is also being sold-as-is.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Cooktop, Built-In Microwave, Dryer - Electric, Dryer - Front Loading, Instant Hot Water, Oven - Double, Oven - Self Cleaning, Oven - Wall, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer, Water Heater, Dishwasher, Disposal
  • Interior Amenities: Ceiling Fan(s), Combination Kitchen/Dining, Kitchen - Island, Pantry, Window Treatments, Carpet, Entry Level Bedroom, Floor Plan - Traditional
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Crawl Space
  • Levels Count: 1
  • Room List: Living Room, Bedroom 2, Bedroom 3, Kitchen, Family Room, Bedroom 1, Sun/Florida Room, In-Law/AuPair/Suite, Utility Room, Bathroom 1, Bathroom 2, Bathroom 3
  • Basement: No
  • Laundry Type: Main Floor
  • Total Sq Ft: 3064
  • Living Area Sq Ft: 3064
  • Price Per Sq Ft: 239.88
  • Above Grade Finished Sq Ft: 3064
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 12092

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 4
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 4.00
  • Main Level Full Bathrooms: 3
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed, Wood/Metal Shed, Guest House
  • Construction Materials: Vinyl Siding
  • Exterior Features: Outbuilding(s), Play Equipment, Street Lights
  • Spa: No
  • View: River, Marina, Water
  • Water Access Features: Boat - Powered, Fishing Allowed, Personal Watercraft (PWC), Private Access
  • Water Access: Yes
  • Water Body Name: Neale Sound
  • Water Body Type: River
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 200

Garage/Parking

  • Garage: No
  • Parking Features: Asphalt Driveway, Private
  • Type Of Parking: Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Heating Fuel: Propane - Leased, Oil
  • Heating Type: Zoned, 90% Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Security: Carbon Monoxide Detector(s)
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv Available, Propane
  • Water Source: Private

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: CHARLES COUNTY PUBLIC SCHOOLS
  • Elementary School: DR T L HIGDON
  • Middle School: PICCOWAXEN
  • High School: LA PLATA
  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121138946901
  • School District Source: Listing Agent
  • Elementary School: DR T L HIGDON
  • High School: LA PLATA
  • Middle Or Junior School: PICCOWAXEN

Green Features

  • Clean Green Assessed: No

Lot Info

  • Improvement Assessed Value: 212700.00
  • Land Assessed Value: 220000.00
  • Land Use Code: 012
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 4.00
  • Outdoor Living Structures: Deck(s)
  • Property Condition: Very Good
  • Year Assessed: 2020
  • Zoning: RV
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 15600125
  • Tax Annual Amount: 5717.00
  • Assessor Parcel Number: 0905000181
  • Tax Lot: 2
  • Tax Total Finished Sq Ft: 3064
  • County Tax Payment Frequency: Annually
  • Tax Year: 2020
  • Close Date: 02/01/2021

Multi Family

  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: CHARLES COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 7, 2020
Closed on
Feb 1, 2021
Sold by
Rollins Kelley A
Bought by
Cox Gerald and Cox Yvonne
Seller's Agent
Kelley Rollins
JPAR Real Estate Professionals
Buyer's Agent
Sarah Reynolds
Keller Williams Realty
List Price
$735,000
Sold Price
$735,000
Total Days on Market
5
Current Estimated Value
$900,088

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$165,088
Avg. Annual Appreciation
4.79%
Original Mortgage
$698,250
Outstanding Balance
$630,600
Interest Rate
2.6%
Mortgage Type
VA
Estimated Equity
$269,488

Purchase Details

Closed on
Feb 7, 2016
Sold by
Hayden Thomas C and Barbara R Finch Revocable Trus
Bought by
Rollins Kelley A

Purchase Details

Closed on
May 11, 1999
Sold by
Mcpherson Pauline S
Bought by
Finch Barbara R Trs

Purchase Details

Closed on
Jun 28, 1996
Sold by
P & M Enterprises Inc
Bought by
P & M Enterprises Inc
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cox Gerald $735,000 Metropolitan Title Llc
Rollins Kelley A -- None Available
Finch Barbara R Trs $260,000 --
P & M Enterprises Inc -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Cox Gerald $698,250
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/01/2021 02/01/21 Sold $735,000 0.0% $240 / Sq Ft
12/07/2020 12/07/20 For Sale $735,000 -- $240 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $166 $588,367 $0 $0
2023 $6,309 $441,500 $180,000 $261,500
2022 $6,043 $438,567 $0 $0
2021 $5,982 $435,633 $0 $0
2020 $5,915 $432,700 $220,000 $212,700
2019 $5,896 $432,700 $220,000 $212,700
2018 $5,699 $432,700 $220,000 $212,700
2017 $5,992 $444,300 $0 $0
2016 -- $444,300 $0 $0
2015 $5,911 $444,300 $0 $0
2014 $5,911 $465,600 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCH220070

Bright MLS

APN: 05-000181