$2,400,000

121 C and O Club Dr Charlevoix, MI 49720

Estimated payment $14,275/month

Total Views 8,149
6 Beds
6.5 Baths
4,300 Sq Ft
$558 Price per Sq Ft

Highlights

  • 150 Feet of Waterfront
  • Wood Flooring
  • 2 Car Attached Garage
  • Deck
  • Thermal Windows
  • Living Room

About This Home

Where timeless Charlevoix character meets lakeside luxury. Nestled within the prestigious C&O Club, this beautifully maintained 6-Bedroom, 6-Bathroom home captures the essence of Northern Michigan living—relaxed, refined, and surrounded by water. Overlooking the sparkling waters of Lake Charlevoix, 121 C&O Club Drive offers an unmatched location just steps from Round Lake, Pine River, and downtown Charlevoix, making every day feel like a vacation. Blending cottage-style warmth with modern sophistication, the home is designed for both gathering and retreat. Four spacious ensuite bedrooms offer comfort and privacy for family and guests, while multiple open living spaces flow seamlessly outdoors. The expansive 650+ sq. ft. covered front porch sets the stage for al fresco dining and unforgettable lake sunsets. Upstairs, the primary suite is a true sanctuary with panoramic lake views, dual bathrooms, custom closets, and a dedicated office area. The finished lower level expands the living space with two additional bedrooms, a full bath, and a large family room—ideal for hosting guests or quiet evenings in. Practical luxury abounds: an elevator, radiant heated floors, dual furnaces, central air, two water heaters, a heated two-car garage, and 220-amp service ready for a future hot tub. Outside, enjoy professional landscaping with irrigation and a wireless pet fence for effortless year-round living. Ownership in the C&O Club is truly special featuring 150 feet of shared sandy shoreline and an exclusive boat slip for vessels up to 25 feet, with no waiting list a rare privilege on Lake Charlevoix. Adding to the appeal, a home in the same community recently sold for $4 million, underscoring what an incredible value this property represents at its current price. Lovingly maintained by the same family for nearly a decade, this home embodies the best of Charlevoix: history, elegance, and a deep connection to the water. Welcome to a lifestyle where every day feels like summer!

Listing Agent

Jennifer Mancini

Berkshire Hathaway HomeServices Real Estate - BC License #6501432697 Listed on: 09/12/2025

Berkshire Hathaway HomeServices Real Estate - BC

Co-Listing Agent

Brad Morton

Berkshire Hathaway HomeServices Real Estate - BC License #6507433461

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $16,720

Lot Details

  • Lot Dimensions are 140x149
  • 150 Feet of Waterfront
  • Sprinkler System

HOA Fees

  • $233 Monthly HOA Fees

Home Design

  • Wood Frame Construction
  • Asphalt Shingled Roof

Interior Spaces

  • 4,300 Sq Ft Home
  • 2-Story Property
  • Elevator
  • Ceiling Fan
  • Gas Fireplace
  • Thermal Windows
  • Insulated Windows
  • Family Room
  • Living Room
  • Dining Room
  • Second Floor Utility Room
  • Wood Flooring
  • Water Views
  • Finished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Range
  • Built-In Microwave
  • Dishwasher
  • Trash Compactor
  • Disposal

Bedrooms and Bathrooms

  • 6 Bedrooms
  • Primary Bedroom Upstairs

Laundry

  • Laundry Room
  • Dryer
  • Washer

Parking

  • 2 Car Attached Garage
  • Driveway

Outdoor Features

  • Water Access
  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Water Heater
  • Cable TV Available

Community Details

  • C/O Club Association

Listing and Financial Details

  • Assessor Parcel Number 052 135 016 00

Home Details

Home Type

Single Family

Est. Annual Taxes

$16,720

Lot Details

0

HOA Fees

$233 per month

Listing Details

  • Class: RESIDENTIAL
  • Type: Residential
  • Lvt Date: 09/12/2025
  • Section: 26
  • Second Address Number: 121
  • Directions: Off Mercer to Cherry - C&O Club Drive
  • OFFICELIST_STATE: MI
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Features: Built In Microwave, Cable, Ceiling Fans, Central Air, Deck, Dishwasher, Dryer, Garbage Disposal, Gas Fireplace, Paved Drive, Range, Refrigerator, Sprinkler System, Trash Compactor, Washer, Wood Floors, Elevator, Paved Road
  • Total Finished Sq Ft: 4300
  • Master Bedroom: On Level: Upper
  • Bedroom 2: On Level: Upper
  • Bedroom 3: On Level: Upper
  • Bedroom 4: On Level: Upper
  • Basement: Full, Finished
  • Dining Room: On Level: Main
  • Kitchen: On Level: Main
  • Family Room: On Level: Main
  • Living Room: On Level: Main
  • Above Grade Finished Sq Ft: 3503
  • Bathroom 1: On Level: Upper
  • Bathroom 2: On Level: Upper
  • Number Of Bedrooms: 6
  • Full Bathrooms: 6
  • Half Bathrooms: 1
  • Rooms 1: On Level: Lower
  • Rooms 2: On Level: Lower
  • Windows: Thermo, Insulated

Exterior Features

  • Construction: Wood Frame/Site Built, Two Story +
  • Lake: Charlevoix
  • Roof: Asphalt Shingle
  • Waterfront Frontage: 150
  • Waterfront Water Access: Water Access
  • Water View: Yes
  • Wf Wa Ownership Type: Deeded and Shared Ownership

Garage/Parking

  • Garage Carport: Garage-Attached
  • Gar Car Capacity: Two

Utilities

  • Heat Type: Natural Gas, Forced Air
  • Sewer: City
  • Water: City
  • Water Heater: Natural Gas

Condo/Co-op/Association

  • Association: C/O Club
  • Association: Yes
  • Fees: 2800

Schools

  • School District: Charlevoix

Lot Info

  • Estimated Lot Dimensions: 140X149
  • Zoning: RESIDENTIAL

Tax Info

  • Assessor Parcel Number: 052 135 016 00

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $16,720 $796,800 $0 $0
2024 $11,759 $653,400 $0 $0
2023 $11,312 $601,200 $0 $0
2022 $10,817 $502,600 $0 $0
2021 $15,833 $448,800 $0 $0
2020 $21,895 $427,700 $0 $0
2019 $21,889 $415,100 $0 $0
2018 $22,142 $425,800 $0 $0
2017 $22,136 $425,800 $0 $0
2016 $9,977 $361,700 $0 $0
2015 $298,600 $340,000 $0 $0
2014 $298,600 $298,600 $0 $0
2013 -- $300,000 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/15/2025 11/15/25 Price Changed $2,400,000 -2.0% $558 / Sq Ft
09/12/2025 09/12/25 For Sale $2,450,000 -- $570 / Sq Ft
Source: Northern Michigan MLS

Purchase History

Date Type Sale Price Title Company
Grant Deed -- --
Source: Public Records

Source: Northern Michigan MLS

MLS Number: 477740

Northern Michigan MLS

APN: 05213501600