$2,400,000
$50K PRICE DROP

121 C and O Club Dr Charlevoix, MI 49720

Estimated payment $14,067/month

Total Views 8,872
6 Beds
6.5 Baths
4,300 Sq Ft
$558 Price per Sq Ft

Highlights

  • Deeded Waterfront Access Rights
  • Sandy Beach
  • Cape Cod Architecture
  • 150 Feet of Waterfront
  • Lake Privileges
  • Deck

About This Home

Where timeless Charlevoix character meets lakeside luxury. Nestled within the prestigious C&O Club, this beautifully maintained 6-Bedroom, 6-Bathroom home captures the essence of Northern Michigan living—relaxed, refined, and surrounded by water. Overlooking the sparkling waters of Lake Charlevoix, 121 C&O Club Drive offers an unmatched location just steps from Round Lake, Pine River, and downtown Charlevoix, making every day feel like a vacation. Blending cottage-style warmth with modern sophistication, the home is designed for both gathering and retreat. Four spacious ensuite bedrooms offer comfort and privacy for family and guests, while multiple open living spaces flow seamlessly outdoors. The expansive 650+ sq. ft. covered front porch sets the stage for al fresco dining and unforgettable lake sunsets. Upstairs, the primary suite is a true sanctuary with panoramic lake views, dual bathrooms, custom closets, and a dedicated office area. The finished lower level expands the living space with two additional bedrooms, a full bath, and a large family room—ideal for hosting guests or quiet evenings in. Practical luxury abounds: an elevator, radiant heated floors, dual furnaces, central air, two water heaters, a heated two-car garage, and 220-amp service ready for a future hot tub. Outside, enjoy professional landscaping with irrigation and a wireless pet fence for effortless year-round living. Ownership in the C&O Club is truly special featuring 150 feet of shared sandy shoreline and an exclusive boat slip for vessels up to 25 feet, with no waiting list a rare privilege on Lake Charlevoix. Adding to the appeal, a home in the same community recently sold for $4 million, underscoring what an incredible value this property represents at its current price. Lovingly maintained by the same family for nearly a decade, this home embodies the best of Charlevoix: history, elegance, and a deep connection to the water. Welcome to a lifestyle where every day feels like summer!

Listing Agent

Jennifer Mancini

Berkshire Hathaway HomeServices-Boyne City Listed on: 09/12/2025

Berkshire Hathaway HomeServices-Boyne City

Co-Listing Agent

Brad Morton

Berkshire Hathaway HomeServices-Boyne City

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $16,720

Year Built

  • Built in 1996

Lot Details

  • 0.34 Acre Lot
  • Lot Dimensions are 100x149
  • 150 Feet of Waterfront
  • Sandy Beach
  • Property has an invisible fence for dogs
  • Sloped Lot
  • Sprinkler System
  • The community has rules related to zoning restrictions

Home Design

  • Cape Cod Architecture
  • Fire Rated Drywall
  • Frame Construction
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 4,300 Sq Ft Home
  • 2-Story Property
  • Bookcases
  • Gas Fireplace
  • Blinds
  • Bay Window
  • Great Room
  • Formal Dining Room
  • Den
  • Water Views
  • Basement Fills Entire Space Under The House

Kitchen

  • Oven or Range
  • Cooktop
  • Recirculated Exhaust Fan
  • Microwave
  • Freezer
  • Dishwasher
  • Kitchen Island
  • Solid Surface Countertops
  • Disposal

Bedrooms and Bathrooms

  • 6 Bedrooms
  • Walk-In Closet

Laundry

  • Laundry Room
  • Dryer
  • Washer

Parking

  • 2 Car Attached Garage
  • Brick Driveway

Outdoor Features

  • Deeded Waterfront Access Rights
  • Property is near a lake
  • Waterfront Park
  • Lake Privileges
  • Deck
  • Covered Patio or Porch

Location

  • Property is near a Great Lake

Utilities

  • Forced Air Heating and Cooling System
  • Natural Gas Water Heater
  • Cable TV Available

Community Details

Overview

  • Association fees include snow removal
  • C And O Club Community

Recreation

  • Water Sports

Home Details

Home Type

Single Family

Est. Annual Taxes

$16,720

Year Built

Built in 1996

Lot Details

0

Listing Details

  • Class: Single Family
  • Type: Residential
  • Style: Cape Cod, 2+ Story
  • Estimated Year Built: 1996
  • Construction: Frame
  • Private Shared: Shared
  • Univs Design Barrier Free: Elevator
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1996

Interior Features

  • Appliances Equipment: Refrigerator, Oven/Range, Disposal, Dishwasher, Microwave, Washer, Dryer, Freezer, Wall Oven, Cook Top, Exhaust Fan, Blinds, Natural Gas Water Heater, Smoke Alarms(s)
  • Interior Amenities: Built-In Bookcase, Bay Window(s), Walk-In Closet(s), Pantry, Solid Surface Counters, Island Kitchen, Formal Dining Room, Great Room, Den/Study, Drywall
  • Bedrooms: 6
  • Bedroom 1: Dimensions: 23x12
  • Total Bathrooms: 6.5
  • Primary Bathroom: Private
  • Number of Lower Level Bathrooms: 1
  • Full Bathrooms: 6
  • Half Bathrooms: 1
  • Main Floor Primary: No
  • Kitchen: Dimensions: 15x14
  • Living Room: Dimensions: 19x18
  • Range: R 8W
  • Total Finished Sf Apx: 4300

Exterior Features

  • Body Of Water: Lake Charlevoix
  • Exterior Features: Sprinkler System, Deck, Covered Porch, Invisible Pet Fencing, Porch
  • Exterior Finish: Vinyl
  • Foundation: Full, Finished Rooms, Full Finished
  • Number Of Acres: 0.34
  • Road: Association, Blacktop
  • Roof: Asphalt
  • Water Features: Inland Lake, All Sports, Water View, Sandy Bottom, Great Lake, Public Lake, Sandy Shoreline
  • Waterfront Frontage: 150

Garage/Parking

  • Driveway: Brick, Private
  • Garage Capacity: 2
  • Primary Garage: Attached, Concrete Floors

Utilities

  • Fireplaces And Stoves: Fireplace(s), Gas
  • Heating Cooling Types: Forced Air, Central Air
  • Laundry: On Level: Lower Floor
  • Sewer: Municipal
  • Tv Service Internet Avail: Cable TV, Cable Internet, WiFi
  • Water: Municipal

Condo/Co-op/Association

  • HOA Fee Includes: Snow Removal

Association/Amenities

  • Development Amenities: Community Dock, Lake Privileges, Water Front Park, Pets Allowed
  • Development Name: C and O Club

Lot Info

  • Deeded Waterfront: Yes
  • Land Features: Sloping
  • Lot Dimensions: 100x149
  • Parcel Description: Subdivision
  • Zoning Use Restrictions: Residential

Rental Info

  • Rent Spree Y N: No

MLS Schools

  • School District: Charlevoix Public Schools

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $16,720 $796,800 $0 $0
2024 $11,759 $653,400 $0 $0
2023 $11,312 $601,200 $0 $0
2022 $10,817 $502,600 $0 $0
2021 $15,833 $448,800 $0 $0
2020 $21,895 $427,700 $0 $0
2019 $21,889 $415,100 $0 $0
2018 $22,142 $425,800 $0 $0
2017 $22,136 $425,800 $0 $0
2016 $9,977 $361,700 $0 $0
2015 $298,600 $340,000 $0 $0
2014 $298,600 $298,600 $0 $0
2013 -- $300,000 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/15/2025 11/15/25 Price Changed $2,400,000 -2.0% $558 / Sq Ft
09/12/2025 09/12/25 For Sale $2,450,000 -- $570 / Sq Ft
Source: Northern Great Lakes REALTORS® MLS

Purchase History

Date Type Sale Price Title Company
Grant Deed -- --
Source: Public Records

Source: Northern Great Lakes REALTORS® MLS

MLS Number: 1938599

Northern Great Lakes REALTORS® MLS

APN: 05213501600