121 Live Oak Ln Largo, FL 33770
Harbor Bluffs Neighborhood
3
Beds
2
Baths
2,208
Sq Ft
0.29
Acres
Highlights
- In Ground Pool
- Open Floorplan
- Bonus Room
- Largo High School Rated A-
- Deck
- Den
About This Home
As of February 2025Welcome to 121 Live Oak Ln, a beautifully remodeled 3-bedroom, 2-bathroom residence offering over 2,200 SF of exquisite living space in the desirable Harbor Bluffs neighborhood. Just 5 minutes from Indian Rocks Beach, this home is perfect for those looking to move off the water while still being close to the beach! This exceptional property was completely renovated down to the studs in 2014 and has been meticulously maintained since, ensuring you can move in with no worries. Rest easy knowing that this home is situated at the highest point of the neighborhood, not in a flood zone or evacuation zone, and has sustained no damage from recent storms. Step inside to be welcomed by an abundance of natural light flowing through the elegant Pella windows. The interior features luxurious vinyl plank flooring and stylish tile throughout, paired with custom trim around all windows and doors for an added touch of sophistication. The chef's dream kitchen boasts stunning quartz countertops, an oversized island perfect for meal prep, deep drawers, a convenient lazy Susan, and a spacious pantry for all your essentials. With high-end appliances, including a gas range and hood, this space is truly designed for culinary excellence. Enjoy the benefits of a split floor plan and an inviting open-concept design, providing ample space for entertaining family and friends both indoors and outdoors. Step outside to your very own Florida oasis featuring a brand new saltwater pool, complete with travertine decking, Pebble Tec coating, and beautiful tiles that glisten under the Florida sun. The pool also offers a sun shelf and bubble area, ideal for little ones and furry friends to savor summer days with loved ones. This home also includes a spacious 2-car garage with ample storage space, a dedicated closet for tools, and a workbench, making it perfect for DIY projects or simply organizing your items. Additional highlights include a tile roof, a Trane HVAC system from 2014, a water softener system, and a central vacuum system for your convenience. The main bathroom is a luxurious retreat with a large soaking tub, dual sinks, and heated tile floors for those rare chilly Florida days. Don't miss out on this exquisite home—one of the best on the market—where you can enjoy the perfect blend of coastal living and modern comforts!
Last Agent to Sell the Property
KELLER WILLIAMS CORNERSTONE RE Brokerage Phone: 727-894-1600 License #3359519 Listed on: 01/08/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,721
Year Built
- Built in 1954
Lot Details
- 0.29 Acre Lot
- Lot Dimensions are 100x125
- Northwest Facing Home
- Wood Fence
- Irrigation
- Property is zoned R-3
HOA Fees
- $34 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Workshop in Garage
- Garage Door Opener
- Driveway
Home Design
- Block Foundation
- Slab Foundation
- Tile Roof
- Concrete Siding
- Stucco
Interior Spaces
- 2,208 Sq Ft Home
- 1-Story Property
- Open Floorplan
- Ceiling Fan
- Sliding Doors
- Family Room
- Living Room
- Den
- Bonus Room
- Inside Utility
- Hurricane or Storm Shutters
Kitchen
- Eat-In Kitchen
- Built-In Oven
- Range with Range Hood
- Recirculated Exhaust Fan
- Microwave
- Dishwasher
- Disposal
Flooring
- Tile
- Luxury Vinyl Tile
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- Split Bedroom Floorplan
- Closet Cabinetry
- 2 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Pool
- In Ground Pool
- Heated Spa
- Gunite Pool
- Saltwater Pool
- Above Ground Spa
- Pool Deck
- Outdoor Shower
- Pool Lighting
Outdoor Features
- Deck
- Covered Patio or Porch
- Exterior Lighting
- Rain Gutters
- Rain Barrels or Cisterns
- Private Mailbox
Utilities
- Central Heating and Cooling System
- Thermostat
- Gas Water Heater
- Water Softener
- High Speed Internet
- Phone Available
- Cable TV Available
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 24 / E
- Assessor Parcel Number 32-29-15-35640-005-0240
Community Details
Overview
- Association fees include trash
- Harbor Bluffs Owners Association, Inc. Association, Phone Number (727) 584-6695
- Visit Association Website
- Harbor Bluffs Sec 1 Subdivision
- The community has rules related to deed restrictions, allowable golf cart usage in the community
Recreation
- Park
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 8, 2025
Closed on
Feb 20, 2025
Sold by
Kirby Ryan M and Kirby Aly S
Bought by
Callero Matthew James and Callero Laura Emerita
Seller's Agent
Ryan Kirby
KELLER WILLIAMS CORNERSTONE RE
Buyer's Agent
Madonna Steinlage
CENTURY 21 COAST TO COAST
List Price
$849,900
Sold Price
$795,000
Premium/Discount to List
-$54,900
-6.46%
Views
25
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$14,001
Avg. Annual Appreciation
-0.05%
Original Mortgage
$595,000
Outstanding Balance
$594,516
Interest Rate
7.04%
Mortgage Type
New Conventional
Estimated Equity
$200,296
Purchase Details
Listed on
Feb 7, 2020
Closed on
Feb 7, 2020
Sold by
Joswig Charles R and Joswig Mary M
Bought by
Kirby Ryan M and Kirby Aly S
Seller's Agent
Stellar Non-Member Agent
Stellar Non-Member Office
Buyer's Agent
Ryan Kirby
KELLER WILLIAMS CORNERSTONE RE
List Price
$360,000
Sold Price
$360,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
17.02%
Original Mortgage
$342,000
Interest Rate
3.72%
Mortgage Type
New Conventional
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $795,000 | Fidelity National Title Of Flo | |
| Warranty Deed | $360,000 | Tampa Bay Title |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $595,000 | New Conventional | |
| Previous Owner | $149,593 | Credit Line Revolving | |
| Previous Owner | $400,000 | New Conventional | |
| Previous Owner | $342,000 | New Conventional | |
| Previous Owner | $300,000 | Future Advance Clause Open End Mortgage |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 02/20/2025 02/20/25 | Sold | $795,000 | -5.4% | $360 / Sq Ft |
| 01/17/2025 01/17/25 | Pending | -- | -- | -- |
| 01/15/2025 01/15/25 | Price Changed | $840,000 | -1.2% | $380 / Sq Ft |
| 01/08/2025 01/08/25 | For Sale | $849,900 | +136.1% | $385 / Sq Ft |
| 02/07/2020 02/07/20 | Sold | $360,000 | 0.0% | $164 / Sq Ft |
| 02/07/2020 02/07/20 | For Sale | $360,000 | -- | $164 / Sq Ft |
| 01/14/2020 01/14/20 | Pending | -- | -- | -- |
Source: Stellar MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,938 | $371,114 | -- | -- |
| 2023 | $4,938 | $319,797 | $0 | $0 |
| 2022 | $4,821 | $310,483 | $0 | $0 |
| 2021 | $4,905 | $301,440 | $0 | $0 |
| 2020 | $2,993 | $194,088 | $0 | $0 |
| 2019 | $2,939 | $189,724 | $0 | $0 |
| 2018 | $2,911 | $186,186 | $0 | $0 |
| 2017 | $2,884 | $182,357 | $0 | $0 |
| 2016 | $2,858 | $178,606 | $0 | $0 |
| 2015 | $4,539 | $217,438 | $0 | $0 |
| 2014 | $2,015 | $133,910 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Ryan Kirby
Seller's Agent in 2025
Ryan Kirby
KELLER WILLIAMS CORNERSTONE RE
(352) 216-1828
1 in this area
160 Total Sales
-
Madonna Steinlage
Buyer's Agent in 2025
Madonna Steinlage
CENTURY 21 COAST TO COAST
(727) 420-7620
8 in this area
97 Total Sales
-
Stellar Non-Member Agent
S
Seller's Agent in 2020
Stellar Non-Member Agent
FL_MFRMLS
Map
Source: Stellar MLS
MLS Number: TB8335937
APN: 32-29-15-35640-005-0240
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Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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