$639,900
$10K PRICE DROP

121 S Bay Rd Unit 304 Eatonton, GA 31024

Estimated payment $3,743/month

Total Views 2,242
3 Beds
2 Baths
1,684 Sq Ft
$380 Price per Sq Ft

Highlights

  • Lake Front
  • Gated Community
  • Community Lake
  • Boat Dock
  • Craftsman Architecture
  • Clubhouse

About This Home

Lakefront Living at Its Best - Waterfront at Lake Oconee Discover effortless lakefront living in this beautifully updated 3-bedroom, 2-bath condo in the conveniently located Waterfront at Lake Oconee community. Just steps from the lake and community docks, this "lock and leave" unit offers the perfect blend of convenience and relaxation. Enjoy stunning big water views and peaceful mornings on a quiet cove from your screened-in porch. Take a short stroll to the community pool and clubhouse. The interior features updated flooring and lighting throughout unit; an updated kitchen with quartz countertops, LG appliances and new backsplash; shiplap details, whole home water filter and a brand new water heater. The open-concept layout is ideal for entertaining or quiet evenings in front of the wood burning fireplace. The condo includes a one-car garage - perfect for storing your lake toys and gear - provides easy access to all the recreation Lake Oconee has to offer. You can also store your own boat, rent one for an afternoon or join the boat club all at the marina just steps away. Whether you're looking for a weekend getaway or full-time lakefront lifestyle, this condo has it all.

Listing Agent

Jerry Tillery

Luxury Lake Oconee Real Estate License #429580 Listed on: 09/18/2025

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $4,369

Year Built

  • Built in 2007

Lot Details

  • Lake Front
  • Home fronts a seawall
  • No Common Walls

Parking

  • 1 Parking Space

Home Design

  • Craftsman Architecture
  • Composition Roof
  • Block Exterior

Interior Spaces

  • 1,684 Sq Ft Home
  • 1-Story Property
  • Fireplace Features Masonry
  • Family Room
  • Screened Porch
  • Lake Views
  • Laundry closet

Kitchen

  • Breakfast Bar
  • Oven or Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Solid Surface Countertops
  • Disposal

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms
  • Whirlpool Bathtub
  • Separate Shower

Home Security

Accessible Home Design

  • Accessible Elevator Installed

Outdoor Features

  • Balcony
  • Deck

Schools

  • Putnam County Primary/Elementa Elementary School
  • Putnam County Middle School
  • Putnam County High School

Utilities

  • Central Heating and Cooling System
  • Private Water Source
  • Electric Water Heater
  • Water Softener
  • Private Sewer
  • Cable TV Available

Community Details

Overview

  • Property has a Home Owners Association
  • Association fees include maintenance exterior, ground maintenance, management fee, pest control, private roads, security, trash, water
  • Mid-Rise Condominium
  • The Waterfront On Lake Oconee Subdivision
  • Community Lake

Amenities

  • Clubhouse

Recreation

  • Boat Dock
  • Community Pool

Security

  • Gated Community
  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Est. Annual Taxes

$4,369

Year Built

Built in 2007

Lot Details

0

Listing Details

  • Property Type: Residential
  • Year Built: 2007
  • ArchitecturalStyle: Craftsman
  • Levels: One
  • Lot Size Acres: .02
  • Property Sub-Type: Condominium
  • Structure Type: Mid Rise
  • Total Finished Area2: 1684
  • Special Features: None
  • Property Sub Type: Condos
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Oven/Range (Combo), Refrigerator, Stainless Steel Appliance(s), Water Softener
  • Bedrooms: 3
  • Basement: None
  • Total Finished Sq Ft: 1684
  • Above Grade Finished Sq Ft: 1684
  • Interior Amenities: Master On Main Level, Separate Shower, Soaking Tub, Whirlpool Bath
  • Feature Name: Lake Oconee
  • Accessibility Features: Accessible Elevator Installed
  • Full Bathrooms: 2
  • Fireplace Features: Masonry
  • Flooring: Carpet, Tile
  • Kitchen Features: Breakfast Bar, Solid Surface Counters

Beds/Baths

  • Main Level Full Bathrooms: 2
  • Bedroom Main Level: 3

Exterior Features

  • Common Walls: No Common Walls
  • Construction Materials: Block
  • ExteriorFeatures: Balcony
  • Lot Features: Level
  • Patio And Porch Features: Deck, Porch, Screened
  • Property Condition: Resale
  • Roof: Composition
  • View: Lake
  • Waterfront Features: Seawall

Garage/Parking

  • Parking Features: Detached
  • ParkingTotal: 1

Utilities

  • Cooling: Central Air, Electric
  • Heating: Central
  • Laundry Features: Laundry Closet
  • Security Features: Smoke Detector(s)
  • Sewer: Private Sewer
  • Utilities: Cable Available
  • Water Source: Private

Condo/Co-op/Association

  • Association: Yes
  • Community Features: Clubhouse, Gated, Lake, None, Pool, Shared Dock

Fee Information

  • Association Fee Includes: Maintenance Exterior, Maintenance Grounds, Management Fee, Pest Control, Private Roads, Security, Trash, Water

Schools

  • Elementary School: Putnam County Primary/Elementa
  • High School: Putnam County
  • Middle School: Putnam County

Multi Family

  • Total Fireplaces: 1

Tax Info

  • Year: 2024
  • Tax Annual Amount: 4369.38

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,369 $253,665 $0 $253,665
2023 $3,901 $216,126 $0 $216,126
2022 $3,030 $150,894 $0 $150,894
2021 $3,259 $143,044 $0 $143,044
2020 $3,245 $133,950 $0 $133,950
2019 $2,993 $127,566 $0 $127,566
2018 $2,986 $119,527 $45,540 $73,987
2017 $2,566 $113,815 $45,540 $68,275
2016 $2,457 $108,847 $45,540 $63,307
2015 $2,151 $98,859 $39,600 $59,259
2014 $2,154 $98,859 $39,600 $59,259
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/24/2025 10/24/25 Price Changed $639,900 -1.5% $380 / Sq Ft
09/18/2025 09/18/25 For Sale $649,900 +134.2% $386 / Sq Ft
08/15/2015 08/15/15 Sold $277,500 -11.9% $171 / Sq Ft View Prior Sale
07/07/2015 07/07/15 Pending -- -- --
07/01/2014 07/01/14 For Sale $315,000 -- $194 / Sq Ft
Source: Georgia MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $360,000 --
Warranty Deed $305,000 --
Warranty Deed $277,500 --
Deed $524,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $100,000 New Conventional
Previous Owner $222,000 New Conventional
Previous Owner $400,000 New Conventional
Source: Public Records

Source: Georgia MLS

MLS Number: 10607619

Georgia MLS

APN: 104Y003304