$1,695,000
$100K PRICE DROP

1210 Cactus St Key Largo, FL 33037

Estimated payment $9,855/month

Total Views 23,239
4 Beds
4.5 Baths
3,120 Sq Ft
$543 Price per Sq Ft

Highlights

  • Dock made with concrete
  • Home fronts a canal
  • Impact Glass
  • Coral Shores High School Rated A
  • Attached Garage
  • 1-minute walk to Schwingggg

About This Home

Waterfront Key Largo Retreat
This is an exceptional all-CBS-constructed home, featuring a concrete roof that enhances durability and peace of mind, offering direct ocean access and putting world-class fishing and diving right at your doorstep, all while being ideally located for an easy mainland commute.
This spacious two-story home offers over 3,100 square feet of living space. The top floor features an open-concept design that seamlessly combines the living, dining, and kitchen areas--ideal for entertaining family and friends. A guest bedroom, guest bathroom, and an office/multi-purpose room with a full bathroom, along with a stunning master suite with a spacious bedroom and spa-like bath, provide versatile living options.
The permitted first-floor addition was added in 2001 and features 2 bedrooms, 1.5 baths, and a garage. Enjoy a 60-foot split-level concrete dock with step-down access perfect for kayaks, paddle boards, and low-profile vessels, plus ample parking space for boats, RVs, and trailers to support your outdoor adventures
Whether it's a sunrise paddle, an afternoon fishing trip, or an evening cruise, this property is your launch point for all your Florida Keys adventures. Envision living the waterfront lifestyle you've always dreamed of.

Listing Agent

Joel Young

American Caribbean Real Estate, Christie's International Real Estate License #3223001 Listed on: 08/13/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,071

Year Built

  • Built in 1979

Lot Details

  • 7,440 Sq Ft Lot
  • Lot Dimensions are 60 x 124
  • Home fronts a canal
  • Fenced
  • Property is zoned IS - Improved Subivision District

Home Design

  • Concrete Roof
  • Concrete Block And Stucco Construction

Interior Spaces

  • 3,120 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Canal Views
  • Impact Glass

Kitchen

  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet

Laundry

  • Dryer
  • Washer

Parking

  • Attached Garage
  • Carport
  • Automatic Garage Door Opener

Outdoor Features

  • Dock made with concrete

Utilities

  • Central Air
  • Tankless Water Heater
  • Cable TV Available

Community Details

  • Voluntary home owners association
  • Rock Harbor Est Subdivision

Listing and Financial Details

  • Assessor Parcel Number 00520100-000000

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,071

Year Built

Built in 1979

Lot Details

7,440 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Dockage Dock: Concrete
  • Year Built: 1979
  • Building Style Above Flood: Yes
  • Financial Status Standard Sale: Yes
  • Property Sub Type: Single Family Residence
  • Lot Size: 60 x 124
  • Co List Office Mls Id: 3068
  • Co List Office Phone: 305-664-4966
  • Subdivision Name: Rock Harbor Est (98.0)
  • Special Features: None

Interior Features

  • Interior Amenities: Walk-in Closet(s)
  • Appliances: Washer, Dryer, Dishwasher, Refrigerator, Range, Oven, Microwave, Disposal
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bedrooms: 4

Exterior Features

  • Waterfront: Yes
  • Exterior Features: Fencing
  • Construction Type: CBS
  • Waterfront: Canal Front
  • Roof: Concrete Roof

Utilities

  • Utilities: Cable Available
  • Cooling: Central Air, Ceiling Fans(s)
  • Utilities: FKAA, Municipal Sewer, Buyer to Verify, Cable Available

Condo/Co-op/Association

  • Pets Allowed: Yes

Lot Info

  • Parcel Number: 00520100-000000
  • Lot Size Sq Ft: 7440.0

Rental Info

  • Furnished: Unfurnished

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 8070.97

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,071 $936,493 -- --
2024 $7,453 $910,101 -- --
2023 $7,453 $883,594 $0 $0
2022 $7,015 $857,729 $422,220 $435,509
2021 $6,008 $653,289 $260,400 $392,889
2020 $5,547 $588,511 $238,080 $350,431
2019 $5,779 $615,579 $260,698 $354,881
2018 $5,653 $588,108 $228,780 $359,328
2017 $5,626 $603,008 $0 $0
2016 $5,265 $522,526 $0 $0
2015 $2,173 $200,235 $0 $0
2014 $2,033 $198,646 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/01/2026 05/01/26 Price Changed $1,695,000 -1.5% $543 / Sq Ft
03/28/2026 03/28/26 Price Changed $1,720,000 -1.4% $551 / Sq Ft
02/06/2026 02/06/26 Price Changed $1,745,000 -1.4% $559 / Sq Ft
01/23/2026 01/23/26 Price Changed $1,770,000 -1.4% $567 / Sq Ft
08/13/2025 08/13/25 For Sale $1,795,000 +215.5% $575 / Sq Ft
01/09/2015 01/09/15 Sold $569,000 -3.4% $237 / Sq Ft View Prior Sale
10/18/2014 10/18/14 Pending -- -- --
07/25/2014 07/25/14 For Sale $589,000 -- $246 / Sq Ft
Source: Florida Keys Board of REALTORS®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $569,000 None Available
Interfamily Deed Transfer -- Attorney
Quit Claim Deed -- --
Deed $15,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $417,000 New Conventional
Previous Owner $30,000 Credit Line Revolving
Previous Owner $160,675 New Conventional
Previous Owner $65,000 New Conventional
Source: Public Records

Source: Florida Keys Board of REALTORS®

MLS Number: 616136

Florida Keys Board of REALTORS®

APN: 00520100-000000

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