$689,000
$31K PRICE DROP

Estimated payment $4,324/month

Total Views 92,194
1 Bed
1.5 Baths
730 Sq Ft
$944 Price per Sq Ft

Highlights

  • 0.37 Acre Lot
  • Vaulted Ceiling
  • Granite Countertops
  • Coral Shores High School Rated A
  • Furnished
  • 1-minute walk to Schwingggg

About This Home

Home Sweet Home. Tucked beneath a canopy of tropical trees in the quiet Key Largo community of Pirates Cove, this charming island cottage is a place to slow down, create, and reconnect with nature. Set on an expansive 15,890-square-foot property, the home feels like a private botanical garden, where winding pathways, native plantings, and secluded outdoor spaces invite peaceful mornings and unhurried afternoons. Less than 500 feet from the salt waters of Florida Bay, the private community beach offers a place to swim, launch a kayak or paddleboard, and end the day with breathtaking Florida Keys sunsets. It is a neighborhood where life naturally unfolds outdoors. Inside, vaulted ceiling, impact windows and doors. The inviting island-inspired interior and bedroom that opens to its own garden patio create a comfortable and intimate living space. The screened porch, open courtyard, fire pit, and multiple outdoor gathering areas offer endless places to read, paint, write, entertain friends, or simply listen to the breeze through the palms. The oversized property provides room to dream, with space for a pool, artist's studio, guest cottage, garage, boat storage, or future expansion. Brick paver walkways, an outdoor shower, storage, and a dedicated laundry room add convenience while preserving the home's relaxed character. Pirates Cove is one of Key Largo's hidden gems, offering a voluntary neighborhood boat ramp and easy access to Florida Bay for boating, fishing, and exploring the backcountry waters, all while being just minutes from local restaurants, shops, and everyday conveniences. Whether you are an artist seeking inspiration, a nature lover searching for tranquility, or simply someone who appreciates the charm of a smaller home with an extraordinary sense of place, 13 Pirates Drive offers a rare opportunity to embrace the authentic, laid-back spirit of the Florida Keys.

Listing Agent

Carolyn Ambler

American Caribbean Real Estate, Christie's International Real Estate License #3074981 Listed on: 02/23/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,523

Year Built

  • Built in 1953

Lot Details

  • 15,890 Sq Ft Lot
  • Property is zoned ISM - Improved Sub Masonry

Home Design

  • Metal Roof
  • Concrete Block And Stucco Construction

Interior Spaces

  • 730 Sq Ft Home
  • Furnished
  • Vaulted Ceiling
  • Impact Glass

Kitchen

  • Stainless Steel Appliances
  • Granite Countertops

Bedrooms and Bathrooms

  • 1 Bedroom

Laundry

  • Laundry Room
  • Dryer
  • Washer

Parking

  • Open Parking
  • Off-Street Parking

Outdoor Features

  • Outdoor Shower
  • Shed

Utilities

  • Central Air

Community Details

  • Voluntary home owners association
  • Pirates Cove Subdivision

Listing and Financial Details

  • Assessor Parcel Number 00494490-000000

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,523

Year Built

Built in 1953

Lot Details

0.36 Acres

Listing Details

  • Property Type: Residential
  • Year Built: 1953
  • Building Style Above Flood: No
  • Financial Status Standard Sale: Yes
  • Property Sub Type: Single Family Residence
  • LotSizeAcres: 0.37
  • Co List Office Mls Id: 3068
  • Co List Office Phone: 305-664-4966
  • Subdivision Name: Pirates Cove (Key Largo) (98.5)
  • Dockage: None
  • Vehicle Storage: Open Parking, Off Street Parking
  • Waterview: No Waterview
  • Association Info: Voluntary Home Owners Asc: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Granite Counter Top, Dade County Pine
  • Appliances: Washer, Dryer, Refrigerator, Stainless Steel Appliance(s)
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 1
  • Interior Features: Granite Counter Top, Dade County Pine
  • WindowsDoors: Impact Rstnce Window

Exterior Features

  • Waterfront: No
  • Exterior Features: Outdoor Shower, Shed, Storage
  • Construction Type: CBS, Concrete
  • General Property Description: Waterfront: No
  • Waterfront: None
  • Roof: Metal Roof

Utilities

  • Cooling: Central Air
  • Utilities: FKAA, Municipal Sewer

Condo/Co-op/Association

  • Pets Allowed: Yes

Lot Info

  • Parcel Number: 00494490-000000
  • Lot Size Sq Ft: 15890.0

Rental Info

  • Furnished: Furnished

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 6523.02

Multi Family

  • Number Of Units Total: 1

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,841 $713,347 $559,328 $154,019
2024 $5,869 $633,326 $480,673 $152,653
2023 $5,869 $686,750 $541,849 $144,901
2022 $5,061 $562,017 $415,126 $146,891
2021 $2,485 $255,477 $0 $0
2020 $2,473 $251,950 $0 $0
2019 $2,432 $246,286 $0 $0
2018 $2,425 $241,694 $0 $0
2017 $2,378 $236,723 $0 $0
2016 $2,404 $231,855 $0 $0
2015 $2,442 $230,243 $0 $0
2014 $2,772 $245,757 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/07/2026 05/07/26 Price Changed $689,000 -4.3% $944 / Sq Ft
02/23/2026 02/23/26 For Sale $720,000 0.0% $986 / Sq Ft
12/01/2021 12/01/21 Rented $2,500 0.0% --
11/16/2021 11/16/21 For Rent $2,500 0.0% --
05/22/2020 05/22/20 Sold $99,999 +1.0% $137 / Sq Ft View Prior Sale
04/23/2020 04/23/20 Pending -- -- --
01/07/2020 01/07/20 For Sale $99,000 0.0% $136 / Sq Ft
01/02/2020 01/02/20 Pending -- -- --
08/07/2019 08/07/19 For Sale $99,000 -63.3% $136 / Sq Ft
05/16/2014 05/16/14 Sold $270,000 -9.7% $410 / Sq Ft View Prior Sale
04/17/2014 04/17/14 Pending -- -- --
09/02/2013 09/02/13 For Sale $299,000 -- $454 / Sq Ft
Source: Florida Keys Board of REALTORS®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $270,000 Dba Fl Title Of The Keys
Warranty Deed -- Dba Fl Title Of The Keys
Warranty Deed -- --
Warranty Deed $357,800 Florida Title Of The Keys In
Deed -- Florida Title Of The Keys In
Warranty Deed $10,000 --
Quit Claim Deed $100 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $211,525 No Value Available
Closed $216,000 New Conventional
Source: Public Records

About the Listing Agent

Carolyn Ambler

American Caribbean Real Estate, Christie's International Real Estate

(645) 239-2050

Section Image

Luxury Real Estate Specialist

Carolyn Cotter Ambler is a top-producing real estate professional delivering high-end real estate services in the Florida Keys, South Florida, and beyond. Specializing in both buyers and sellers across a wide range of price points, Carolyn is known for her personalized approach, expert negotiation skills, and unmatched dedication to client success.

As a distinguished member of the 2023 Christie's International Real Estate Master's Circle, Carolyn

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Source: Florida Keys Board of REALTORS®

MLS Number: 618777

Florida Keys Board of REALTORS®

APN: 00494490-000000

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