$1,210,000
SOLD AUG 7, 2025

12104 Elbert St Clermont, FL 34711

3 Beds
2 Baths
2,446 Sq Ft
0.51 Acres

Recently Sold

$495 Per Sq Ft

19% Below List Price

68 Days on Market

Highlights

  • Boathouse
  • Dock has access to electricity
  • Parking available for a boat
  • 137 Feet of Chain of Lakes Waterfront
  • Assigned Boat Slip
  • Fishing Pier

About This Home

As of August 2025

Direct Lakefront on Lake Minnehaha and Clermont Chain of Lakes! Escape the City to Elbert Street! This coveted property is located on a quiet cull de sac lined with majestic oaks. The home has 137 feet of frontage on Lake Minnehaha with its sandy bottom shoreline. The boat house and trek dock are ideal for swimming, fishing and all types of water sports or just relaxing in the sun or shade. The city lights across the lake plus sun & moon rises including observing space shuttle launches are spectacular views here night or day. The home has been updated including fresh paint in all rooms and is ready for a quick move in. The sellers can accommodate a quick closing. There is plenty of room on this half acre lot. Close in but out of the city limits, Elbert Street is one of the most beautiful streets that Clermont has to offer.

Last Agent to Sell the Property

Patricia Daries

MICKI BLACKBURN REALTY License #661508 Listed on: 05/01/2025

Last Buyer's Agent

Brandie Mathison-Klein

KELLER WILLIAMS ELITE PARTNERS III REALTY License #3039546

KELLER WILLIAMS ELITE PARTNERS III REALTY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,678

Year Built

  • Built in 1984

Lot Details

  • 0.51 Acre Lot
  • Lot Dimensions are 137x163
  • 137 Feet of Chain of Lakes Waterfront
  • Cul-De-Sac
  • Street terminates at a dead end
  • East Facing Home
  • Mature Landscaping
  • Oversized Lot
  • Level Lot
  • Irrigation Equipment
  • Cleared Lot
  • Oak Trees
  • Property is zoned R-3

HOA Fees

  • $13 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Oversized Parking
  • Ground Level Parking
  • Side Facing Garage
  • Garage Door Opener
  • Driveway
  • Guest Parking
  • Parking available for a boat
  • RV Access or Parking

Property Views

  • Chain Of Lake
  • Garden

Home Design

  • Craftsman Architecture
  • Brick Exterior Construction
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,446 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Cathedral Ceiling
  • Ceiling Fan
  • Skylights
  • Wood Burning Fireplace
  • Shades
  • Sliding Doors
  • Entrance Foyer
  • Family Room with Fireplace
  • Family Room Off Kitchen
  • Separate Formal Living Room
  • Formal Dining Room
  • Inside Utility
  • Laundry Room
  • Walk-Up Access
  • Attic Fan

Kitchen

  • Eat-In Kitchen
  • Cooktop
  • Recirculated Exhaust Fan
  • Microwave
  • Dishwasher
  • Stone Countertops

Flooring

  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • En-Suite Bathroom
  • Walk-In Closet
  • 2 Full Bathrooms
  • Pedestal Sink
  • Bathtub with Shower

Outdoor Features

  • Fishing Pier
  • Access To Lake
  • Access To Chain Of Lakes
  • Boat Port
  • Water Skiing Allowed
  • Boat Lift
  • Covered Boat Lift
  • Assigned Boat Slip
  • Boathouse
  • Dock has access to electricity
  • Covered Dock
  • Deeded Boat Dock
  • Open Dock
  • Dock made with Composite Material
  • Lake Privileges
  • Enclosed Patio or Porch
  • Exterior Lighting
  • Rain Gutters

Utilities

  • Central Heating and Cooling System
  • 1 Water Well
  • Electric Water Heater
  • 1 Septic Tank
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include recreational facilities
  • Kyle Zegan Association
  • Cashwell Minnehaha Shores Association, Phone Number (352) 348-1706
  • Cashwell Minnehaha Shores Subdivision
  • The community has rules related to deed restrictions

Recreation

  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,678

Year Built

Built in 1984

Lot Details

0

HOA Fees

$13 per month

Parking

2

Listing Details

  • HOA Fee Includes: Recreational Facilities
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Craftsman
  • Construction Materials: Block, Brick, Stucco
  • Fireplace: Yes
  • Living Area: 2446
  • Lot Size Acres: 0.51
  • New Construction: No
  • Year Built: 1984
  • Building Area Total: 3432
  • Lot Size Sq Ft: 22331
  • Number Of Lots: 1
  • Status: Sold
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 318.84
  • Escrow City: CITRUS TOWER BLVD, CLERMONT,FL 34711
  • Escrow State: FL
  • Escrow Street Name: Citrus Tower Blvd
  • Minimum Lease: 7 Months
  • RATIO Current Price By Calculate: 494.69
  • Total Acreage: 1/2 to less than 1
  • Water Access YN: 1
  • Planned Unit Development Yn: 1
  • Property Description: Walk-Up
  • AG Exemption YN: 0
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Dock - Composite,Dock - Covered,Dock - Open,Dock - Slip Deeded On-Site,Dock w/Electric,Lift
  • MFR_DockYN: 1
  • MFR_DockMaintenanceFee: 0
  • MFR_DockMaintenanceFeeFrequency: N/A
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Family Room, Wood Burning
  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile, Laminate
  • Full Bathrooms: 2
  • Interior Amenities: Cathedral Ceiling(s), Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
  • Appliances Included: Cooktop, Dishwasher, Electric Water Heater, Exhaust Fan, Microwave, Range
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Spa Yn: No
  • Stories: 1
  • Window Features: Skylight(s), Shades
  • Additional Rooms: Family Room,Formal Dining Room Separate,Formal Living Room Separate,Inside Utility
  • Living Area Meters: 227.24

Exterior Features

  • Direction Faces: East
  • Other Structures: Boat House
  • Exterior Features: Lighting, Rain Gutters, Sliding Doors
  • Roof: Shingle
  • Home Warranty: No
  • Pool Private: No
  • View: Garden, Water
  • Water Body Name: LAKE MINNEHAHA
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Enclosed, Porch, Rear Porch, Screened
  • Road Surface Type: Paved
  • Water Access: Lake,Lake - Chain of Lakes
  • Water Extras: Assigned Boat Slip,Boat Port,Boathouse,Fishing Pier,Lift - Covered,Skiing Allowed
  • Water View: Lake,Lake - Chain of Lakes
  • Water View YN: 1
  • Waterfront Feet Total: 137
  • Flood Zone Panel: 12069CO570E
  • Additional Water Information: See attachment for boat house sketch
  • Water Frontage Feet Lake Chain: 137

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Boat, Covered, Driveway, Garage Door Opener, Garage Faces Side, Ground Level, Guest, Oversized, RV Access/Parking

Utilities

  • Utilities: BB/HS Internet Available, Cable Connected, Electricity Connected, Sewer Available, Water Available
  • Cooling: Central Air, Attic Fan
  • Heating: Central, Electric
  • Laundry Features: Laundry Closet, Laundry Room
  • Sewer: Septic Tank
  • Water Source: Well
  • Number Of Septics: 1
  • Number of Wells: 1

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Park
  • Association Fee: 150
  • Association Fee Frequency: Annually
  • Association Name: KYLE ZEGAN
  • Association: Yes
  • Senior Community: No
  • Association: CASHWELL MINNEHAHA SHORES ASSOCIATION
  • Association Phone #2: 352-348-1706
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: "AS RECORDED"
  • Association Fee Requirement: Required
  • Condo Land Included YN: 1
  • Association Email: LARRY.SPAHN@GMAIL.COM

Fee Information

  • Total Annual Fees: 150.00
  • Total Monthly Fees: 12.50
  • Monthly HOA Amount: 12.50

Lot Info

  • Zoning: R-3
  • Parcel Number: 35-22-25-0100-000-00500
  • Additional Parcels: No
  • Lot Features: Cleared, Cul-De-Sac, In County, Landscaped, Level, Oversized Lot, Street Dead-End, Paved
  • Lot Dimensions: 137x163
  • Property Attached Yn: Yes
  • Flood Zone Code: X

Rental Info

  • Furnished: Negotiable
  • Pets Allowed: Yes
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 4678.2
  • Tax Block: 000
  • Tax Book Number: 23-56
  • Tax Lot: 5

Multi Family

  • Waterfront Features: Lake Privileges

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 1, 2025
Closed on
Aug 4, 2025
Sold by
Permenter Thomas H and Permenter Robbie D
Bought by
Martin Timothy J and Martin Krystina A
Seller's Agent
Patricia Daries
MICKI BLACKBURN REALTY
Buyer's Agent
Brandie Mathison-Klein
KELLER WILLIAMS ELITE PARTNERS III REALTY
List Price
$1,495,000
Sold Price
$1,210,000
Premium/Discount to List
-$285,000
-19.06%
Views
39
Current Estimated Value
$1,166,432

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$43,568
Avg. Annual Appreciation
-8.00%
Original Mortgage
$960,000
Outstanding Balance
$957,516
Interest Rate
6.77%
Mortgage Type
New Conventional
Estimated Equity
$208,916

Purchase Details

Closed on
Mar 4, 2004
Sold by
Permenter Thomas H and Permenter Robbie D
Bought by
Permenter Thomas H and Permenter Robbie D
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,210,000 Homeland Title Services
Warranty Deed $1,210,000 Homeland Title Services
Quit Claim Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $960,000 New Conventional
Closed $960,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/07/2025 08/07/25 Sold $1,210,000 -6.9% $495 / Sq Ft
07/08/2025 07/08/25 Pending -- -- --
06/23/2025 06/23/25 Price Changed $1,300,000 -13.0% $531 / Sq Ft
06/02/2025 06/02/25 For Sale $1,495,000 0.0% $611 / Sq Ft
05/27/2025 05/27/25 Pending -- -- --
05/09/2025 05/09/25 Price Changed $1,495,000 -8.0% $611 / Sq Ft
05/01/2025 05/01/25 For Sale $1,624,900 -- $664 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $4,678 $479,245 $254,100 $225,145
2025 $4,394 $346,140 -- --
2024 $4,394 $346,140 -- --
2023 $4,394 $326,280 $0 $0
2022 $4,135 $316,780 $0 $0
2021 $4,116 $307,558 $0 $0
2020 $4,094 $303,312 $0 $0
2019 $4,206 $296,493 $0 $0
2018 $3,788 $273,748 $0 $0
2017 $3,694 $268,118 $0 $0
2016 $3,693 $262,604 $0 $0
2015 $3,792 $260,779 $0 $0
2014 $3,798 $258,710 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: G5096467

Stellar MLS

APN: 35-22-25-0100-000-00500