$987,900
SOLD FEB 21, 2022

12147 SW Torch Lake Dr Rapid City, MI 49676

4 Beds
1 Bath
1,177 Sq Ft
0.43 Acres

Recently Sold

$839 Per Sq Ft

188 Days on Market

Highlights

  • Deeded Waterfront Access Rights
  • 100 Feet of Waterfront
  • Main Floor Primary Bedroom
  • Elk Rapids High School Rated A-
  • Sandy Beach
  • Cottage

About This Home

As of February 2022

PICTURE PERFECT TORCH LAKE is the setting for this cottage. Get ready to enjoy lake living on one of the world’s most beautiful lakes in this well-maintained cottage. The large living room surrounded by windows will capture your heart as you imagine enjoying time and creating memories with your family and friends. The knotty pine walls and hardwood floors give it an “up north” ambiance. Gather around the dining room table for a lively game of cards. The kitchen features open shelving and peek-a-boo lake views. This Torch Lake retreat is enhanced by 4 bedrooms, a fireplace, gorgeous views, air conditioning, and more. Relax and rejuvenate in the large tree lined yard while listening to the waves rippling the shoreline. Get ready to make a splash on the 100 feet of sandy bottom frontage. Spend summer days exploring the miles of shoreline of the entire Chain-of-Lakes from this prime location. Carefree waterfront living is waiting for you or build the home of your dreams in this fabulous setting.

Last Agent to Sell the Property

Donald Fedrigon

RE/MAX Of Elk Rapids License #6502117560 Listed on: 08/17/2021

RE/MAX Of Elk Rapids

Last Buyer's Agent

Donald Fedrigon

RE/MAX Of Elk Rapids License #6502117560 Listed on: 08/17/2021

RE/MAX Of Elk Rapids

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,108

Year Built

  • Built in 1950

Lot Details

  • 0.43 Acre Lot
  • Lot Dimensions are 100x182x100x200
  • 100 Feet of Waterfront
  • Sandy Beach
  • Level Lot
  • The community has rules related to zoning restrictions

Home Design

  • Cottage
  • Frame Construction
  • Asphalt Roof
  • Wood Siding

Interior Spaces

  • 1,177 Sq Ft Home
  • Fireplace
  • Crawl Space
  • Oven or Range

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • 1 Bathroom

Outdoor Features

  • Deeded Waterfront Access Rights

Schools

  • Lakeland Elementary School
  • Cherryland Middle School
  • Elk Rapids High School

Utilities

  • Baseboard Heating
  • Well
  • Cable TV Available

Community Details

Overview

  • Metes And Bounds Community

Recreation

  • Water Sports

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,108

Year Built

Built in 1950

Lot Details

0

Listing Details

  • Class: Single Family
  • Type: Residential
  • Style: Cottage
  • Estimated Year Built: 1950
  • Construction: Frame
  • Private Shared: Private
  • Section Number: 6
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1950

Interior Features

  • Appliances Equipment: Refrigerator, Oven/Range
  • Bedrooms: 4
  • Bedroom 1: Dimensions: 13.11x9.8, On Level: Main Floor, Flooring: Wood
  • Bedroom 2: Dimensions: 9.7x11.0, On Level: Main Floor, Flooring: Wood
  • Bedroom 3: Dimensions: 7.6x13.7, On Level: Main Floor, Flooring: Wood
  • Bedroom 4: Dimensions: 10.8x11.6, On Level: Main Floor, Flooring: Wood
  • Total Bathrooms: 1
  • Number of Main Level Bathrooms: 1
  • Number of Three Quarter Bathrooms: 1
  • Main Floor Primary: Yes
  • Kitchen: Dimensions: 9.10x9.4, On Level: Main Floor, Flooring: Vinyl
  • Living Room: Dimensions: 31.7x13.6, On Level: Main Floor, Flooring: Wood
  • Estimated Above Ground Finished Sq Ft: 1177
  • Price Per Sq Ft: 839.34
  • Range: R 8W
  • Total Finished Sf Apx: 1177

Exterior Features

  • Body Of Water: Torch Lake
  • Exterior Finish: Wood
  • Foundation: Crawl Space
  • Number Of Acres: 0.43
  • Road: Blacktop
  • Roof: Asphalt
  • Water Features: Inland Lake, All Sports, Sandy Bottom
  • Waterfront Frontage: 100

Garage/Parking

  • Driveway: Dirt

Utilities

  • Fireplaces And Stoves: Fireplace(s)
  • Heating Cooling Types: Baseboard
  • Laundry: On Level: None
  • Sewer: Private Septic, Pump Back
  • Tv Service Internet Avail: Cable TV
  • Water: Private Well

Association/Amenities

  • Development Name: metes and bounds

Schools

  • School District: Elk Rapids Schools
  • Elementary School: Lakeland Elementary School
  • Middle School: Cherryland Middle School
  • High School: Elk Rapids High School

Lot Info

  • Deeded Waterfront: Yes
  • Land Features: Level
  • Lot Dimensions: 100x182x100x200
  • Mineral Rights: Unknown
  • Parcel Description: Metes and Bounds
  • Zoning Use Restrictions: Residential

Rental Info

  • Rent Spree Y N: No

Tax Info

  • Summer Taxes: 5143
  • Taxable Value: 324975
  • Total Taxes: 7108
  • Winter Taxes: 1964
  • Year Summer: 2024
  • Year Winter: 2024

MLS Schools

  • Elementary School: Lakeland Elementary School
  • HighSchool: Elk Rapids High School
  • School District: Elk Rapids Schools
  • Middle School: Cherryland Middle School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 17, 2021
Closed on
Feb 19, 2022
Sold by
Stapleton Patricia L L and Stapleton Tr
Bought by
Schowalter David and Schowalter Ruth
Seller's Agent
Donald Fedrigon
RE/MAX Of Elk Rapids
Buyer's Agent
Donald Fedrigon
RE/MAX Of Elk Rapids
List Price
$987,000
Sold Price
$987,900
Premium/Discount to List
$900
0.09%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.52%
Original Mortgage
$780,000
Outstanding Balance
$726,620
Interest Rate
3.5%
Mortgage Type
New Conventional
Estimated Equity
$589,874
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $987,900 Riverside Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $780,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/10/2025 07/10/25 Price Changed $1,250,000 -7.4% $1,062 / Sq Ft
04/02/2025 04/02/25 For Sale $1,350,000 +36.7% $1,147 / Sq Ft
02/21/2022 02/21/22 Sold $987,900 +0.1% $839 / Sq Ft
08/17/2021 08/17/21 For Sale $987,000 -- $839 / Sq Ft
Source: Northern Great Lakes REALTORS® MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $51 $414,900 $0 $0
2024 $51 $409,300 $0 $0
2023 $4,952 $398,000 $0 $0
2022 $3,744 $295,400 $0 $0
2021 $6,658 $287,600 $0 $0
2020 $6,420 $257,900 $0 $0
2019 $6,512 $245,900 $0 $0
2018 $6,454 $219,400 $0 $0
2017 $6,334 $216,800 $0 $0
2016 $5,253 $234,900 $0 $0
2015 -- $228,300 $0 $0
2014 -- $202,800 $0 $0
2013 -- $195,900 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Great Lakes REALTORS® MLS

MLS Number: 1891816

Northern Great Lakes REALTORS® MLS

APN: 05-12-006-032-00