12149 N Upper Lakeshore Dr Monticello, IN 47960
2
Beds
1
Bath
828
Sq Ft
3,485
Sq Ft Lot
Highlights
- 13 Feet of Waterfront
- Access To Lake
- Dock Rights
- Pier or Dock
- Lake Property
- Ranch Style House
About This Home
As of July 2025Renovated full time main Lake Freeman home! This adorable lake property offers a new kitchen with new cabinets, counter tops, and stainless steel range, microwave, and dishwasher. Lake views from the patio area, enclosed sun room, and common area. Water frontage is an easement with boat lift and pier. 13 ft easement with access to your lake level water improvements. Carport and shed included.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $335
Year Built
- Built in 1933
Lot Details
- 3,485 Sq Ft Lot
- 13 Feet of Waterfront
- Landscaped
- Level Lot
HOA Fees
- $6 Monthly HOA Fees
Parking
- 1 Car Garage
- Carport
- Gravel Driveway
- Shared Driveway
Home Design
- Ranch Style House
- Slab Foundation
- Shingle Roof
- Asphalt Roof
- Wood Siding
Interior Spaces
- Water Views
Flooring
- Carpet
- Laminate
Bedrooms and Bathrooms
- 2 Bedrooms
- 1 Full Bathroom
Outdoor Features
- Access To Lake
- Waterski or Wakeboard
- Dock Rights
- Lake Property
- Lake, Pond or Stream
- Patio
Utilities
- Central Air
- Heating System Uses Gas
- Private Company Owned Well
- Well
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 08-04-03-000-210.000-011
Community Details
Recreation
- Pier or Dock
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 29, 2018
Closed on
Mar 18, 2019
Sold by
Hardy Eric W
Bought by
Deluca Salvatore and Deluca Lynn A
Seller's Agent
Lynn Edgell
@properties
Buyer's Agent
Ryan Clemons
Redlow Group
List Price
$134,900
Sold Price
$106,000
Premium/Discount to List
-$28,900
-21.42%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
17.60%
Original Mortgage
$90,100
Outstanding Balance
$79,533
Interest Rate
4.4%
Estimated Equity
$218,691
Purchase Details
Listed on
Mar 12, 2014
Closed on
Jul 21, 2014
Sold by
Leman Larry E and Leman Pamela J
Bought by
Hardy Eric W
Seller's Agent
Lawrence Moser
Twin Lakes Real Estate, Inc
Buyer's Agent
Lynn Edgell
@properties
List Price
$95,000
Sold Price
$95,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.38%
Original Mortgage
$76,000
Interest Rate
4.12%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 1, 2008
Sold by
Surber Donald D and Surber Janet
Bought by
Leman Larry E
Similar Homes in Monticello, IN
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | Columbia Title Inc | |
| Warranty Deed | -- | None Available | |
| Warranty Deed | $103,900 | Carroll Title Services | |
| Warranty Deed | -- | None Available | |
| Warranty Deed | -- | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $90,100 | No Value Available | |
| Previous Owner | $76,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/25/2025 07/25/25 | Sold | $277,000 | -9.2% | $198 / Sq Ft |
| 06/02/2025 06/02/25 | For Sale | $305,000 | +187.7% | $218 / Sq Ft |
| 03/18/2019 03/18/19 | Sold | $106,000 | 0.0% | $128 / Sq Ft |
| 03/04/2019 03/04/19 | Pending | -- | -- | -- |
| 03/01/2019 03/01/19 | Off Market | $106,000 | -- | -- |
| 11/19/2018 11/19/18 | Price Changed | $117,900 | -9.2% | $142 / Sq Ft |
| 11/05/2018 11/05/18 | Price Changed | $129,900 | -3.7% | $157 / Sq Ft |
| 10/29/2018 10/29/18 | For Sale | $134,900 | +42.0% | $163 / Sq Ft |
| 07/21/2014 07/21/14 | Sold | $95,000 | 0.0% | $117 / Sq Ft |
| 07/14/2014 07/14/14 | Pending | -- | -- | -- |
| 03/12/2014 03/12/14 | For Sale | $95,000 | -- | $117 / Sq Ft |
Source: Indiana Regional MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $442 | $123,300 | $34,000 | $89,300 |
| 2023 | $224 | $95,900 | $34,000 | $61,900 |
| 2022 | $224 | $83,500 | $34,000 | $49,500 |
| 2021 | $179 | $74,800 | $34,000 | $40,800 |
| 2020 | $162 | $68,000 | $30,300 | $37,700 |
| 2019 | $144 | $62,500 | $30,300 | $32,200 |
| 2018 | $166 | $60,100 | $30,300 | $29,800 |
| 2017 | $198 | $76,200 | $46,600 | $29,600 |
| 2016 | $751 | $75,900 | $44,200 | $31,700 |
| 2014 | $328 | $33,500 | $5,700 | $27,800 |
| 2013 | $328 | $32,600 | $5,700 | $26,900 |
Source: Public Records
Agents Affiliated with this Home
-
R
Seller's Agent in 2025
Ryan Clemons
Redlow Group
-
M
Seller Co-Listing Agent in 2025
Michael Sims
Redlow Group
-
G
Buyer's Agent in 2025
Garrett Criswell
Raeco Realty - Monticello
-
L
Seller's Agent in 2019
Lynn Edgell
@properties
-
L
Seller's Agent in 2014
Lawrence Moser
Twin Lakes Real Estate, Inc
Map
Source: Indiana Regional MLS
MLS Number: 201848475
APN: 08-04-03-000-210.000-011
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