$109,000
SOLD NOV 21, 2025
3 Beds
2 Baths
1,728 Sq Ft
5,502 Sq Ft Lot

Recently Sold

$63 Per Sq Ft

9% Below List Price

7 Days on Market

Highlights

  • Traditional Architecture
  • Fireplace
  • Forced Air Heating and Cooling System
  • No HOA
  • Vinyl Plank Flooring
  • 3-minute walk to Senator Gus Sheehan, Jr. Park

About This Home

As of November 2025

***Investor Special*** Property has tenants with a lease through June 2026. 3 bed 2 bath house with a large yard and deck. Partial walkout Basement. Street parking.

Last Agent to Sell the Property

Michael Digman

The West Group Realtors License #297591 Listed on: 11/06/2025

Last Buyer's Agent

The Apex Group

Keller Williams Realty Services

Keller Williams Realty Services

Home Details

Home Type

  • Single Family

Lot Details

  • 5,502 Sq Ft Lot
  • Lot Dimensions are 50x198

Parking

  • On-Street Parking

Home Design

  • Traditional Architecture
  • Block Foundation
  • Stone Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,728 Sq Ft Home
  • 3-Story Property
  • Fireplace
  • Family Room

Kitchen

  • Electric Range
  • Microwave

Flooring

  • Carpet
  • Vinyl Plank

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Basement

  • Walk-Out Basement
  • Partial Basement

Schools

  • John G. Carlisle Elementary School
  • Holmes Middle School
  • Holmes Senior High School

Utilities

  • Forced Air Heating and Cooling System

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 842959646

Home Details

Home Type

Single Family

Lot Details

0

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.13
  • Lot Size: 50x198
  • Ownership: Agent/Owner
  • Directions: Follow I-71 N/I-75 N to W 5th St in Covington. Take exit 192 from I-71 N/I-75 N Take KY-8 W and Parkway Ave to High St
  • Architectural Style: Other, Traditional
  • New Construction: No
  • Property Attached Yn: No
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: John G. Carlisle Elementary
  • Location Tax Legal Info:Middle or Junior School: Holmes Middle School
  • Location Tax Legal Info:High School: Holmes Senior High
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: No
  • General Property Description:Lot Size Dimensions: 50x198
  • General Property Description:Approx SqFt2: 1728.0
  • Remarks Misc:Agent Only Remarks: 1,400 per month rent. Seller is a licensed agent buying and selling real estate for a profit.
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Utilities Electric Company: Duke
  • Utilities Gas Company: Duke
  • Water Company: NKY Water
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: No
  • General Property Description:Lot Size Acres: 0.1263
  • General Property Description:Living Area: 1728.0
  • Architecture:Traditional: Yes
  • Location Tax Legal Info:Tax ID: 842959646
  • Appliances Refrigerators: Yes
  • Foundation:Block4: Yes
  • Foundation:Stone3: Yes
  • Levels:Three Or More: Yes
  • Special Features: None

Interior Features

  • Basement: Partial, Walk-Out Access
  • Heating: Forced Air
  • Levels: Three Or More
  • Property Type: Residential
  • Appliances: Electric Range, Microwave, Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace: No
  • Living Area: 1728.0
  • Basement:Walk-Out Access7: Yes
  • Appliances:Electric Range: Yes
  • Basement:Partial: Yes

Exterior Features

  • Roof: Shingle
  • Construction Type: Vinyl Siding
  • Foundation Details: Block, Stone
  • Construction Materials:Vinyl Siding: Yes
  • Window Features:Other9: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: On Street
  • Parking Features:On Street: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: John G. Carlisle Elementary
  • Junior High Dist: Covington Indep
  • High School: Holmes Senior High
  • Middle Or Junior School: Holmes Middle School

Lot Info

  • Lot Size Sq Ft: 5501.63

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 6, 2025
Closed on
Nov 21, 2025
Sold by
Hometown Management Llc
Bought by
Stoia Sam and Stoia Kristi
Seller's Agent
Michael Digman
The West Group Realtors
Buyer's Agent
The Apex Group
Keller Williams Realty Services
List Price
$119,500
Sold Price
$109,000
Premium/Discount to List
-$10,500
-8.79%
Views
24

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
48.76%

Purchase Details

Closed on
Apr 5, 2021
Sold by
Justice Roger and Justice Kimberly Ann
Bought by
Hometown Management Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$71,250
Interest Rate
2.8%
Mortgage Type
Seller Take Back

Purchase Details

Closed on
Oct 26, 2009
Sold by
Crouch Joshua
Bought by
Justice Roger

Purchase Details

Closed on
Feb 27, 2004
Sold by
L & N Fcu
Bought by
Crouch Richard

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$52,000
Interest Rate
5.63%
Mortgage Type
Seller Take Back

Purchase Details

Closed on
Jul 2, 1999
Sold by
L & N Federal Credit Uni
Bought by
Applegate Christopher and Applegate Holly M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$64,000
Interest Rate
7.27%
Mortgage Type
New Conventional
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $109,000 Cosmopolitan Title
Warranty Deed $75,000 None Available
Commissioners Deed -- None Available
Deed $48,000 Lighthouse Title Services
Deed $65,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $71,250 Seller Take Back
Previous Owner $52,000 Seller Take Back
Previous Owner $64,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/21/2025 11/21/25 Sold $109,000 -8.8% $63 / Sq Ft
11/13/2025 11/13/25 Pending -- -- --
11/06/2025 11/06/25 For Sale $119,500 -- $69 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $994 $75,000 $5,000 $70,000
2024 $986 $75,000 $5,000 $70,000
2023 $999 $75,000 $5,000 $70,000
2022 $1,046 $75,000 $5,000 $70,000
2021 $1,121 $70,000 $3,500 $66,500
2020 $1,116 $70,000 $3,500 $66,500
2019 $1,128 $70,000 $3,500 $66,500
2018 $1,151 $70,000 $3,500 $66,500
2017 $1,167 $70,000 $5,000 $65,000
2015 $1,441 $70,000 $5,000 $65,000
2014 $1,374 $70,000 $5,000 $65,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 637792

Northern Kentucky Multiple Listing Service

APN: 040-14-00-036.00