Seller's Agent in 2025
Christine Serafini
Miranda Real Estate Group Inc
(518) 514-8830
2 in this area
349 Total Sales
1218 Albany St Schenectady, NY 12304
Central State Neighborhood
6
Beds
2
Baths
2,242
Sq Ft
3,049
Sq Ft Lot
Highlights
- Traditional Architecture
- Full Attic
- Front Porch
- Wood Flooring
- No HOA
- Crown Molding
About This Home
As of July 2025Beautifully updated and remodeled 2-family home in Schenectady! Each unit offers 3 bedrooms, 1 full bath, spacious living and dining rooms, modern kitchens with pantries, fresh paint, and updated laminate hardwood flooring. Enjoy charming front sitting porches, a full basement, and a walk-up attic for extra storage. One unit is vacant(2nd floor) and move-in ready, while the second unit is leased and generating $1,500/month—an ideal way to offset your owner-occupant expenses and live comfortably. Perfect for investors, or buyers looking to live in one unit and offset their mortgage. Separate utilities. Street parking only
Last Agent to Sell the Property
Miranda Real Estate Group Inc License #40SE0980789 Listed on: 04/30/2025
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $4,577
Year Built
- Built in 1900
Lot Details
- 3,049 Sq Ft Lot
- Lot Dimensions are 30x100
- Back Yard Fenced
- Level Lot
Parking
- Open Parking
Home Design
- Duplex
- Traditional Architecture
- Slate Roof
- Vinyl Siding
Interior Spaces
- 2,242 Sq Ft Home
- Crown Molding
- Full Attic
Flooring
- Wood
- Laminate
Bedrooms and Bathrooms
- 6 Bedrooms
- Bathroom on Main Level
- 2 Full Bathrooms
- Ceramic Tile in Bathrooms
Basement
- Basement Fills Entire Space Under The House
- Laundry in Basement
Outdoor Features
- Front Porch
Schools
- Schenectady High School
Utilities
- Forced Air Heating System
- Heating System Uses Natural Gas
Community Details
- No Home Owners Association
- 2 Units
Listing and Financial Details
- Tenant pays for hot water, heat, electricity, gas
- Legal Lot and Block 10.000 / 1
- Assessor Parcel Number 421500 49.59-1-10
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 30, 2025
Closed on
Jul 8, 2025
Sold by
Secura Holdings Inc
Bought by
Singh Surujbally
Seller's Agent
Christine Serafini
Miranda Real Estate Group Inc
Buyer's Agent
William Lane
Coldwell Banker Prime Properties
List Price
$264,900
Sold Price
$255,000
Premium/Discount to List
-$9,900
-3.74%
Views
34
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
22.84%
Original Mortgage
$250,381
Outstanding Balance
$250,168
Interest Rate
6.81%
Mortgage Type
FHA
Estimated Equity
$16,089
Purchase Details
Closed on
Nov 24, 2009
Sold by
Ramnauth Mark
Bought by
Secura Holdings Inc
Purchase Details
Closed on
Jul 23, 2009
Sold by
Us Bank
Bought by
Ramnauth Mark
Purchase Details
Closed on
Jul 8, 2009
Sold by
U S Bank National Association
Bought by
Ramnauth Mark
Purchase Details
Closed on
Apr 21, 2009
Sold by
Rampersad Praman and Rampersad Savitri
Bought by
U S Bank National Association
Purchase Details
Closed on
Nov 15, 2005
Sold by
Kuhn Alan B
Bought by
Rampersad Praman
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$61,200
Interest Rate
6.14%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 22, 2002
Sold by
Al Kuhn Enterprises Inc
Bought by
Kuhn Alan
Purchase Details
Closed on
Mar 20, 2001
Sold by
Devost John
Bought by
Alkuhn Enterprises Inc
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $250,000 | Smpr Title | |
| Warranty Deed | $250,000 | Smpr Title | |
| Quit Claim Deed | -- | None Available | |
| Deed | $27,500 | -- | |
| Bargain Sale Deed | $27,500 | None Available | |
| Foreclosure Deed | $65,000 | None Available | |
| Deed | $68,000 | -- | |
| Deed | -- | -- | |
| Deed | $10,000 | Keith R Gorman |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $250,381 | FHA | |
| Closed | $250,381 | FHA | |
| Previous Owner | $61,200 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/08/2025 07/08/25 | Sold | $255,000 | -3.7% | $114 / Sq Ft |
| 05/08/2025 05/08/25 | Pending | -- | -- | -- |
| 04/30/2025 04/30/25 | For Sale | $264,900 | -- | $118 / Sq Ft |
Source: Global MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,421 | $68,700 | $10,300 | $58,400 |
| 2023 | $4,421 | $68,700 | $10,300 | $58,400 |
| 2022 | $4,256 | $68,700 | $10,300 | $58,400 |
| 2021 | $4,218 | $68,700 | $10,300 | $58,400 |
| 2020 | $4,135 | $68,700 | $10,300 | $58,400 |
| 2019 | $2,711 | $68,700 | $10,300 | $58,400 |
| 2018 | $4,169 | $68,700 | $10,300 | $58,400 |
| 2017 | $3,432 | $68,700 | $10,300 | $58,400 |
| 2016 | $4,247 | $68,700 | $10,300 | $58,400 |
| 2015 | -- | $68,700 | $10,300 | $58,400 |
| 2014 | -- | $68,700 | $10,300 | $58,400 |
Source: Public Records
Agents Affiliated with this Home
-
Christine Serafini
-
William Lane
Buyer's Agent in 2025
William Lane
Coldwell Banker Prime Properties
(518) 605-8394
7 in this area
215 Total Sales
Map
Source: Global MLS
MLS Number: 202516318
APN: 049-059-0001-010-000-0000
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