$199,900
SOLD OCT 17, 2025
-- Bed
-- Bath
1,752 Sq Ft
1,958 Sq Ft Lot

Recently Sold

$114 Per Sq Ft

63 Days on Market

Highlights

  • City View
  • Fireplace
  • Forced Air Heating and Cooling System
  • Property is near public transit
  • Mini Split Air Conditioners

About This Home

As of October 2025

Potential owner occupied property with first floor currently vacant unit. This 2 family has two, 2 bedroom units. Units have tenant paid separate gas and electric. Owner pays water. Sale also includes the attached lot at 120 E 13th St which is large enough for 10 off street parking spots.

Last Agent to Sell the Property

Julia Deck-Russell

Reinvest Consultants, LLC License #270963 Listed on: 07/10/2025

Last Buyer's Agent

Arthur Greenlee IV

eXp Realty, LLC License #289639

eXp Realty, LLC

Property Details

Home Type

  • Multi-Family

Lot Details

  • 1,958 Sq Ft Lot
  • Lot Dimensions are 21.5 x 89

Home Design

  • Duplex
  • Stone Foundation
  • Membrane Roofing
  • Vinyl Siding

Interior Spaces

  • 1,752 Sq Ft Home
  • 2-Story Property
  • Fireplace
  • Vinyl Clad Windows
  • Insulated Windows
  • Double Hung Windows
  • City Views

Basement

  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Parking

  • 10 Parking Spaces
  • Off-Street Parking

Location

  • Property is near public transit

Schools

  • Ninth District Elementary School
  • Holmes Middle School
  • Holmes Senior High School

Utilities

  • Mini Split Air Conditioners
  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Furnace
  • Separate Meters
  • 200+ Amp Service

Community Details

  • 2 Units

Listing and Financial Details

  • Tenant pays for electricity, gas, heat
  • The owner pays for sewer, water
  • Assessor Parcel Number 054-24-19-019.00

Property Details

Home Type

Multi-Family

Lot Details

0

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Multi Family
  • Owner Pays: Sewer, Water
  • Lot Size Acres: 0.04
  • Lot Size: 21.5 x 89
  • Ownership: LLC
  • Directions: Martin Luther King, to Scott St, to 13th St.
  • New Construction: No
  • Structure Type: Duplex
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Ninth District Elementary
  • Location Tax Legal Info:Middle or Junior School: Holmes Middle School
  • Location Tax Legal Info:High School: Holmes Senior High
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: No
  • General Property Description:Lot Size Dimensions: 21.5 x 89
  • Remarks Misc:Agent Only Remarks: 120 E 13th is included in the sale. PIDN 054-24-19-020.00 . 2nd Floor tenant is paying $1025 month to month with a $550 deposit. Seller inherited tenants when purchased in March 2022. Owner pays water and sanitation. Gas and Electric are separate.
  • Cooling:Central Air: Yes
  • Parking Features Parking Total: 10
  • Sewer:Public Sewer: Yes
  • Utilities Electric Company: Duke
  • Utilities Gas Company: Duke
  • Water Company: NKY Water
  • Water Source:Public: Yes
  • General Property Description:Lot Size Acres: 0.0449
  • General Property Description:Living Area: 1752.0
  • General Property Description:Lot Size Square Feet: 1958.0
  • Location Tax Legal Info:Tax ID: 054-24-19-019.00
  • Foundation:Stone3: Yes
  • Laundry Features:In Basement: Yes
  • View:City3: Yes
  • General Property Description:_pound_ of Buildings: 1
  • Utilities:Separate Air Condition: Yes
  • Utilities:Separate Furnace: Yes
  • Utilities:Separate Gas Electric: Yes
  • General Property Description:Number Of Units Total: 2
  • Structure Type:Duplex: Yes
  • Levels:Two2: Yes
  • Roof:Membrane: Yes
  • Electric 200 Amp Service: Yes
  • Special Features: VirtualTour

Interior Features

  • Basement: Full
  • Heating: Natural Gas, Forced Air
  • Levels: Two
  • Property Type: MultiFamily
  • Tenant Pays: Electricity, Gas, Heat
  • Number Of Buildings: 1
  • Appliances: Other, See Remarks
  • Fireplace: No
  • Living Area: 1752.0
  • Window Features: Insulated Windows, Double Hung, Vinyl Frames
  • Full Basement: Yes
  • Appliances:Other5: Yes
  • Laundry Features:In Unit: Yes
  • Appliances:See Remarks32: Yes

Exterior Features

  • View: City
  • Roof: Membrane
  • Lot Features: Near Public Transit
  • View: Yes
  • Construction Type: Vinyl Siding
  • Foundation Details: Stone
  • Construction Materials:Vinyl Siding: Yes
  • Window Features:Insulated Window(s): Yes
  • Window Features:Vinyl Frames: Yes
  • Window Features:Double Hung: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Off Street
  • Total Parking Spaces: 10.0
  • Parking Features:Off Street2: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: In Basement, In Unit
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Electric: 200+ Amp Service
  • Heating:Natural Gas2: Yes
  • Heating:Forced Air: Yes

Schools

  • Elementary School: Ninth District Elementary
  • Junior High Dist: Covington Indep
  • High School: Holmes Senior High
  • Middle Or Junior School: Holmes Middle School

Lot Info

  • Lot Size Sq Ft: 1958.0
  • Zoning Description: Multi Family

Multi Family

  • Number Of Units Total: 2

Matterport 3D Tour

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 10, 2025
Closed on
Oct 10, 2025
Sold by
Safeguard Management Llc
Bought by
Greenlee Arthur Edward
Seller's Agent
Julia Deck-Russell
Reinvest Consultants, LLC
Buyer's Agent
Arthur Greenlee IV
eXp Realty, LLC
List Price
$199,900
Sold Price
$199,900
Views
147

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-10.47%
Original Mortgage
$196,278
Outstanding Balance
$196,278
Interest Rate
6.5%
Mortgage Type
FHA
Estimated Equity
-$1,185

Purchase Details

Closed on
Aug 29, 2008
Sold by
The Bank Of New York Trust Co Na
Bought by
Bamberger Joseph F

Purchase Details

Closed on
Apr 14, 2008
Sold by
Calendine Steve
Bought by
The Bank Of New York Trust Co Na and Jpmorgan Chase Bank Na

Purchase Details

Closed on
Aug 26, 2003
Sold by
Fortier Joseph R
Bought by
Calendine Steve
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $199,900 Absolute Title
Special Warranty Deed $20,000 None Available
Commissioners Deed $43,335 None Available
Warranty Deed $3,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $196,278 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/17/2025 10/17/25 Sold $199,900 +5.3% $114 / Sq Ft
09/11/2025 09/11/25 Pending -- -- --
08/30/2025 08/30/25 Price Changed $189,900 -5.0% $108 / Sq Ft
07/19/2025 07/19/25 For Sale $199,900 0.0% $114 / Sq Ft
07/16/2025 07/16/25 Pending -- -- --
07/10/2025 07/10/25 For Sale $199,900 -- $114 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,060 $80,000 $5,000 $75,000
2024 $1,052 $80,000 $5,000 $75,000
2023 $1,066 $80,000 $5,000 $75,000
2022 $852 $60,000 $5,000 $55,000
2021 $553 $32,000 $2,000 $30,000
2020 $551 $32,000 $2,000 $30,000
2019 $556 $32,000 $2,000 $30,000
2018 $567 $32,000 $2,000 $30,000
2017 $387 $20,000 $5,000 $15,000
2015 $583 $20,000 $5,000 $15,000
2014 $436 $20,000 $5,000 $15,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 634198

Northern Kentucky Multiple Listing Service

APN: 054-24-19-019.00