NOT LISTED FOR SALE

122 Oak St Berea, KY 40403

Estimated Value: $207,000 - $262,000

Studio
2 Baths
2,500 Sq Ft
$93/Sq Ft Est. Value

About This Home

This home is located at 122 Oak St, Berea, KY 40403 and is currently estimated at $232,036, approximately $92 per square foot. 122 Oak St is a home located in Madison County with nearby schools including Berea Community Elementary School, Berea Community Middle School, and Berea Community High School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jun 30, 2025
Sold by
Stinson Robert and Stinson Angel
Bought by
Stinson Robert and Stinson Angela
Current Estimated Value
$232,036

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$250,000
Outstanding Balance
$249,580
Interest Rate
6.89%
Mortgage Type
VA
Estimated Equity
-$17,544

Purchase Details

Closed on
Jul 17, 2023
Sold by
Zac Wynn Realtor Guy Llc
Bought by
Stinson Robert and Stinson Angel

Purchase Details

Closed on
Mar 29, 2018
Sold by
Woodall James Dallas and Howard Angela
Bought by
Zac Wynn Realtor Guy Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$106,000
Interest Rate
4.43%
Mortgage Type
Commercial

Purchase Details

Closed on
Apr 23, 2009
Sold by
Spivey Dena
Bought by
Carpenter David and Carpenter Staci

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$40,000
Interest Rate
5.05%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 21, 2009
Sold by
Coffey Larry and Coffey Marca
Bought by
Spivey Dena

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$40,000
Interest Rate
5.05%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 25, 2009
Sold by
Clontz William T
Bought by
Spivey Dena

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$40,000
Interest Rate
5.05%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 2, 2009
Sold by
Clontz William T
Bought by
Coffey Larry and Coffey Marca

Purchase Details

Closed on
Jan 13, 2009
Sold by
Citifinancial Inc
Bought by
Clontz William T

Purchase Details

Closed on
Dec 4, 2008
Sold by
Teague Kathleen and Madison County Judge Executive
Bought by
Citifinancial Inc
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

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ICE

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First American

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Quantarium

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Stinson Robert -- None Listed On Document
Stinson Robert -- None Listed On Document
Stinson Robert $134,000 None Listed On Document
Zac Wynn Realtor Guy Llc $48,000 Foundation Title & Escrow Le
Carpenter David $35,000 None Available
Spivey Dena -- None Available
Spivey Dena $13,000 None Available
Coffey Larry $33,000 None Available
Clontz William T $13,000 None Available
Citifinancial Inc $75,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Stinson Robert $250,000
Closed Stinson Robert $250,000
Previous Owner Zac Wynn Realtor Guy Llc $106,000
Previous Owner Carpenter David $40,000
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,012 $134,000 $0 $0
2024 $1,577 $134,000 $0 $0
2023 $2,485 $190,000 $0 $0
2022 $2,411 $190,000 $0 $0
2021 $1,279 $95,000 $0 $0
2020 $1,250 $95,000 $0 $0
2019 $652 $48,000 $0 $0
2018 $640 $48,000 $0 $0
2017 $653 $50,000 $0 $0
2016 $635 $50,000 $0 $0
2015 $620 $50,000 $0 $0
2014 $452 $50,000 $0 $0
2012 $452 $35,000 $35,000 $0
Source: Public Records

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