Estimated Value: $207,000 - $262,000
Studio
2
Baths
2,500
Sq Ft
$93/Sq Ft
Est. Value
About This Home
This home is located at 122 Oak St, Berea, KY 40403 and is currently estimated at $232,036, approximately $92 per square foot. 122 Oak St is a home located in Madison County with nearby schools including Berea Community Elementary School, Berea Community Middle School, and Berea Community High School.
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Jun 30, 2025
Sold by
Stinson Robert and Stinson Angel
Bought by
Stinson Robert and Stinson Angela
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$250,000
Outstanding Balance
$249,580
Interest Rate
6.89%
Mortgage Type
VA
Estimated Equity
-$17,544
Purchase Details
Closed on
Jul 17, 2023
Sold by
Zac Wynn Realtor Guy Llc
Bought by
Stinson Robert and Stinson Angel
Purchase Details
Closed on
Mar 29, 2018
Sold by
Woodall James Dallas and Howard Angela
Bought by
Zac Wynn Realtor Guy Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$106,000
Interest Rate
4.43%
Mortgage Type
Commercial
Purchase Details
Closed on
Apr 23, 2009
Sold by
Spivey Dena
Bought by
Carpenter David and Carpenter Staci
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$40,000
Interest Rate
5.05%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Apr 21, 2009
Sold by
Coffey Larry and Coffey Marca
Bought by
Spivey Dena
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$40,000
Interest Rate
5.05%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Mar 25, 2009
Sold by
Clontz William T
Bought by
Spivey Dena
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$40,000
Interest Rate
5.05%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Feb 2, 2009
Sold by
Clontz William T
Bought by
Coffey Larry and Coffey Marca
Purchase Details
Closed on
Jan 13, 2009
Sold by
Citifinancial Inc
Bought by
Clontz William T
Purchase Details
Closed on
Dec 4, 2008
Sold by
Teague Kathleen and Madison County Judge Executive
Bought by
Citifinancial Inc
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Stinson Robert | -- | None Listed On Document | |
| Stinson Robert | -- | None Listed On Document | |
| Stinson Robert | $134,000 | None Listed On Document | |
| Zac Wynn Realtor Guy Llc | $48,000 | Foundation Title & Escrow Le | |
| Carpenter David | $35,000 | None Available | |
| Spivey Dena | -- | None Available | |
| Spivey Dena | $13,000 | None Available | |
| Coffey Larry | $33,000 | None Available | |
| Clontz William T | $13,000 | None Available | |
| Citifinancial Inc | $75,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Stinson Robert | $250,000 | |
| Closed | Stinson Robert | $250,000 | |
| Previous Owner | Zac Wynn Realtor Guy Llc | $106,000 | |
| Previous Owner | Carpenter David | $40,000 |
Source: Public Records
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,012 | $134,000 | $0 | $0 |
| 2024 | $1,577 | $134,000 | $0 | $0 |
| 2023 | $2,485 | $190,000 | $0 | $0 |
| 2022 | $2,411 | $190,000 | $0 | $0 |
| 2021 | $1,279 | $95,000 | $0 | $0 |
| 2020 | $1,250 | $95,000 | $0 | $0 |
| 2019 | $652 | $48,000 | $0 | $0 |
| 2018 | $640 | $48,000 | $0 | $0 |
| 2017 | $653 | $50,000 | $0 | $0 |
| 2016 | $635 | $50,000 | $0 | $0 |
| 2015 | $620 | $50,000 | $0 | $0 |
| 2014 | $452 | $50,000 | $0 | $0 |
| 2012 | $452 | $35,000 | $35,000 | $0 |
Source: Public Records
Map
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