$229,900
SOLD NOV 7, 2025

1221 Ruby Dr Shelbyville, IN 46176

2 Beds
2 Baths
1,563 Sq Ft
$233/mo HOA Fee

Recently Sold

$147 Per Sq Ft

6 Days on Market

Highlights

  • Deck
  • Ranch Style House
  • Galley Kitchen
  • Vaulted Ceiling
  • Porch
  • 3-minute walk to Clearwick Park

About This Home

As of November 2025

A rare opportunity to own a condo in the popular 55 & older community. Carefree low maintenance living in the 2 bedroom 2 bath home. Enter into the large living room with vaulted ceilings that flows to the dining area. Steps away is the at your fingertips kitchen with a full array of appliances. A pass through opening from the kitchen to the sun room for your convenience. Primary bedroom is complete with a full bath and walk in closet. Washer and dryer are included in the laundry room with cabinets for storage. Nice finished garage with epoxy floors and a full wall of cabinets for all of your treasures. Enjoy sitting on the back deck overlooking the playground at the park. Pack a basket and have a picnic in the park at the shelter house! Take a stroll and get to know your neighbors in this quiet neighborhood.

Last Agent to Sell the Property

Nadine Coombs

Listing Leaders North Central License #RB14040157 Listed on: 09/19/2025

Listing Leaders North Central

Last Buyer's Agent

Tabetha Brock

Trusted Realty Partners of Ind License #RB25000658

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $1,796

Year Built

  • Built in 1987

Lot Details

  • 1 Common Wall

HOA Fees

  • $233 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Ranch Style House
  • Entry on the 1st floor
  • Brick Exterior Construction

Interior Spaces

  • 1,563 Sq Ft Home
  • Vaulted Ceiling
  • Paddle Fans
  • Combination Kitchen and Dining Room
  • Laminate Flooring
  • Crawl Space
  • Pull Down Stairs to Attic

Kitchen

  • Galley Kitchen
  • Electric Oven
  • Built-In Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

Outdoor Features

  • Deck
  • Patio
  • Porch

Schools

  • Thomas A Hendricks Elementary Sch
  • Shelbyville Middle School

Utilities

  • Forced Air Heating and Cooling System
  • Heat Pump System
  • Heating System Uses Natural Gas
  • Gas Water Heater
  • Water Softener is Owned
  • High Speed Internet

Listing and Financial Details

  • Tax Lot 65-66
  • Assessor Parcel Number 731107300106020002
  • Seller Concessions Offered

Community Details

Overview

  • Association fees include insurance, laundry connection in unit, maintenance, snow removal, trash
  • Ruby Drive Condo Hpr Subdivision

Security

  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Est. Annual Taxes

$1,796

Year Built

Built in 1987

Lot Details

0

HOA Fees

$233 per month

Parking

2

Listing Details

  • Property Sub Type: Condominium
  • Architectural Style: Ranch
  • Property Type: Residential
  • New Construction: No
  • Tax Year: 2024
  • Year Built: 1987
  • Building Area Total: 1563
  • Entry Level: 1
  • Garage Y N: Yes
  • Subdivision Name: Ruby Drive Condo Hpr
  • Transaction Type: Sale
  • Accessibility Features YN: No
  • Floor Number: 1
  • Lifestyles: Other/See Remarks
  • F H A Certified: No
  • Special Features: None

Interior Features

  • Common Walls: 1 Common Wall
  • Basement: No
  • Appliances: Dishwasher, Dryer, Disposal, Gas Water Heater, MicroHood, Electric Oven, Refrigerator, Washer, Water Softener Owned
  • Levels: One
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 2
  • Interior Amenities: Attic Pull Down Stairs, Vaulted Ceiling(s), Paddle Fan, Hi-Speed Internet Availbl, Walk-In Closet(s)
  • Living Area: 1563
  • Other Equipment: Smoke Alarm
  • Spa Y N: No
  • Areas Interior: Laundry in Unit
  • Eating Area: Dining Combo/Kitchen
  • Basement Full Bathrooms: 0
  • Main Level Full Bathrooms: 2
  • Main Level Sq Ft: 1563
  • Basement Half Bathrooms: 0
  • Main Half Bathrooms: 0
  • Kitchen Features: Kitchen Galley
  • Upper Level Sq Ft: 0

Exterior Features

  • Construction Materials: Brick
  • Foundation Details: Crawl Space
  • Patio And Porch Features: Deck, Patio, Porch
  • Pool Private Y N: No
  • View Y N: No
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Attached, Concrete
  • Garage Parking Other: Finished Garage,Garage Door Opener,Keyless Entry

Utilities

  • Utilities: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Cooling: Central Air, Heat Pump
  • Electric: 100 Amp Service
  • Heating: Forced Air, Natural Gas
  • Laundry Features: Laundry Room
  • Security Features: Smoke Detector(s)
  • Water Source: Public
  • Solid Waste: Yes

Condo/Co-op/Association

  • Association Fee: 700
  • Association Fee Frequency: Quarterly
  • Association YN: Yes
  • Community Features: Curbs, Sidewalks, Street Lights
  • Management Company Name: Self managed
  • H O A Disclosures: 55+ Community,Covenants & Restrictions
  • Condo Description Location: Other/See Remarks
  • Condo Type: Horizontal

Fee Information

  • Association Fee Includes: Entrance Common, Insurance, Laundry Connection In Unit, Maintenance, Snow Removal, Trash

Schools

  • Middle Or Junior School: Shelbyville Middle School

Lot Info

  • Property Attached Yn: Yes
  • Additional Parcels: No
  • Horse Amenities: None
  • Parcel Number: 731107300106020002
  • Acres: <1/4 Acre

Tax Info

  • Tax Annual Amount: 1796
  • Tax Lot: 65-66
  • Semi Annual Property Tax Amt: 898
  • Tax Exemption: Homestead Tax Exemption

MLS Schools

  • Elementary School: Thomas A Hendricks Elementary Sch

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 19, 2025
Closed on
Nov 7, 2025
Sold by
Lutes Diana K Bridgford
Bought by
Hertzer Cheryl
Seller's Agent
Nadine Coombs
Listing Leaders North Central
Buyer's Agent
Tabetha Brock
Trusted Realty Partners of Ind
List Price
$229,900
Sold Price
$229,900
Views
105

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.57%
Original Mortgage
$129,900
Outstanding Balance
$129,900
Interest Rate
6.3%
Mortgage Type
New Conventional
Estimated Equity
$101,286

Purchase Details

Listed on
Sep 10, 2022
Closed on
Nov 18, 2022
Sold by
Winkler Benjamin Ray and Kileen Lynn
Bought by
Lutes Diana K Bridgford
Seller's Agent
Kandi Allen
My Agent
Buyer's Agent
Nadine Coombs
Listing Leaders North Central
List Price
$243,000
Sold Price
$235,000
Premium/Discount to List
-$8,000
-3.29%
Views
75

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.74%

Purchase Details

Closed on
Jun 28, 2022
Sold by
Thomas F Gallagher Irrevocable Trust
Bought by
Winkler Benjamin Ray and Winkler Kileen Lynn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$157,500
Interest Rate
5.1%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 31, 2017
Sold by
Gallagher Thomas F
Bought by
Thomas F Gallagher Irrevocable Trust

Purchase Details

Listed on
Apr 15, 2015
Closed on
Aug 31, 2015
Sold by
Richmond Teresa L
Bought by
Gallagher Thomas F and Gallagher Deborah P
Seller's Agent
Nancy Smith
Dropped Members
Buyer's Agent
Sherry Soforic
F.C. Tucker Company
List Price
$134,900
Sold Price
$134,000
Premium/Discount to List
-$900
-0.67%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.38%

Purchase Details

Closed on
Apr 10, 2012
Sold by
Richmond Theresa L
Bought by
Richmond Teresa L
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- None Listed On Document
Warranty Deed -- Security Title
Deed $210,000 Karmire Jason L
Warranty Deed -- None Available
Warranty Deed -- Hamilton National Title Llc
Interfamily Deed Transfer -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $129,900 New Conventional
Previous Owner $157,500 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/07/2025 11/07/25 Sold $229,900 0.0% $147 / Sq Ft
09/25/2025 09/25/25 Pending -- -- --
09/19/2025 09/19/25 For Sale $229,900 -2.2% $147 / Sq Ft
11/18/2022 11/18/22 Sold $235,000 -0.8% $150 / Sq Ft View Prior Sale
11/08/2022 11/08/22 Pending -- -- --
10/31/2022 10/31/22 Price Changed $237,000 -0.2% $152 / Sq Ft
10/07/2022 10/07/22 Price Changed $237,500 -0.6% $152 / Sq Ft
09/22/2022 09/22/22 Price Changed $239,000 -1.6% $153 / Sq Ft
09/10/2022 09/10/22 For Sale $243,000 +81.3% $155 / Sq Ft
09/04/2015 09/04/15 Sold $134,000 0.0% $86 / Sq Ft View Prior Sale
07/20/2015 07/20/15 Pending -- -- --
06/24/2015 06/24/15 Off Market $134,000 -- --
04/15/2015 04/15/15 For Sale $134,900 -- $86 / Sq Ft
Source: MIBOR Broker Listing Cooperative®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,795 $179,500 $0 $179,500
2023 $1,771 $177,100 $0 $177,100
2022 $1,550 $155,000 $0 $155,000
2021 $1,422 $142,200 $0 $142,200
2020 $1,339 $133,900 $0 $133,900
2019 $1,271 $127,100 $0 $127,100
2018 $1,192 $119,200 $0 $119,200
2017 $1,132 $113,200 $0 $113,200
2016 $1,113 $111,300 $0 $111,300
2014 $655 $105,700 $0 $105,700
2013 $655 $115,300 $0 $115,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MIBOR Broker Listing Cooperative®

MLS Number: 22063814

MIBOR Broker Listing Cooperative®

APN: 73-11-07-300-106.020-002