NOT LISTED FOR SALE

12232 Rancho Bernardo Rd Unit A San Diego, CA 92128

Rancho Bernardo Neighborhood

Estimated Value: $548,000 - $668,000

2 Beds
1 Bath
923 Sq Ft
$315/mo HOA Fee

Last Sold July 16, 2021

Last sale price $460,000 $498 Per Sq Ft

Est. 28% increase in value since last sale

Current estimated payment $3,871/month

9 Days on Market

Highlights

  • Clubhouse
  • Community Pool
  • Covered Patio or Porch
  • Chaparral Elementary Rated A+
  • Tennis Courts
  • Jogging Track

About This Home

As of July 2021

Beautifully renovated two bed in the quiet community of Bernardo Villas. Upgraded kitchen with granite countertops, stainless appliances and tile backsplash. Custom bath with granite counters, stone vessel sink and new lighting. Rich hardwood flooring throughout. Bright, open floor plan with oversized sliding doors to spacious, enclosed private patio. Central air. Great schools rating 8&9. Rancho Bernardo Swim and Tennis club provides access to pool, tennis courts, basketball courts and playground just a short walk away!

Last Agent to Sell the Property

Woody Henderson

American Dreams Real Estate License #01502040 Listed on: 06/15/2021

Co-Listed By

Paige Colombo

American Dreams Real Estate License #02138828

Last Buyer's Agent

Brian Lewis

Compass License #01440201

Compass

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $5,434

Year Built

  • Built in 1966

Lot Details

  • 3.13

HOA Fees

  • $315 Monthly HOA Fees

Home Design

  • Entry on the 1st floor
  • Spanish Tile Roof
  • Stucco Exterior

Interior Spaces

  • 923 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Family Room Off Kitchen

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom
  • Bathtub

Parking

  • 1 Parking Space
  • Carport

Additional Features

  • No Interior Steps
  • Covered Patio or Porch
  • Property is Fully Fenced

Listing and Financial Details

  • Assessor Parcel Number 274-520-44-02

Community Details

Overview

  • Association fees include common area maintenance, exterior bldg maintenance, limited insurance, sewer, trash pickup, water
  • $27 Other Monthly Fees
  • 2 Units
  • Bernardo Villas Association, Phone Number (858) 485-0881
  • Bernardo Villas Community
  • Property Manager

Amenities

  • Community Barbecue Grill
  • Picnic Area
  • Clubhouse
  • Laundry Facilities

Recreation

  • Tennis Courts
  • Sport Court
  • Community Playground
  • Community Pool
  • Community Spa
  • Recreational Area
  • Jogging Track

Pet Policy

  • Pets Allowed

Property Details

Home Type

Condominium

Est. Annual Taxes

$5,434

Year Built

Built in 1966

Lot Details

0

HOA Fees

$315 per month

Listing Details

  • Class: RESIDENTIAL
  • Sub Category: Attached
  • Residential Styles: All Other Attached
  • Market Area: North County Inland
  • Cross Street: Pomerado Rd
  • Neighborhood: Bernardo Villa
  • Estimated Living Space: 500 to 999 SqFt
  • LP / Sq Ft: 498.37
  • Miscellaneous: Tennis Court
  • Price Per Sq Ft: 498.37
  • Residential Unit Location: No Unit Above or Below
  • SP/ Sq Ft: 498.37
  • Stories: 1 Story
  • Stories In Building: 1
  • Accessibility Features: No Interior Steps
  • Ownership: Condominium
  • Total Stories: 1
  • Year Built: 1966
  • Allow Comments Review: Yes
  • Internet Address Field: Full Address
  • Internet Syndication Y N: Yes
  • Keyword1: 1
  • Unit Number Space Number: A
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Interior Amenities: Bathtub, Ceiling Fan, Kitchen Open To Family Rm
  • Equipment Available: Dishwasher, Disposal, Microwave, Range/Oven, Refrigerator
  • Searchable Rooms: MBR Entry Level, All Bedrooms Down
  • Total Bedrooms: 2
  • Bedrooms: 2
  • Master Bedroom Dimensions: 14x13
  • Full Bathrooms: 1
  • Laundry Location: Community
  • Estimated Sq Ft: 923
  • Total Bathrooms: 1

Exterior Features

  • Exterior Material: Stucco
  • Fencing: Full
  • Patio: Covered, Concrete, Patio
  • Pool: Community/Common
  • Roof: Spanish Tile
  • Spa: Community/Common

Garage/Parking

  • Non Garage Parking: Carport
  • Garage Spaces: 1
  • Parking Spaces Total: 1

Utilities

  • Cooling: Central Forced Air
  • Laundry Utilities: Electric
  • Sewer/Septic: Sewer Connected
  • Water: Available
  • Heating: Forced Air Unit
  • Heating Fuel: Electric
  • Utilities: Sewer Connected, Water Connected

Condo/Co-op/Association

  • Complex Name: Bernardo Villas
  • Total Fees: 3780.0
  • Pets Allowed: Yes
  • Units In Building: 2
  • Total Number of Units: 193
  • Property Management Company: Elite Property Management
  • Property Management Phone: 858-485-0881
  • Community: RANCHO BERNARDO
  • Complex Features: BBQ, Tennis Courts, Clubhouse/Rec Room, Playground, Pool, Recreation Area
  • Home Owner Association: Bernardo Villas
  • Home Owner Association Fee Includes: Common Area Maintenance, Exterior Bldg Maintenance, Limited Insurance, Sewer, Trash Pickup, Water
  • Home Owner Association Fee Reflects: Month
  • Home Owner Association Fees: 315.0
  • HOA Payment Frequency: Monthly
  • Home Owner Association Phone: 858-485-0881
  • Other Fees Payment Frequency: Annual
  • Other Fees Type: Club Fees
  • Association Amenities: Club House, Hot Water, Jogging Track, Pets Permitted, Picnic Area, Playground, Sport Court, Pool, Onsite Property Mgmt

Association/Amenities

  • Entry Level Building: 1
  • Entry Level Unit: 1

Fee Information

  • Total Monthly Fees: 342
  • Other Fees: 318.0
  • Other Fees Reflect: Year
  • Total Other Fees: 318

Lot Info

  • Lot Size: 0 (Common Interest)
  • Topography: Level
  • Zoning: R-1:SINGLE
  • Assessor Parcel Number: 274-520-44-02
  • Map Code Column: B
  • Map Code Page: 1170
  • Map Code Row: 3

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 15, 2021
Closed on
Jun 30, 2021
Sold by
Kovach Robert N
Bought by
Mellon James and Ali Ahmadi Mary
Seller's Agent
Woody Henderson
American Dreams Real Estate
Buyer's Agent
Brian Lewis
Compass
List Price
$475,000
Sold Price
$460,000
Premium/Discount to List
-$15,000
-3.16%
Current Estimated Value
$587,565

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$127,565
Avg. Annual Appreciation
4.23%
Original Mortgage
$451,668
Outstanding Balance
$411,591
Interest Rate
2.9%
Mortgage Type
FHA
Estimated Equity
$135,665

Purchase Details

Closed on
Jul 18, 2013
Sold by
Kovach Robert N
Bought by
Kovach Robert N

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$205,000
Interest Rate
4.46%
Mortgage Type
VA

Purchase Details

Closed on
Jul 10, 2007
Sold by
Guaranty Bank
Bought by
Kovach Robert N

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$234,000
Interest Rate
6.41%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 5, 2007
Sold by
Kovach Shannon
Bought by
Kovach Robert N

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$234,000
Interest Rate
6.41%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 12, 2007
Sold by
Preclaro Manuel S
Bought by
Guaranty Bank

Purchase Details

Closed on
Apr 7, 2005
Sold by
Preclaro Manuel S
Bought by
Preclaro Manuel S

Purchase Details

Closed on
Mar 5, 2002
Sold by
Schulte Ruprecht F and Schulte Eleanor
Bought by
Preclaro Manuel S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,650
Interest Rate
6.85%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 6, 1995
Sold by
Schulte Ruprecht F
Bought by
Schulte Ruprecht F and Schulte Eleanor
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Mellon James $460,000 Ticor Title San Diego Branch
Kovach Robert N -- Fidelity National Title Comp
Kovach Robert N $234,000 First American Title
Kovach Robert N -- First American Title
Guaranty Bank $178,000 Accommodation
Preclaro Manuel S -- --
Preclaro Manuel S $145,000 New Century Title Company
Schulte Ruprecht F -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Mellon James $451,668
Previous Owner Kovach Robert N $205,000
Previous Owner Kovach Robert N $234,000
Previous Owner Kovach Robert N $234,000
Previous Owner Preclaro Manuel S $140,650
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/16/2021 07/16/21 Sold $460,000 0.0% $498 / Sq Ft
06/24/2021 06/24/21 Pending -- -- --
06/24/2021 06/24/21 Price Changed $460,000 +2.3% $498 / Sq Ft
06/22/2021 06/22/21 Price Changed $449,500 -5.4% $487 / Sq Ft
06/15/2021 06/15/21 For Sale $475,000 -- $515 / Sq Ft
Source: San Diego MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,434 $488,152 $333,782 $154,370
2024 $5,434 $478,582 $327,238 $151,344
2023 $5,319 $469,199 $320,822 $148,377
2022 $5,231 $460,000 $314,532 $145,468
2021 $3,188 $283,941 $194,149 $89,792
2020 $3,145 $281,031 $192,159 $88,872
2019 $3,062 $275,522 $188,392 $87,130
2018 $2,975 $270,121 $184,699 $85,422
2017 $2,895 $264,826 $181,078 $83,748
2016 $2,672 $245,000 $153,000 $92,000
2015 $2,507 $230,000 $144,000 $86,000
2014 $2,332 $215,000 $135,000 $80,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: San Diego MLS

MLS Number: 210016483

San Diego MLS

APN: 274-520-44-02