$520,000
$5K PRICE DROP

12234 Rancho Bernardo Rd Unit A San Diego, CA 92128

Rancho Bernardo Neighborhood

Estimated payment $3,658/month

Total Views 7,250
2 Beds
1.5 Baths
924 Sq Ft
$563 Price per Sq Ft

Highlights

  • Golf Course Community
  • Community Lake
  • Sauna
  • Chaparral Elementary Rated A+
  • Clubhouse
  • Neighborhood Views

About This Home

All ages community! VA & FHA Approved! Welcome to this charming 2-bedroom, 1.5-bath Spanish-style end-unit condo in the heart of Rancho Bernardo. With 924 sq ft of thoughtfully designed living space, this home offers the perfect blend of comfort, character, and community perks. Downstairs features an open-concept layout with a spacious living room, convenient half bath, a kitchen and your own private patio—ideal for relaxing or entertaining. Tile flooring throughout the first level keeps things cool and low-maintenance, while cozy carpet upstairs makes for a peaceful retreat in both bedrooms. You’ll love the new A/C system for year-round comfort. Upstairs are two comfortable bedrooms and a full bath, all filled with natural light. Being an end unit, you enjoy extra privacy and just one shared wall. You’ll have one assigned carport with a storage area, plus easy street parking for guests. Best of all, this home includes membership to the Rancho Bernardo Swim & Tennis Club located just across the street. The club features a gym, pickleball and tennis courts, basketball courts, playground, karate and fitness classes, pools, and even a woodshop for hobbyists. Conveniently located near shopping, dining, top-rated schools, and freeway access, this is your chance to enjoy North County living with resort-style amenities just steps from your front door. Come take a look. This one checks all the boxes!

Listing Agent

Anna Franklin

Finest City Homes Brokerage Phone: 619-761-9657 License #02110752 Listed on: 06/08/2025

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $3,909

Year Built

  • Built in 1966

HOA Fees

  • $485 Monthly HOA Fees

Home Design

  • Split Level Home

Interior Spaces

  • 924 Sq Ft Home
  • 2-Story Property
  • Neighborhood Views
  • Laundry Room

Bedrooms and Bathrooms

  • 2 Bedrooms
  • All Upper Level Bedrooms

Parking

  • 1 Parking Space
  • 1 Carport Space
  • Parking Available
  • On-Street Parking

Utilities

  • Central Air
  • No Heating

Additional Features

  • Exterior Lighting
  • 1 Common Wall

Listing and Financial Details

  • Tax Tract Number 520
  • Assessor Parcel Number 2745204410
  • $800 per year additional tax assessments

Community Details

Overview

  • 193 Units
  • Bernardo Villas Association, Phone Number (858) 485-0881
  • Elite Management HOA
  • Maintained Community
  • Community Lake
  • Valley

Amenities

  • Community Barbecue Grill
  • Sauna
  • Clubhouse
  • Banquet Facilities
  • Billiard Room
  • Recreation Room
  • Laundry Facilities

Recreation

  • Golf Course Community
  • Tennis Courts
  • Pickleball Courts
  • Racquetball
  • Community Playground
  • Community Pool
  • Community Spa
  • Park
  • Horse Trails
  • Hiking Trails
  • Bike Trail

Pet Policy

  • Pets Allowed

Property Details

Home Type

Condominium

Est. Annual Taxes

$3,909

Year Built

Built in 1966

Lot Details

0

HOA Fees

$485 per month

Listing Details

  • Assessments: Yes
  • Inclusions: All appliances
  • Property Attached: Yes
  • View: Yes
  • Zoning: R-1:SINGLE FAM-RES
  • Property Sub Type: Condominium
  • Property Type: Residential
  • Parcel Number: 2745204410
  • Year Built: 1966
  • Special Features: None

Interior Features

  • Fireplace: No
  • Living Area: 924.00
  • Stories: 2
  • Entry Location: front
  • Common Walls: 1 Common Wall
  • Appliances: No
  • Full Bathrooms: 1
  • Full And Three Quarter Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 2
  • Entry Level: 1
  • Levels: Multi/Split
  • Main Level Bathrooms: 1
  • Price Per Square Foot: 562.77
  • Room Type: All Bedrooms Up

Exterior Features

  • View: Neighborhood
  • Fence: No
  • Pool Features: Community
  • Pool Private: No
  • Spa: No

Garage/Parking

  • Carport Spaces: 1.00
  • Parking: Yes
  • Parking Features: Carport, Street
  • Total Parking Spaces: 1.00

Utilities

  • Sprinklers: No
  • Heating: No
  • Laundry: Yes
  • Laundry Features: Community
  • Sewer: Public Sewer
  • Cooling: Central Air
  • Cooling: Yes

Condo/Co-op/Association

  • Association: Yes
  • Amenities: Banquet Facilities, Barbecue, Billiard Room, Clubhouse, Golf Course, Pets Permitted, Playground, Pool, Racquetball, Recreation Room, Sauna, Spa/Hot Tub, Tennis Court(s), Maintenance Grounds, Trash, Water, Pickleball
  • Association Fee: 485.00
  • Association Fee Frequency: Monthly
  • Association Name: Bernardo Villas
  • Phone: 8584850881
  • Senior Community: No
  • Community Features: Curbs, Golf, Horse Trails, Sidewalks, Storm Drains, Street Lights, Valley, Biking, Hiking, Lake, Park
  • Association Management: Elite Management

Schools

  • School District: Poway Unified

Lot Info

  • Additional Parcels: No
  • Land Lease: No

Multi Family

  • Lease Considered: No
  • Number Of Units In Community: 193

Tax Info

  • Tax Tract Number: 520
  • TaxOtherAnnualAssessmentAmount: 800.00

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,909 $349,961 $171,847 $178,114
2024 $3,909 $343,100 $168,478 $174,622
2023 $3,826 $336,374 $165,175 $171,199
2022 $3,763 $329,780 $161,937 $167,843
2021 $3,714 $323,314 $158,762 $164,552
2020 $3,664 $320,000 $157,135 $162,865
2019 $1,657 $143,457 $70,444 $73,013
2018 $1,611 $140,645 $69,063 $71,582
2017 $83 $137,888 $67,709 $70,179
2016 $1,537 $135,185 $66,382 $68,803
2015 $1,514 $133,155 $65,385 $67,770
2014 $1,480 $130,548 $64,105 $66,443
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/07/2025 08/07/25 Price Changed $520,000 -1.0% $563 / Sq Ft
06/08/2025 06/08/25 For Sale $525,000 0.0% $568 / Sq Ft
05/31/2023 05/31/23 Rented $2,695 0.0% --
05/02/2023 05/02/23 Price Changed $2,695 -3.6% $3 / Sq Ft
04/24/2023 04/24/23 Price Changed $2,795 -3.5% $3 / Sq Ft
04/17/2023 04/17/23 Price Changed $2,895 -3.3% $3 / Sq Ft
04/13/2023 04/13/23 For Rent $2,995 0.0% --
11/13/2019 11/13/19 Sold $320,000 0.0% $346 / Sq Ft
10/14/2019 10/14/19 Pending -- -- --
10/11/2019 10/11/19 Price Changed $320,000 +1.6% $346 / Sq Ft
10/04/2019 10/04/19 For Sale $315,000 -- $341 / Sq Ft
Source: California Regional Multiple Listing Service (CRMLS)

Purchase History

Date Type Sale Price Title Company
Grant Deed $320,000 Ticor Title Co Sd Branch
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- Ticor Title Company
Interfamily Deed Transfer -- --
Interfamily Deed Transfer -- Lawyers Title Company
Deed $87,000 --
Deed $77,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $310,400 New Conventional
Previous Owner $100,000 Purchase Money Mortgage
Previous Owner $68,100 Purchase Money Mortgage
Source: Public Records

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Source: California Regional Multiple Listing Service (CRMLS)

MLS Number: PTP2504260

California Regional Multiple Listing Service (CRMLS)

APN: 274-520-44-10