G
Seller's Agent in 2025
Gary McCormick
eXp Realty, LLC
(859) 462-4431
1 in this area
90 Total Sales
1225 Garrard St Covington, KY 41011
Eastside Neighborhood
3
Beds
2.5
Baths
1,400
Sq Ft
2,182
Sq Ft Lot
Highlights
- Traditional Architecture
- Fireplace
- Bathtub with Shower
- No HOA
- Walk-In Closet
- Living Room
About This Home
As of December 2025Come check out this lovely, fully renovated 3BR 2BA home in the heart of Covington! The first level offers an open floor plan with a new kitchen featuring quartz countertops and stainless steel appliances, a well appointed half bath, and convenient laudry. Upstairs provides two BR's, guest full bath, and a primary suite with full bath and walk in closet.
Nothing left to do in this home but move in!
Last Agent to Sell the Property
eXp Realty, LLC License #268470 Listed on: 03/29/2025
Home Details
Home Type
- Single Family
Lot Details
- 2,182 Sq Ft Lot
- Lot Dimensions are 23x95
- Cleared Lot
Home Design
- Traditional Architecture
- Block Foundation
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 1,400 Sq Ft Home
- 2-Story Property
- Fireplace
- Vinyl Clad Windows
- Family Room
- Living Room
- Vinyl Plank Flooring
- Unfinished Basement
- Basement Fills Entire Space Under The House
- Fire and Smoke Detector
Kitchen
- Electric Range
- Dishwasher
- Kitchen Island
Bedrooms and Bathrooms
- 3 Bedrooms
- En-Suite Bathroom
- Walk-In Closet
- Bathtub with Shower
- Shower Only
Laundry
- Laundry on lower level
- Electric Dryer Hookup
Parking
- Driveway
- On-Street Parking
Schools
- John G. Carlisle Elementary School
- Holmes Middle School
- Holmes Senior High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Community Details
- No Home Owners Association
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 29, 2025
Closed on
Dec 23, 2025
Sold by
Arv Property Rentals Llc and Avr Property Rentals Llc
Bought by
Alvarado Joseph Erasmo
Seller's Agent
Gary McCormick
eXp Realty, LLC
Buyer's Agent
Kyle Sticklen
Sibcy Cline, REALTORS-Florence
List Price
$225,000
Sold Price
$206,500
Premium/Discount to List
-$18,500
-8.22%
Views
319
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
51.37%
Original Mortgage
$196,175
Outstanding Balance
$195,988
Interest Rate
6.23%
Mortgage Type
New Conventional
Estimated Equity
$21,045
Purchase Details
Listed on
Aug 15, 2023
Closed on
Sep 26, 2023
Sold by
Opulento Investments Llc
Bought by
Arv Property Rentals Llc
Seller's Agent
Mark Erwin
eXp Realty, LLC
Buyer's Agent
Michele Mamo
eXp Realty, LLC
List Price
$120,000
Sold Price
$112,000
Premium/Discount to List
-$8,000
-6.67%
Views
107
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
31.41%
Original Mortgage
$157,003
Interest Rate
7.23%
Mortgage Type
Balloon
Purchase Details
Closed on
Aug 31, 2021
Sold by
Avm Investments Inc
Bought by
Opulento Investments Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$134,390
Interest Rate
2.7%
Mortgage Type
Construction
Purchase Details
Closed on
Jul 26, 2021
Sold by
Zetterberg Joshua and The Tax Lien Service Corporati
Bought by
Avm Investments Inc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$134,390
Interest Rate
2.7%
Mortgage Type
Construction
Purchase Details
Closed on
Oct 4, 2000
Sold by
Tasio Mary
Bought by
Zetterberg Joshua
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$24,350
Interest Rate
10.25%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $206,500 | None Listed On Document | |
| Special Warranty Deed | $112,000 | Absolute Title | |
| Warranty Deed | $42,000 | Chicago Title Company Llc | |
| Commissioners Deed | $25,000 | None Available | |
| Deed | $41,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $196,175 | New Conventional | |
| Previous Owner | $157,003 | Balloon | |
| Previous Owner | $134,390 | Construction | |
| Previous Owner | $24,350 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 12/23/2025 12/23/25 | Sold | $206,500 | -8.2% | $148 / Sq Ft | |
| 11/12/2025 11/12/25 | Pending | -- | -- | -- | |
| 10/28/2025 10/28/25 | For Sale | $225,000 | 0.0% | $161 / Sq Ft | |
| 10/07/2025 10/07/25 | Pending | -- | -- | -- | |
| 10/01/2025 10/01/25 | For Sale | $225,000 | +9.0% | $161 / Sq Ft | |
| 09/30/2025 09/30/25 | Off Market | $206,500 | -- | -- | |
| 09/06/2025 09/06/25 | Price Changed | $225,000 | 0.0% | $161 / Sq Ft | |
| 09/06/2025 09/06/25 | For Sale | $225,000 | +9.0% | $161 / Sq Ft | |
| 09/06/2025 09/06/25 | Off Market | $206,500 | -- | -- | |
| 08/31/2025 08/31/25 | Pending | -- | -- | -- | |
| 07/29/2025 07/29/25 | Price Changed | $230,000 | -2.1% | $164 / Sq Ft | |
| 07/07/2025 07/07/25 | Price Changed | $235,000 | -2.1% | $168 / Sq Ft | |
| 06/18/2025 06/18/25 | Price Changed | $240,000 | -4.0% | $171 / Sq Ft | |
| 06/15/2025 06/15/25 | For Sale | $250,000 | +21.1% | $179 / Sq Ft | |
| 06/06/2025 06/06/25 | Off Market | $206,500 | -- | -- | |
| 03/20/2025 03/20/25 | For Sale | $250,000 | +123.2% | $179 / Sq Ft | |
| 09/27/2023 09/27/23 | Sold | $112,000 | -6.7% | $51 / Sq Ft | View Prior Sale |
| 08/30/2023 08/30/23 | Pending | -- | -- | -- | |
| 08/15/2023 08/15/23 | For Sale | $120,000 | -- | $55 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,696 | $128,000 | $5,000 | $123,000 |
| 2024 | $1,473 | $112,000 | $5,000 | $107,000 |
| 2023 | $559 | $42,000 | $5,000 | $37,000 |
| 2022 | $619 | $42,000 | $5,000 | $37,000 |
| 2021 | $404 | $22,000 | $2,000 | $20,000 |
| 2020 | $402 | $22,000 | $2,000 | $20,000 |
| 2019 | $406 | $22,000 | $2,000 | $20,000 |
| 2018 | $413 | $22,000 | $2,000 | $20,000 |
| 2017 | $933 | $55,000 | $3,000 | $52,000 |
| 2015 | $2,062 | $55,000 | $3,000 | $52,000 |
| 2014 | $1,356 | $55,000 | $3,000 | $52,000 |
Source: Public Records
Agents Affiliated with this Home
-
Gary McCormick
-
Kyle Sticklen
Buyer's Agent in 2025
Kyle Sticklen
Sibcy Cline
(513) 646-9187
2 in this area
54 Total Sales
-
M
Seller's Agent in 2023
Mark Erwin
eXp Realty, LLC
-
Suzanne Willard
S
Seller Co-Listing Agent in 2023
Suzanne Willard
Keller Williams Advisors
(858) 776-7608
4 in this area
28 Total Sales
-
M
Buyer's Agent in 2023
Michele Mamo
eXp Realty, LLC
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 631080
APN: 054-24-26-010.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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